No it isn’t. You must know a lot of aholes |
This makes no logical sense. With a 100k job, you have a paycheck coming every two weeks. That is vastly different than having no paycheck. In the scenario where funds are dispersed or cut off, the person with the 100k job is in a far better position than the person with no job. This is basic logic. |
No. I don’t. But I have worked in male-dominated environments my whole life (except for the years I stayed home myself), and I am friends with some high net worth family attorneys. Between those experiences, I have enough of a picture. It’s just not this weird black swan event you think it is. Sorry to break your idealistic bubble. PP didn’t mention things like false allegations of spousal abuse or child abuse, money being routed to drugs and alcohol, etc. Wealthy divorce can get so, so much worse that what the PP described. What the PP described? That’s just basic table stakes in these divorces. |
You and everyone else right? I’m a PP who wrote the only person (woman) who should even think of SAH is one that’s independently wealthy or can easily be well-supported by their parents. For women who cannot, it’s a foolish choice. |
A woman working for her own self-respect and security is odd? |
I think you only need $3.75m at a $150k spend. My goal is to have $4m in assets plus fully funded 529 plans for the kids. I personally think you're there! However, I understand wanting to play it more conservatively. |
Anyone who makes 100-200K for 15-20 years would have a really cushy own retirement account, healthy brokerage and medical insurance by mid 50s. This is more than enough to support yourself and fight in a high profile divorce to get better settlement. Any attorney would take a care if she has 150K in cash, and will get her a decent settlement. If she has 400K for divorce, then a good attorney would be able recover assets abroad or arrest foreign accounts. It's all what you pay for in life. If she's SAHM she won't have any leverage against a man making millions a year. |
I used conservative discount factors to be on a safe side. |
yep, my exH also tried to present me as an alcoholic, initiated criminal allegations against me at work (thankfully it's very hard to persuade attorneys general to get involved in divorce related cases), and when he couldn't implement either strategy, he "fired" himself. He now has zero US income living in a $4mm mansion, and pays $1000/month CS |
I am the PP whose exH did all of it. Believe it or not my marriage was a fairytale for the first 12 years, otherwise I wouldnt have taken a break from work. A workplace affair on year 15 turned him into a fierce angry alien. I couldn't recognize the person I married anymore |
| Who are you all marrying that they’d do this to you? |
These women went out and intentionally chose men who they knew would financially destroy them in the divorce. They can see the figure and thought “ah yes, misery, that’s what I want.” |
When a man doesnt want to f..k you anymore he will dispose of you and your joint kids with him like trash. Remember it for the rest of your life that 80% of men would do that. Decide accordingly on career |
But in the meantime, if needed, there is SOME income and BENEFITS for the parent and kids. Instead of none. There is an entire high conflict divorce industry that exists bc they can whip up wealthy men to go scorched earth. In my case, his affair guilt initially seemed to create a "be fair" mentality, but that was before the top 10 attorney and assorted family court vendors started playing him for fees. Then I became an object of contempt and the kids were just a lever to try to break me down. If you think there is 0 chance it can happen to you, you are wrong. People with their own family money are in a different situation entirely. |
The reality is that a man can decide he wants someone else based on factors that you have no control over. And he may commit to a new life and do a lot of shifting of assets years before you know anything. Many men do become resentful of a non-working spouse. As the "trophy" of a SAH wife is shifting to the "trophy" of a successful spouse, the position of SAH moms will continue to become more perilous. If it works, great. But if it stops, you can be a lot worse off than you could have imagined. And CS stops. If you have been completely out of the working world, to get a job that will give you a middle class income in DMV in your late 40s or 50s will be difficult. Age discrimination is real. There used to be some stigma of divorce. My ex's boss and his boss both had multiple marriages. The culture where DH spends most waking hours has more influence over time than the SAH wife does. And workplace affairs in law firms, etc are common. My ex really loved the thrill of the initial sneaking around he told me. Midlife crises are real and you can end up very harmed by them, your kids, too. |