We spend around 18K a month, where does it go?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:We’re about the same. I don’t keep track but we charge most things and my credit card bills are routinely 25k. But otoh, we bring in over 55k after taxes and basic savings.

Lol you’re not “about the same” if you’re spending 6k more every month! That is a lot of people’s monthly paycheck.

Is this Monopoly money to you?!

If I netted 55k/mo, 25k in fixed and disposable expenses is NOTHING.

You all are so pitifully envious of people who have more material success. It's great entertainment to watch you squirm.

No one is ever envious of an asshole, no matter how rich they are.

How is this asshole behavior? OP wants to l is if her spending habits are normal. PP says hers are on par.

[Anonymous]

It is asshole behavior to come in this forum and pretend to want feedback about if this many thousands on food and that many thousands on manicures aligns with what this dcum or that dcum poster claims to spend. OP is helpless to step up and decide her own ridiculous spending habits without the input of dcum? Give us a break.

Maybe asshole is a bit strong but it is certainly not an impressive display of maturity or awareness and it does not pass the believeability test.

[Anonymous]

I think OP’s budget is frugal. $5500 mortgage is not a nice house. School payments are de-minimus. $1250 for bi-weekly house cleaner - is a tad high, but it’s peanuts when all is said and done. I doubt OP lives in NW, DC. To live in a nice house and send ur 3 kids to private, it’s literally double what’s she’s spending, ie, $36k a month spend.

[Anonymous]

Anonymous wrote:I think OP’s budget is frugal. $5500 mortgage is not a nice house. School payments are de-minimus. $1250 for bi-weekly house cleaner - is a tad high, but it’s peanuts when all is said and done. I doubt OP lives in NW, DC. To live in a nice house and send ur 3 kids to private, it’s literally double what’s she’s spending, ie, $36k a month spend.

$55000 is a very nice house. What world do you live in?

[Anonymous]

Anonymous wrote:

Anonymous wrote:I think OP’s budget is frugal. $5500 mortgage is not a nice house. School payments are de-minimus. $1250 for bi-weekly house cleaner - is a tad high, but it’s peanuts when all is said and done. I doubt OP lives in NW, DC. To live in a nice house and send ur 3 kids to private, it’s literally double what’s she’s spending, ie, $36k a month spend.

$55000 is a very nice house. What world do you live in?

Stop feeding the trolls please!! 👿

[Anonymous]

Anonymous wrote:I think OP’s budget is frugal. $5500 mortgage is not a nice house. School payments are de-minimus. $1250 for bi-weekly house cleaner - is a tad high, but it’s peanuts when all is said and done. I doubt OP lives in NW, DC. To live in a nice house and send ur 3 kids to private, it’s literally double what’s she’s spending, ie, $36k a month spend.

You are completely out of touch with 99% of the world. A $5500 mortgage payment is a VERY nice house.

[Anonymous]

Anonymous wrote:OP I realize that there are two economies. One for the rich and one for the much less rich. Living in DC area is very expensive.
So... 2x week housekeeper probably too much.
Eating out a lot: we did that. A sanity saver.
Cars: we drove new until they died
Vacations: we did it: you only live once. As we lost family members yes this is true.
$10-20K easily.
Clothes: this is where the rich and poor divide. We spent much less on clothes and especially children’s clothes. Just bags and bags and bags of them donated on a $2000/yr budget.
Children: daycare, preschool, babysitter, private for one, college. Low estimate : $2M per child over their 20 years.
As for the joy of cleaning: LOL it makes my housekeeper very happy to have a job. She’s not suffering. I don’t get joy from washing produce but to each their own.

I want to know where rich people buy this nasty produce that requires so much washing that you need hired help to do it for you.

Also, I don’t want anybody touching my fruit. When is the last time your housekeeper washed her hands? Who knows?

[Anonymous]

Anonymous wrote:

Anonymous wrote:I think OP’s budget is frugal. $5500 mortgage is not a nice house. School payments are de-minimus. $1250 for bi-weekly house cleaner - is a tad high, but it’s peanuts when all is said and done. I doubt OP lives in NW, DC. To live in a nice house and send ur 3 kids to private, it’s literally double what’s she’s spending, ie, $36k a month spend.

You are completely out of touch with 99% of the world. A $5500 mortgage payment is a VERY nice house.

I assume they didn’t buy new, but if you are buying new, it’s less than a $1m mortgage and that’s very average in some parts.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I think OP’s budget is frugal. $5500 mortgage is not a nice house. School payments are de-minimus. $1250 for bi-weekly house cleaner - is a tad high, but it’s peanuts when all is said and done. I doubt OP lives in NW, DC. To live in a nice house and send ur 3 kids to private, it’s literally double what’s she’s spending, ie, $36k a month spend.

You are completely out of touch with 99% of the world. A $5500 mortgage payment is a VERY nice house.

I assume they didn’t buy new, but if you are buying new, it’s less than a $1m mortgage and that’s very average in some parts.

