We spend around 18K a month, where does it go?

[Anonymous]

Actually, never eat anything else in your life. You know some poor person touched it along the production process. Even if you grow your own food, it was basically touching the ground and dirty insects were crawling all over it. Starving is better than eating dirty foods. Eating is overrated anyway!

[Anonymous]

$36k a year on clothing seems excessive and i love clothes. We can pay our nanny more and take more vacations with that. I also don't get paying for cars (we pay cash and drive them until they don't work anymore) but I'm not a car person and we have very short commutes.
But everyone has things they like and don't like. If i had that much extra i would get more services like more housekeeping, gardener etc.

[Anonymous]

Hey OP my mortgage is 12k a month. I take sh!ts bigger than this chump budget

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My 2 cents - personal care is low; my highlights are $300/month add botox, fillers, skincare etc. Clothes $ super high; food about right. House cleaning about right. Cars high but I HATE spending $ on cars and cars in general.

Fascinating... hot mom?

More likely a self-proclaimed hot mom who actually resembles a Frankenstein-inspired science project gone awry...

PPs, please stop. $500 per month for self-care for a family of five IS low. Just look at how outrageously expensive a hairdresser in DC is. And yes, add to that botox, fillers, microderm abrasion, laser, etc. And you know what? Almost every woman (and man) with a decent income is doing it. The "science project gone awry" is seldom and a sign of bad workmanship. My husband is a dermatologist, so I know.

Yet, you can't spell microdermabrasion?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My 2 cents - personal care is low; my highlights are $300/month add botox, fillers, skincare etc. Clothes $ super high; food about right. House cleaning about right. Cars high but I HATE spending $ on cars and cars in general.

Fascinating... hot mom?

More likely a self-proclaimed hot mom who actually resembles a Frankenstein-inspired science project gone awry...

PPs, please stop. $500 per month for self-care for a family of five IS low. Just look at how outrageously expensive a hairdresser in DC is. And yes, add to that botox, fillers, microderm abrasion, laser, etc. And you know what? Almost every woman (and man) with a decent income is doing it. The "science project gone awry" is seldom and a sign of bad workmanship. My husband is a dermatologist, so I know.

But us not just the money. All that time to sit there for hair, nails, etc. I would go bananas and not enjoy that at all.

I don't enjoy working out to be attractive either....yet people do it.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My 2 cents - personal care is low; my highlights are $300/month add botox, fillers, skincare etc. Clothes $ super high; food about right. House cleaning about right. Cars high but I HATE spending $ on cars and cars in general.

Fascinating... hot mom?

More likely a self-proclaimed hot mom who actually resembles a Frankenstein-inspired science project gone awry...

PPs, please stop. $500 per month for self-care for a family of five IS low. Just look at how outrageously expensive a hairdresser in DC is. And yes, add to that botox, fillers, microderm abrasion, laser, etc. And you know what? Almost every woman (and man) with a decent income is doing it. The "science project gone awry" is seldom and a sign of bad workmanship. My husband is a dermatologist, so I know.

Yet, you can't spell microdermabrasion?

You are insufferable.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP I realize that there are two economies. One for the rich and one for the much less rich. Living in DC area is very expensive.
So... 2x week housekeeper probably too much.
Eating out a lot: we did that. A sanity saver.
Cars: we drove new until they died
Vacations: we did it: you only live once. As we lost family members yes this is true.
$10-20K easily.
Clothes: this is where the rich and poor divide. We spent much less on clothes and especially children’s clothes. Just bags and bags and bags of them donated on a $2000/yr budget.
Children: daycare, preschool, babysitter, private for one, college. Low estimate : $2M per child over their 20 years.
As for the joy of cleaning: LOL it makes my housekeeper very happy to have a job. She’s not suffering. I don’t get joy from washing produce but to each their own.

I want to know where rich people buy this nasty produce that requires so much washing that you need hired help to do it for you.

Also, I don’t want anybody touching my fruit. When is the last time your housekeeper washed her hands? Who knows?

Yea right? We all know the poors lack personal hygiene. They are so...so...how shall I say? Dirty. This is why I don't go out to eat. I hate when poor people handle my food. Gross.

