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[quote=Anonymous]OP, I'm also a single parent. In 2018 I started a business that did better than expected, so in 2019, I briefly considered buying my dream home in a dream neighborhood. But the business was so new, I worried the new income wouldn't last, so I stayed put.

In 2020 I considered buying a dream home again, but then the pandemic hit so I stayed put.

Thought about it again in 2021, but it felt like the real estate "peak" so I stayed put.

Two years later, the business is doing fine but I'm currently priced out of the dream home.

In retrospect I should have pulled the trigger in 2019, 2020, or 2021, but at the time, my choice not to was reasonable. Those could have been terrible times to buy if any number of things had gone differently.

Our situations are different in that I did buy a starter home so have some equity. But it's still disappointing to realize you missed a window. I try to focus on the positive: I like my neighborhood and enjoy my neighbors; maybe that wouldn't have been true in the theoretical dream home. My house is solidly built and requires low maintenance (knock wood); a new home would be unknown in that department. Without a big mortgage, I can put more money toward the kids' educations and retirement savings. Your positives will be different, but at your price point they do exist.

Also, I need to remind myself that every time I reach a stretch goal (starting a successful business is one) I think -- "There, I did it. Now I will be utterly fulfilled because I achieved this thing that I wanted so badly." And that's never true, because I have a striver personality. I always want more/different. So even if I'd gotten the dream home, at some point I would've looked around and gone, "Eh. This is fine, but now I want ...(fill in the blank)." [/quote]

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