True facts. That is my mortgage payment on a TOWNHOUSE in nova. Never considered it "nice"

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I think OP’s budget is frugal. $5500 mortgage is not a nice house. School payments are de-minimus. $1250 for bi-weekly house cleaner - is a tad high, but it’s peanuts when all is said and done. I doubt OP lives in NW, DC. To live in a nice house and send ur 3 kids to private, it’s literally double what’s she’s spending, ie, $36k a month spend.

You are completely out of touch with 99% of the world. A $5500 mortgage payment is a VERY nice house.

I assume they didn’t buy new, but if you are buying new, it’s less than a $1m mortgage and that’s very average in some parts.

True facts. That is my mortgage payment on a TOWNHOUSE in nova. Never considered it "nice"

Do you need a housekeeper for a townhouse? We have around that mortgage in a sfh in McLean, and can survive without a housekeeper.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I think OP’s budget is frugal. $5500 mortgage is not a nice house. School payments are de-minimus. $1250 for bi-weekly house cleaner - is a tad high, but it’s peanuts when all is said and done. I doubt OP lives in NW, DC. To live in a nice house and send ur 3 kids to private, it’s literally double what’s she’s spending, ie, $36k a month spend.

You are completely out of touch with 99% of the world. A $5500 mortgage payment is a VERY nice house.

I assume they didn’t buy new, but if you are buying new, it’s less than a $1m mortgage and that’s very average in some parts.

True facts. That is my mortgage payment on a TOWNHOUSE in nova. Never considered it "nice"

Do you need a housekeeper for a townhouse? We have around that mortgage in a sfh in McLean, and can survive without a housekeeper.

Yes you can “survive” but people like OP are living “their best lives.” Like Meghan Markle said, you can’t just survive, you have to thrive!

[Anonymous]

Anonymous wrote:

Anonymous wrote:OP I realize that there are two economies. One for the rich and one for the much less rich. Living in DC area is very expensive.
So... 2x week housekeeper probably too much.
Eating out a lot: we did that. A sanity saver.
Cars: we drove new until they died
Vacations: we did it: you only live once. As we lost family members yes this is true.
$10-20K easily.
Clothes: this is where the rich and poor divide. We spent much less on clothes and especially children’s clothes. Just bags and bags and bags of them donated on a $2000/yr budget.
Children: daycare, preschool, babysitter, private for one, college. Low estimate : $2M per child over their 20 years.
As for the joy of cleaning: LOL it makes my housekeeper very happy to have a job. She’s not suffering. I don’t get joy from washing produce but to each their own.

I want to know where rich people buy this nasty produce that requires so much washing that you need hired help to do it for you.

Also, I don’t want anybody touching my fruit. When is the last time your housekeeper washed her hands? Who knows?

I think that was a typo for products.

[Anonymous]

Um, a 5,500 monthly mortgage payment reveals literally nothing about the value of the house. Many people with 2M+ houses put down well more than 20%. I mean, plenty buy houses in cash!

[Anonymous]

Anonymous wrote:

Anonymous wrote:OP I realize that there are two economies. One for the rich and one for the much less rich. Living in DC area is very expensive.
So... 2x week housekeeper probably too much.
Eating out a lot: we did that. A sanity saver.
Cars: we drove new until they died
Vacations: we did it: you only live once. As we lost family members yes this is true.
$10-20K easily.
Clothes: this is where the rich and poor divide. We spent much less on clothes and especially children’s clothes. Just bags and bags and bags of them donated on a $2000/yr budget.
Children: daycare, preschool, babysitter, private for one, college. Low estimate : $2M per child over their 20 years.
As for the joy of cleaning: LOL it makes my housekeeper very happy to have a job. She’s not suffering. I don’t get joy from washing produce but to each their own.

I want to know where rich people buy this nasty produce that requires so much washing that you need hired help to do it for you.

Also, I don’t want anybody touching my fruit. When is the last time your housekeeper washed her hands? Who knows?

Yea right? We all know the poors lack personal hygiene. They are so...so...how shall I say? Dirty. This is why I don't go out to eat. I hate when poor people handle my food. Gross.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP I realize that there are two economies. One for the rich and one for the much less rich. Living in DC area is very expensive.
So... 2x week housekeeper probably too much.
Eating out a lot: we did that. A sanity saver.
Cars: we drove new until they died
Vacations: we did it: you only live once. As we lost family members yes this is true.
$10-20K easily.
Clothes: this is where the rich and poor divide. We spent much less on clothes and especially children’s clothes. Just bags and bags and bags of them donated on a $2000/yr budget.
Children: daycare, preschool, babysitter, private for one, college. Low estimate : $2M per child over their 20 years.
As for the joy of cleaning: LOL it makes my housekeeper very happy to have a job. She’s not suffering. I don’t get joy from washing produce but to each their own.

I want to know where rich people buy this nasty produce that requires so much washing that you need hired help to do it for you.

Also, I don’t want anybody touching my fruit. When is the last time your housekeeper washed her hands? Who knows?

Yea right? We all know the poors lack personal hygiene. They are so...so...how shall I say? Dirty. This is why I don't go out to eat. I hate when poor people handle my food. Gross.

Exactly. Never order anything the wait staff touches. Yuck!