Co-worker's plan for her 18 year old is crazy to me

[Anonymous]

Scoliosis is not something I’d want to have as someone who will work standing up all day

[Anonymous]

Anonymous wrote:She does not need to file for FAFSA. Our 18- year old got a job in October and is in community college. He just got his 2nd job for summer.
He has enough money to pay for school, rent, health insurance, and open a Roth IRA.
If her health does not allow here to work 40- hours a week, she can still go to college, but it just takes longer to finish.
Stop telling kids that they need parents to go to college. I was an international student working 50- hours a week paying international rate for college.

Yeah, you're lying, your high school educated son is not making enough to support himself plus pay $10k in tuition. Even if he were, he's a dum* a** for forgoing financial aid.

[Anonymous]

I grew up dirt poor (family of single mother with 4 children on food stamps). Alot of my peers' families thought that education was a waste and forced my classmates to drop out and work in factories. Those factories have moved to China and my classmates are delivering heavy furniture for minimum wage. I was lucky in that my family encouraged me to go to school, and I'm a lawyer who lives in Chevy Chase. But for the grace of God ...

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:A kid cannot build a clientele in 7 months! Cosmetology is cut throat and pays very little. Being a hair stylist assistant usually lasts for a year and pays beans. It takes a couple years to build a clientele. Kid has scoliosis plus BDD. Horrible combination for working in a salon. The kid wants college, not a cosmetology career.

So who is stopping her from going to college? She is 18.

You have to be 24 to be independent on the FAFSA. You cannot take out student loans without the FAFSA and until age 24 the government considers your parents' income and they have to sign it. Ask me how I know.

She can become independent then proceed.

You have no idea what you're talking about. It is not that simple. Don't speak on things you have no idea about.

To be considered independent for federal student aid, you must meet specific criteria defined by the U.S. Department of Education. Simply living on your own, paying your own bills, or your parents' refusal to contribute does not automatically make you independent

Criteria for Independent StatusTo declare yourself independent on the FAFSA, you must meet at least one of the following criteria:Age: You are at least 24 years old.Education Level: You are pursuing a master's or doctorate degree.Marital Status: You are married (not separated).Military Service: You are currently serving on active duty or are a veteran of the U.S. Armed Forces.Dependents: You have children or other dependents who receive more than half of their financial support from you.Legal/Foster Status: You were in foster care, an orphan, or a ward of the court at any time since turning age 13.Emancipation: You are an emancipated minor or in a legal guardianship.Homelessness: You have been verified as an unaccompanied and homeless youth, or self-supporting and at risk of homelessness, on or after July 1 of the award year.

Just FYI this applies to public schools. Private schools are free to consider parent income pretty much however they want.
—Public law school grad because at 30 there was no way I was asking for my parents’ financial information after fully supporting myself for 10 years.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:A kid cannot build a clientele in 7 months! Cosmetology is cut throat and pays very little. Being a hair stylist assistant usually lasts for a year and pays beans. It takes a couple years to build a clientele. Kid has scoliosis plus BDD. Horrible combination for working in a salon. The kid wants college, not a cosmetology career.

So who is stopping her from going to college? She is 18.

You have to be 24 to be independent on the FAFSA. You cannot take out student loans without the FAFSA and until age 24 the government considers your parents' income and they have to sign it. Ask me how I know.

She can become independent then proceed.

You have no idea what you're talking about. It is not that simple. Don't speak on things you have no idea about.

To be considered independent for federal student aid, you must meet specific criteria defined by the U.S. Department of Education. Simply living on your own, paying your own bills, or your parents' refusal to contribute does not automatically make you independent

Criteria for Independent StatusTo declare yourself independent on the FAFSA, you must meet at least one of the following criteria:Age: You are at least 24 years old.Education Level: You are pursuing a master's or doctorate degree.Marital Status: You are married (not separated).Military Service: You are currently serving on active duty or are a veteran of the U.S. Armed Forces.Dependents: You have children or other dependents who receive more than half of their financial support from you.Legal/Foster Status: You were in foster care, an orphan, or a ward of the court at any time since turning age 13.Emancipation: You are an emancipated minor or in a legal guardianship.Homelessness: You have been verified as an unaccompanied and homeless youth, or self-supporting and at risk of homelessness, on or after July 1 of the award year.

