Husband Refusing to Put His Paycheck into Our Joint Account

Anonymous
Anonymous wrote:Actually, I am a Scorpio. He is a Taurus.

I went to CVS today on my lunch break and wanted to buy some small snacks for myself, but I could not b/c DH will not put money in the joint account. Why do I have to go through this. It is humiliating! I cook and clean at home and he says I also have to give him money for the mortgage, etc. It is just not fair!


This thread makes no sense.

It sounds like no one is actually putting money into the joint account (or at least not significant amounts) since neither of you put your paychecks there. And you're giving him mortgage money, etc., presumably from an individual account that you already have. Why have a joint account then?

And you have your own income, but you don't even have enough $$ to buy small snacks at the store -- are you sure your husband isn't the only one that can't be trusted with money?

Maybe this is a case where there's an inequity in the amount earned (e.g., he makes significantly more than you) but you're both paying equally for shared expenses. Being frustrated about that would make sense. But that has nothing to do with whether or not you share a joint account. Even if you both suddenly agreed to put your money in the shared account, you'd need to have a conversation about joint expectations behind money management, budgeting, etc.
Anonymous
Anonymous wrote:
Anonymous wrote:Actually, I am a Scorpio. He is a Taurus.

I went to CVS today on my lunch break and wanted to buy some small snacks for myself, but I could not b/c DH will not put money in the joint account. Why do I have to go through this. It is humiliating! I cook and clean at home and he says I also have to give him money for the mortgage, etc. It is just not fair!


OP - we're still all confused. Why can't you buy snacks with YOUR paycheck from your account?


Because I feel he owes me. No it do nkt contribute to the monthly mortgage payment. I made the down payment on the house.
Anonymous
Anonymous wrote:Sorry hon. You have no right to his money. Have him pay 1/2 the bills ... You pay the other 1/2 and move on.


Suzy Orman suggests a split based on percent.
If you make 60K and your husband makes 40K, you should pay 60% of the household bills and DH shoudl pay 40%
Anonymous
This has to be the funniest thread I've seen in a long time. I hope OP, real or not, posts more questions like this.
Anonymous
Anonymous wrote:
Anonymous wrote:Sorry hon. You have no right to his money. Have him pay 1/2 the bills ... You pay the other 1/2 and move on.


Suzy Orman suggests a split based on percent.
If you make 60K and your husband makes 40K, you should pay 60% of the household bills and DH shoudl pay 40
%


Should we factor in that my DH pays all the health insurance premiums for the family as part of his contribution? I am trying to figure this out. He says that once he takes out taxes, retirements, health insurance, life insurance, dental insurance, etc. his net and mine are about the same. So, in this case is the split more like 50/50?
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Sorry hon. You have no right to his money. Have him pay 1/2 the bills ... You pay the other 1/2 and move on.


Suzy Orman suggests a split based on percent.
If you make 60K and your husband makes 40K, you should pay 60% of the household bills and DH shoudl pay 40
%


Should we factor in that my DH pays all the health insurance premiums for the family as part of his contribution? I am trying to figure this out. He says that once he takes out taxes, retirements, health insurance, life insurance, dental insurance, etc. his net and mine are about the same. So, in this case is the split more like 50/50?


Yes, I'd split 50/50. We have the sme situation - I pay health insurance and we split expenses based on net income.
Anonymous
I think a Scorpio should always pay 90 percent of all household expenses.
Anonymous
Anonymous wrote:I think a Scorpio should always pay 90 percent of all household expenses.



LOL what the crap is this thread??
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Sorry hon. You have no right to his money. Have him pay 1/2 the bills ... You pay the other 1/2 and move on.


Suzy Orman suggests a split based on percent.
If you make 60K and your husband makes 40K, you should pay 60% of the household bills and DH shoudl pay 40
%


Should we factor in that my DH pays all the health insurance premiums for the family as part of his contribution? I am trying to figure this out. He says that once he takes out taxes, retirements, health insurance, life insurance, dental insurance, etc. his net and mine are about the same. So, in this case is the split more like 50/50?


Yes, I'd split 50/50. We have the sme situation - I pay health insurance and we split expenses based on net income.


We also have separate accounts. DH has a higher income, and pays the health insurance from his. I pay the DCA and FSA accounts from mine, which about equals the health insurance. We split the bills down the middle and both put equal amounts into a joint account that pays for vacations, daycare, and kid stuff. We each pay our own student loans. DH ends up having more "leftover" each month than I do but it all works out. We'll probably combine accounts at some point, just havent gotten there yet.
Anonymous
also, OP, given the information you provided, if I were your husband I would not put my paycheck into a joint account for you to spend so that you dont have to spend your own paycheck.

My husband also made the downpayment on our house. If we were keeping tabs, sure, I owe him several thousand dollars. but we dont keep tabs, because we're married.
Anonymous
Anonymous wrote:I would advise divorce in your f'd up situation.


Way to work through the challenges of a marriage. I wonder if you are the same type of person who on another thread jumps down the throat of other couples who don't use joint accounts, and have two or three accounts, yet are happily married with no issues about it.
Anonymous
Anonymous wrote:
Anonymous wrote:What the hell? I'm a woman, but your logic is a little off. You want him to deposit his check, you need to do the same. If you don't trust him with money, divide the bills and have separate accounts. That's the only fair way IMO. Asking him to do something you are not willing to do is hypocritical.


This is what we do. We never fight about money. We fight about a lot of other things, but never about money.


Same here, we have totally different ways of dealing with money and that's how we work around it.... it's worked well for 25+ yrs.
Anonymous
Yeah, OP is nothing but a troll.
Anonymous
This woman is a C**T. What is mine is mine, what is your is ours.
Anonymous
my wife told me i cant handle money. i work full time, she has depression and anxity, cant work but at home as a SAHM. i told since she thinks i cant handle money, you pay all the bills. well, instead of buying real grocries, it was easier to go to dinners and lunch with her sister. so now we are 2 months past due on every bill...... but i its my fault
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