I am that pp. DH earns a seven figure income. We know many people who cannot afford college whether they are dual or single earning households. I would work if we could not afford to pay for kids’ college or not have enough for retirement. I have a few friends who stayed home when kids were younger and now they are older but don’t go back to work. They will talk about lack of savings or how college is expensive and they have nothing saved, but don’t consider going back to work. This seems financially irresponsible. Some of these marriages also don’t seem that solid and SAHM would be totally screwed if then were ever to divorce because there won’t even be much money to split. |
What the heck are you you babbling about? You quoted a number. The number was half a million a year. The vast majority of American families can save for college, save for retirement, pay for kids activities, etc. on SIGNIFICANTLY less than half a million dollars per year. So if that is indeed your number (which is in fact what you said), then you 100% prioritize MONEY despite your feeble coping and justifications. And you don’t actually have to justify your priorities, just own it instead if pretending you NEED half a mil every year to raise your kids. That’s just pathetic. |
I prioritized my kids. That is why I stayed home. If my husband didn’t earn enough, I would have gone back to work. 500k would actually not be enough for our family. I wrote that number as a low number. Everyone’s number is different. |
I’m not babbling. I’m saying women who don’t work at the expense of kids’ college and retirement is financially irresponsible, especially if your marriage is also not stable. The OP asked about people who decided to leave their jobs for their kids. I did that. I would not have stopped working if my DH earned less than what I felt was an adequate amount to fund our lifestyle and future. |
Yes, you “prioritized” your kids AFTER hitting your FIRST and MOST IMPORTANT priority which was an obscenely high HHI. The only reason half a mil wouldn’t be “enough” is because you PRIORITIZE a wealthy lifestyle. Which actually makes your kids #2 on the list. |
I was already earning a high income before I was married and before I had children. I was already successful in my career when I decided to stay home with my kids. |
So what? That has absolutely nothing to do with your assertion that if your husband earned a penny less than five hundred thousand dollars per year you’d leave the kids with the nanny. You’re correct that everyone’s number is different, and the people who prioritize money (eg YOU) tend to have higher number. It’s extremely telling how defensive you are about it. You clearly want to have your cake and eat it too. |
I’m not defensive at all. I’m considering going back to work now. I would want a flexible and/or part time job. At this point, it would be a hobby job and I’m not sure if it would be worth it. DH earns $2m+ per year. This year he may earn 5. |
So many of us thriving, saving for retirement and college, on HHI far less than 500k…. Over here like what.
😂😂😂 |
Got it. You’re a troll. |
Having higher standards does not make me a troll. I’m well educated and was earning more than my husband when we got married. I mommy tracked and eventually stopped working and am considering going back to work now that my kids are older. Our family does not need my income. We didn’t need it when I stopped working and not now. |
Sure, comrade. Tell us how hubby will actually earn 10 million next year. How much do the troll farms pay these days? And does your boss know you’re wasting time on nonsense threads? |
Same. I don't' know why some posters find it hard to believe. We certainly are not alone in this situation. |
You don’t know the PP’s finances. Yes, any family can survive on much less, but there isn’t a definitive number at which someone should be a SAHP or not. If they like having luxuries, nothing wrong with working for it. Saving for kids’ education and enrichment is part of prioritizing them. |
You don’t understand what words mean, and you’re incapable of following a conversation or even a single train of thought. Get off ChatGPT and read a book or something before your brain turns to complete mush. No one is arguing whether or not someone should or should not be a SAHP. But anyone who wouldn’t even consider it without a 500k/year HHI is ABSOLUTELY prioritizing money over time with their kids. That’s what we’re talking about in this particular side conversation. I don’t give a shit if troll PP values her luxuries and sending her kids away to enrichment camps over spending time with them, but it is an objective fact that in her world money is number one and time with kids is not. |