Just FYI this applies to public schools. Private schools are free to consider parent income pretty much however they want.
—Public law school grad because at 30 there was no way I was asking for my parents’ financial information after fully supporting myself for 10 years.

You don't ask for your parents' financial info for the FAFSA at 30 because at 24 you are considered fully independent. You're a law school grad, but apparently struggle with reading comprehension.
Private schools also require the FAFSA if you want to take out student loans. You're spreading false information. You can go through a private bank to take out a student loan but the interest rates are generally worse.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:A kid cannot build a clientele in 7 months! Cosmetology is cut throat and pays very little. Being a hair stylist assistant usually lasts for a year and pays beans. It takes a couple years to build a clientele. Kid has scoliosis plus BDD. Horrible combination for working in a salon. The kid wants college, not a cosmetology career.

So who is stopping her from going to college? She is 18.

You have to be 24 to be independent on the FAFSA. You cannot take out student loans without the FAFSA and until age 24 the government considers your parents' income and they have to sign it. Ask me how I know.

She can become independent then proceed.

You have no idea what you're talking about. It is not that simple. Don't speak on things you have no idea about.

To be considered independent for federal student aid, you must meet specific criteria defined by the U.S. Department of Education. Simply living on your own, paying your own bills, or your parents' refusal to contribute does not automatically make you independent

Criteria for Independent StatusTo declare yourself independent on the FAFSA, you must meet at least one of the following criteria:Age: You are at least 24 years old.Education Level: You are pursuing a master's or doctorate degree.Marital Status: You are married (not separated).Military Service: You are currently serving on active duty or are a veteran of the U.S. Armed Forces.Dependents: You have children or other dependents who receive more than half of their financial support from you.Legal/Foster Status: You were in foster care, an orphan, or a ward of the court at any time since turning age 13.Emancipation: You are an emancipated minor or in a legal guardianship.Homelessness: You have been verified as an unaccompanied and homeless youth, or self-supporting and at risk of homelessness, on or after July 1 of the award year.

Just FYI this applies to public schools. Private schools are free to consider parent income pretty much however they want.
—Public law school grad because at 30 there was no way I was asking for my parents’ financial information after fully supporting myself for 10 years.

You don't ask for your parents' financial info for the FAFSA at 30 because at 24 you are considered fully independent. You're a law school grad, but apparently struggle with reading comprehension.
Private schools also require the FAFSA if you want to take out student loans. You're spreading false information. You can go through a private bank to take out a student loan but the interest rates are generally worse.

No shit idiot

[Anonymous]

It's not a bad idea to have a skill to make money before she goes to college. It actually sounds like a useful and fun way to spend a summer. It doesn't mean she can't also go to college. There is probably a method to her parents' madness.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:A kid cannot build a clientele in 7 months! Cosmetology is cut throat and pays very little. Being a hair stylist assistant usually lasts for a year and pays beans. It takes a couple years to build a clientele. Kid has scoliosis plus BDD. Horrible combination for working in a salon. The kid wants college, not a cosmetology career.

So who is stopping her from going to college? She is 18.

You have to be 24 to be independent on the FAFSA. You cannot take out student loans without the FAFSA and until age 24 the government considers your parents' income and they have to sign it. Ask me how I know.

She can become independent then proceed.

You have no idea what you're talking about. It is not that simple. Don't speak on things you have no idea about.

To be considered independent for federal student aid, you must meet specific criteria defined by the U.S. Department of Education. Simply living on your own, paying your own bills, or your parents' refusal to contribute does not automatically make you independent

Criteria for Independent StatusTo declare yourself independent on the FAFSA, you must meet at least one of the following criteria:Age: You are at least 24 years old.Education Level: You are pursuing a master's or doctorate degree.Marital Status: You are married (not separated).Military Service: You are currently serving on active duty or are a veteran of the U.S. Armed Forces.Dependents: You have children or other dependents who receive more than half of their financial support from you.Legal/Foster Status: You were in foster care, an orphan, or a ward of the court at any time since turning age 13.Emancipation: You are an emancipated minor or in a legal guardianship.Homelessness: You have been verified as an unaccompanied and homeless youth, or self-supporting and at risk of homelessness, on or after July 1 of the award year.