Exactly. Never order anything the wait staff touches. Yuck!

The poor are so gross I grow my own food, plus it s saves money. Grocery shopping is such a waste of time and money.

[Anonymous]

Personal care for our family of 4:
Botox for dh and I --400
Haircut for dh and teens-100
My hair-250
Laser for me -125
Eyebrows for me 45
Sephora skin care- 100

That's over 1000 off the bat. It's likely more.

[Anonymous]

Anonymous wrote:Personal care for our family of 4:
Botox for dh and I --400
Haircut for dh and teens-100
My hair-250
Laser for me -125
Eyebrows for me 45
Sephora skin care- 100

That's over 1000 off the bat. It's likely more.

Haha, good one PP!!! 😂😂😂

[Anonymous]

Anonymous wrote:

Anonymous wrote:Personal care for our family of 4:
Botox for dh and I --400
Haircut for dh and teens-100
My hair-250
Laser for me -125
Eyebrows for me 45
Sephora skin care- 100

That's over 1000 off the bat. It's likely more.

Haha, good one PP!!! 😂😂😂

Not joking.

[Anonymous]

With that spending level you may want to be sure that your life insurance is high enough to cover your monthly expenses. Your insurance category generally struck me as a bit low. Do you have an umbrella policy?

[Anonymous]

Anonymous wrote:Personal care for our family of 4:
Botox for dh and I --400
Haircut for dh and teens-100
My hair-250
Laser for me -125
Eyebrows for me 45
Sephora skin care- 100

That's over 1000 off the bat. It's likely more.

Poor you you must be a hood rat shopping at Sephora

[Anonymous]

I haven't read all the responses, just your post, OP. Your budget is almost exactly the same as ours. Down to the exclusions of tuition, vacations, 401K savings, etc. Ours is maybe $2K higher because our car payments are higher.

Every so often, I realize what we spend it does seem like a ridiculous amount. But I never really think about what I pay for anything, and given how busy I am, it's worth it not to have to spend time looking for savings, bargains, negotiating, etc.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My 2 cents - personal care is low; my highlights are $300/month add botox, fillers, skincare etc. Clothes $ super high; food about right. House cleaning about right. Cars high but I HATE spending $ on cars and cars in general.

Fascinating... hot mom?

More likely a self-proclaimed hot mom who actually resembles a Frankenstein-inspired science project gone awry...

PPs, please stop. $500 per month for self-care for a family of five IS low. Just look at how outrageously expensive a hairdresser in DC is. And yes, add to that botox, fillers, microderm abrasion, laser, etc. And you know what? Almost every woman (and man) with a decent income is doing it. The "science project gone awry" is seldom and a sign of bad workmanship. My husband is a dermatologist, so I know.

But us not just the money. All that time to sit there for hair, nails, etc. I would go bananas and not enjoy that at all.

I don't enjoy working out to be attractive either....yet people do it.

Working Out to be attractive will not work. Key is to find enjoyable exercise. A high energy run outside with the dogs and DC is fun and will do more for our health and skin than boring hours in some spa chair.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My 2 cents - personal care is low; my highlights are $300/month add botox, fillers, skincare etc. Clothes $ super high; food about right. House cleaning about right. Cars high but I HATE spending $ on cars and cars in general.

Fascinating... hot mom?

More likely a self-proclaimed hot mom who actually resembles a Frankenstein-inspired science project gone awry...

PPs, please stop. $500 per month for self-care for a family of five IS low. Just look at how outrageously expensive a hairdresser in DC is. And yes, add to that botox, fillers, microderm abrasion, laser, etc. And you know what? Almost every woman (and man) with a decent income is doing it. The "science project gone awry" is seldom and a sign of bad workmanship. My husband is a dermatologist, so I know.

But us not just the money. All that time to sit there for hair, nails, etc. I would go bananas and not enjoy that at all.

I don't enjoy working out to be attractive either....yet people do it.

Working Out to be attractive will not work. Key is to find enjoyable exercise. A high energy run outside with the dogs and DC is fun and will do more for our health and skin than boring hours in some spa chair.

Running makes you look old and haggard