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Reply to "Co-worker's plan for her 18 year old is crazy to me"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]A kid cannot build a clientele in 7 months! Cosmetology is cut throat and pays very little. Being a hair stylist assistant usually lasts for a year and pays beans. It takes a couple years to build a clientele. Kid has scoliosis plus BDD. Horrible combination for working in a salon. The kid wants college, not a cosmetology career.[/quote] So who is stopping her from going to college? She is 18. [/quote] You have to be 24 to be independent on the FAFSA. You cannot take out student loans without the FAFSA and until age 24 the government considers your parents' income and they have to sign it. Ask me how I know.[/quote] She can become independent then proceed.[/quote] You have no idea what you're talking about. It is not that simple. Don't speak on things you have no idea about. To be considered independent for federal student aid, you must meet specific criteria defined by the U.S. Department of Education. Simply living on your own, paying your own bills, or your parents' refusal to contribute does not automatically make you independent Criteria for Independent StatusTo declare yourself independent on the FAFSA, you must meet at least one of the following criteria:Age: You are at least 24 years old.Education Level: You are pursuing a master's or doctorate degree.Marital Status: You are married (not separated).Military Service: You are currently serving on active duty or are a veteran of the U.S. Armed Forces.Dependents: You have children or other dependents who receive more than half of their financial support from you.Legal/Foster Status: You were in foster care, an orphan, or a ward of the court at any time since turning age 13.Emancipation: You are an emancipated minor or in a legal guardianship.Homelessness: You have been verified as an unaccompanied and homeless youth, or self-supporting and at risk of homelessness, on or after July 1 of the award year.[/quote] Just FYI this applies to public schools. Private schools are free to consider parent income pretty much however they want. —Public law school grad because at 30 there was no way I was asking for my parents’ financial information after fully supporting myself for 10 years.[/quote] You don't ask for your parents' financial info for the FAFSA at 30 because at 24 you are considered fully independent. You're a law school grad, but apparently struggle with reading comprehension. Private schools also require the FAFSA if you want to take out student loans. You're spreading false information. You can go through a private bank to take out a student loan but the interest rates are generally worse.[/quote]
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