Trump to gut ACA via executive order

[Anonymous]

Anonymous wrote:

Anonymous wrote:Again, the EO will make premiums higher for the middle/upper. If ACA is financially hurting you now, the EO will make it worse. That is the point of this thread.

Short term, yes. But it will also wreck Obamacare quicker, which is a great thing. Obamacare needs to be destroyed.

Really.. what makes you think the pain will be "short term"? It won't for the millions who lose healthcare under the R plan per the CBO.

[Anonymous]

It sure will. As more and more people lie to the IRS and circumvent the law, it will become financially untenable and collapse. That will happen quickly as more insurers drop out of states.

[Anonymous]

Great. So the market collapses, the poor don't have insurance so go back to using the ER as a clinic and the rest of us have super inflated premiums to pick up the slack.

[Anonymous]

Anonymous wrote:Great. So the market collapses, the poor don't have insurance so go back to using the ER as a clinic and the rest of us have super inflated premiums to pick up the slack.

While the hope was that having insurance would stop people from using the ER as a clinic, those expectations were not met. It's going to take something more than insurance coverage to make it happen.

[Anonymous]

Anonymous wrote:Great. So the market collapses, the poor don't have insurance so go back to using the ER as a clinic and the rest of us have super inflated premiums to pick up the slack.

What are you talking about? The premiums were not nearly as inflated on that system as they are today. It's much worse today with Obamacare.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Great. So the market collapses, the poor don't have insurance so go back to using the ER as a clinic and the rest of us have super inflated premiums to pick up the slack.

What are you talking about? The premiums were not nearly as inflated on that system as they are today. It's much worse today with Obamacare.

Prove it.

[Anonymous]

Everyone whose employee premium, deductibles and copays have skyrocketed for their employer provided medical coverage, raise your hands.

Everyone who is paying more for medical insurance and getting less, raise your hands.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Great. So the market collapses, the poor don't have insurance so go back to using the ER as a clinic and the rest of us have super inflated premiums to pick up the slack.

What are you talking about? The premiums were not nearly as inflated on that system as they are today. It's much worse today with Obamacare.

Look at any projection chart and the premiums are defiantly more in check through the ACA then they would have been without. Everyone railing on the ACA keeps talking about how their premiums spiked but what they seem to have amnesia about is where it would have gone without it. Now we will find out, but it will be 2-3x worse.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Great. So the market collapses, the poor don't have insurance so go back to using the ER as a clinic and the rest of us have super inflated premiums to pick up the slack.

While the hope was that having insurance would stop people from using the ER as a clinic, those expectations were not met. It's going to take something more than insurance coverage to make it happen.

I guess you have missed the proliferation of day clinics with the ACA and its use by, well, everyone. The ER's have been in much better shape (not anywhere close to perfect) because of the clinics and the ACA.

[Anonymous]

Anonymous wrote:Everyone whose employee premium, deductibles and copays have skyrocketed for their employer provided medical coverage, raise your hands.

Everyone who is paying more for medical insurance and getting less, raise your hands.

Tomorrow, when the sun comes up after the moon goes away are you going to believe that the sun made that happen?

Fact is, health insurance premiums, co-pays, and deductibles have been increasing while coverage has been decreasing for many, many years; it's not new since the ACA.

[Anonymous]

Anonymous wrote:Sorry if this was posted but Bannon said at the "Values Summit" that the point of cutting off CSRs was to intentionally blow up the insurance markets (http://talkingpointsmemo.com/edblog/bannon-admits-it)

Craig Garthwaite (a Republican health care economist critical if the ACA) said the same thing on twitter-- doing it two weeks before enrollment means it was intentional sabotage of the insurance markets.

It just boggles my mind that this Administration would be so blinded by its hate of anything Obama-related that it would intentionally hurt Americans who need individual insurance.

Inconvenient fact. The Courts ruled the payments are illegal almost a year ago.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Everyone whose employee premium, deductibles and copays have skyrocketed for their employer provided medical coverage, raise your hands.

Everyone who is paying more for medical insurance and getting less, raise your hands.

Tomorrow, when the sun comes up after the moon goes away are you going to believe that the sun made that happen?

Fact is, health insurance premiums, co-pays, and deductibles have been increasing while coverage has been decreasing for many, many years; it's not new since the ACA.

Wait. Are you the PPP who said she had employer-sponsored health insurance? If so, you're not one to talk.

Pre-Ocrap, we didn't see annual increases of 50% and more - even doubling - while deductibles increasing....meaning....wait for it....we are paying much more now AND for much less coverage! Before, I had a reasonable co-pay for specialists, but now it's all out-of-pocket until I reach some godforsaken deductible. I used to pay $40 for labwork, and now it's $250 (the negotiated rate). I never paid $300 for a prescription before, but I do now!

And you know why? Because Obama worked it so the insurance companies would have to cover everybody for everything. There's no way an insurance company can come out ahead doing that without enough healthy people to offset the sick (which we don't have because an onerous penalty would have been ruled unconstitutional), and yet Obama, in his socialist dream state, went ahead with this anyway. So since the insurers couldn't get more money from the low-income, they turned to the middle-income for zooming premiums, Plus, they could make up the costs by also denying coverage until you reach an ever-increasing deductible.

I mean, really....is paying $24,000 a year (for a couple) on top of potentially another $13, 000 is costs counted as "insured"? When they couple is in their 50s and earning less than $80,000 combined?

I agree with the PP who said we need to have short-term gain in order to force Comgress to act, and a good place to start is with the illegal CSRs. They were only allowed to continue because if we stopped popping up this House of Cards, it wold all come crashing down. Let it. Let the poor people go to the ER, just like before Obamacare - and just like they keep doing even with the free insurance.

[Anonymous]

And you know why? Because Obama worked it so the insurance companies would have to cover everybody for everything.

Yes, but the only stuff that is seriously covered is the "preventive" stuff--and, most people would just be happy to pay for coverage of getting sick.

Waaay back when I was a child, my parents referred to health insurance as "hospitalization". In other words, it was pretty much only used for going to the hospital for very expensive issues. Of course, you could visit a GP for $5 in those days--and that might include a house call.

Some years ago, when I was doing temporary work, I purchased a health insurance policy that was for catastrophic care. It suited me just fine.

[Anonymous]

Catastrophic policies are now OUTLAWED by Obamacare.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Sorry if this was posted but Bannon said at the "Values Summit" that the point of cutting off CSRs was to intentionally blow up the insurance markets (http://talkingpointsmemo.com/edblog/bannon-admits-it)

Craig Garthwaite (a Republican health care economist critical if the ACA) said the same thing on twitter-- doing it two weeks before enrollment means it was intentional sabotage of the insurance markets.

It just boggles my mind that this Administration would be so blinded by its hate of anything Obama-related that it would intentionally hurt Americans who need individual insurance.

Inconvenient fact. The Courts ruled the payments are illegal almost a year ago.

Another inconvenient fact: the R congress has been sitting on it.