Just FYI this applies to public schools. Private schools are free to consider parent income pretty much however they want.
—Public law school grad because at 30 there was no way I was asking for my parents’ financial information after fully supporting myself for 10 years.

You don't ask for your parents' financial info for the FAFSA at 30 because at 24 you are considered fully independent. You're a law school grad, but apparently struggle with reading comprehension.
Private schools also require the FAFSA if you want to take out student loans. You're spreading false information. You can go through a private bank to take out a student loan but the interest rates are generally worse.

No shit idiot

One of us is an idiot and it isn't me. It's the one who said that at 30 they aren't asking for their parents' financial info.

[Anonymous]

Anonymous wrote:It's not a bad idea to have a skill to make money before she goes to college. It actually sounds like a useful and fun way to spend a summer. It doesn't mean she can't also go to college. There is probably a method to her parents' madness.

Yeah, maybe if you want to spend the summer working at Great Clips. But not at a high end salon where you make lots of money. It takes years to build a clientele. The parents are refusing to let her go to college or sign the FAFSA.

[Anonymous]

If I heard this, I wouldn’t assume this is a kid who was capable of going through college, coming out and getting a job and then being independent. I’d likely assume parents are concerned kid won’t launch and they are trying to make the point that life isn’t a free ride in her parents house. And I’d be pretty impressed that they are standing strong.

[Anonymous]

Anonymous wrote:College isnt for everyone and making your kid get a job is fine. Forcing them to do something they don’t want to is crazy though.

The OP said the teen wants to go to college. Hopefully she’s in a blue state where they are more generous with free community college and other assistance for school. She could do it with roommates and a part-time job.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:A kid cannot build a clientele in 7 months! Cosmetology is cut throat and pays very little. Being a hair stylist assistant usually lasts for a year and pays beans. It takes a couple years to build a clientele. Kid has scoliosis plus BDD. Horrible combination for working in a salon. The kid wants college, not a cosmetology career.

So who is stopping her from going to college? She is 18.

You have to be 24 to be independent on the FAFSA. You cannot take out student loans without the FAFSA and until age 24 the government considers your parents' income and they have to sign it. Ask me how I know.

I actually didn't know that. It's insane.

+1 My child started medical school at that age and my income/assets were required.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:A kid cannot build a clientele in 7 months! Cosmetology is cut throat and pays very little. Being a hair stylist assistant usually lasts for a year and pays beans. It takes a couple years to build a clientele. Kid has scoliosis plus BDD. Horrible combination for working in a salon. The kid wants college, not a cosmetology career.

So who is stopping her from going to college? She is 18.

You have to be 24 to be independent on the FAFSA. You cannot take out student loans without the FAFSA and until age 24 the government considers your parents' income and they have to sign it. Ask me how I know.

NP and it’s true. DH’s parents would only help if he went to the school they picked. So he worked, waited and went to college at 24. I met him when he was working and attending community college right before that. He transferred to a 4 year at 24 and got financial aid from the Fafsa.

[Anonymous]

^he went part time to cc and saved from 20-23 but was also paying for his own apartment. But back to OP, myob. You don’t have the entire story and this isn’t your kid.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:A kid cannot build a clientele in 7 months! Cosmetology is cut throat and pays very little. Being a hair stylist assistant usually lasts for a year and pays beans. It takes a couple years to build a clientele. Kid has scoliosis plus BDD. Horrible combination for working in a salon. The kid wants college, not a cosmetology career.

So who is stopping her from going to college? She is 18.

You have to be 24 to be independent on the FAFSA. You cannot take out student loans without the FAFSA and until age 24 the government considers your parents' income and they have to sign it. Ask me how I know.

True. This is how I ended up signing up with ROTC. They payed for my college when no one else would.