Ah. There’s the root of the problem. You’re taking it personally. |
OP is an entitled snob who can’t stomach the idea of purchasing an average SFH somewhere like Fairfax County despite showing a lot of evidence that she is unwilling to take even the level of risk a much poorer homebuyer is willing to accept. OP should continue renting where she belongs. |
Not PP, but I'm not personally insulted. I just think it's ridiculous to be whining about not being able to afford a $1.7 mil home when the vast, vast majority of people in this HCOL area do just fine with cheaper housing. Don't go to the super fancy restaurant and complain that inflation increased your dinner from $400 to $500, so now you'll never be able to eat out again. Just go to the $100 restaurant, or even the $300 restaurant. Jeez. Expecting the people who cook at home every night to feel bad for you is ridiculous. |
You’re missing the point. Prices jumped by 30-40% in a short time. If you don’t want to discuss this, you can leave the thread. |
I understand the point and the price jump. But the options are still the same. Find a cheaper house to buy, or don't. I sympathize that prices have gone up, and if OP were at the lower end of the spectrum and now could not afford to buy anything, then I would feel bad. But OP can still afford a million dollar house! And there are still homes to buy for under a million, including looking at options such as TH. OP is asking people for sympathy, many of whom have never and could never afford a million dollar home of any kind. It's tone deaf and entitled. |
I understand your frustration, OP. But what's done is done and you can't change it. Instead of mourning what you lost, come up with a new plan and move forward. You are in solid financial shape and have multiple options.
If I were you, I'd find a less expensive home and spend the money you won't be putting into a mortgage making it exactly as you like. |
Some of us got hit by the housing crash about a decade ago and lost money with our starter homes. That sucked too, but life went on and we found a place to live even if it wasn’t our dream home. Don’t feel too bad - most of us have lost out in some way due to bad luck with our timing. |
OP, I'm also a single parent. In 2018 I started a business that did better than expected, so in 2019, I briefly considered buying my dream home in a dream neighborhood. But the business was so new, I worried the new income wouldn't last, so I stayed put.
In 2020 I considered buying a dream home again, but then the pandemic hit so I stayed put. Thought about it again in 2021, but it felt like the real estate "peak" so I stayed put. Two years later, the business is doing fine but I'm currently priced out of the dream home. In retrospect I should have pulled the trigger in 2019, 2020, or 2021, but at the time, my choice not to was reasonable. Those could have been terrible times to buy if any number of things had gone differently. Our situations are different in that I did buy a starter home so have some equity. But it's still disappointing to realize you missed a window. I try to focus on the positive: I like my neighborhood and enjoy my neighbors; maybe that wouldn't have been true in the theoretical dream home. My house is solidly built and requires low maintenance (knock wood); a new home would be unknown in that department. Without a big mortgage, I can put more money toward the kids' educations and retirement savings. Your positives will be different, but at your price point they do exist. Also, I need to remind myself that every time I reach a stretch goal (starting a successful business is one) I think -- "There, I did it. Now I will be utterly fulfilled because I achieved this thing that I wanted so badly." And that's never true, because I have a striver personality. I always want more/different. So even if I'd gotten the dream home, at some point I would've looked around and gone, "Eh. This is fine, but now I want ...(fill in the blank)." |
Oh wow. Let’s take a step back here—you’re the one who saw references to therapy or, god forbid, having a loved one to talk to as a dig and stigmatizing mental health problems. Guess what? If someone is expressing inarguably outsized negativity while seeing themselves as a victim…getting some decent talk therapy with a trusted professional or at least a compassionate loved one is far from the worst idea. Trust me, I know. And if you think that is offensive, you’re the one who has internalized prejudices when it comes to mental health. Further, I also noted the possibility that OP could just be using this board to vent, but even if her real-world mental state does indeed match her posts here…nothing I said equates to me calling the OP a “terrible person,” which is your own spin, but rather someone who needs to find a way to be happy. Now, in my reply to you, I said you were right that I could have phrased my words better and then also said I hoped OP could find something that makes her happy and focus on the apparent blessings (a strong financial position, two kids) in her life. Stand by both statements. If you want to continue to go off on me, have at it. But maybe take a beat before you do and figure out why you’re focusing so heavily on the one poster here who had the audacity to mention the word “therapy” instead of the many others on here who are fixated on the “poor little rich girl” aspect of this mess of a thread. OP, hope you’re feeling better than you were when you originally posted. |
You are a piece of work and a huge bully pp, whether you are in denial about it or not. |
This is good advice, OP. Take yourself out to dinner in different areas and get a feel for what may fit you best. |
No they didn’t |
They actually did in many areas. |
Nope, quite the opposite, actually. We're making enough money to afford a really nice house a little further out than where we live. I get OP's frustration - houses that we could have easily afforded 3 years ago are now out of our budget, but unlike OP, we've compromised and we're moving a little further out where can get a newer, nicer, larger home for what we are willing to pay. p.s. I don't get why OP being a single mom even matters. She clearly makes more money than me and my husband combined if she can afford a $1.3 million dollar home. $1.3 million where I'm moving can, in fact, get you a nice house. Not everyone needs to live in North Arlington or Bethesda. OP needs to compromise and being all "woe is me I'm a single mom" when she clearly has a lot of money does actually make her sound entitled and super annoying. You sound like the bitter one, PP. |