go into debt for family beach vacation, or say no?

[Anonymous]

That's dumb. Your kids aren't even old enough to remember it. Heck, your sister's kids are barely old enough to remember it. Wait a few years.

[Anonymous]

Not only no but Hell No. I can not believe that your parents are even suggesting this. What on earth is wrong with them?

[Anonymous]

If they can't afford it without you, that's not your problem. After all, you can't afford it either!

[Anonymous]

Anonymous wrote:Not only no but Hell No. I can not believe that your parents are even suggesting this. What on earth is wrong with them?

Well, I think they're finally realizing that they're getting older and we haven't vacationed together and they want some quality time. That is what makes this tricky.

[Anonymous]

Wait a few years and maybe do a campground at the beach.

[Anonymous]

Anonymous wrote:Omg this is the most obvious no ever.

It's not, though.

The problem is that we should have said no right away. But now it's in the actual planning part: picking a house and the week: and NOW we have to say no. I feel like we let it go on too long.

We have not paid for anything, though. No deposits.

[Anonymous]

If they can't afford it without you, they can't afford it. There are other, cheaper ways to go on vacation.

Say no.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Not only no but Hell No. I can not believe that your parents are even suggesting this. What on earth is wrong with them?

Well, I think they're finally realizing that they're getting older and we haven't vacationed together and they want some quality time. That is what makes this tricky.

If you/they could afford it that would be one thing. But going into debt over it? No way.

If this had been a priority for them they would have found a way to make it happen well before now. Do not go into debt over this. You've got little ones to take care of.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Omg this is the most obvious no ever.

It's not, though.

The problem is that we should have said no right away. But now it's in the actual planning part: picking a house and the week: and NOW we have to say no. I feel like we let it go on too long.

We have not paid for anything, though. No deposits.

It's not too late even though your emotions might say it is. Say something TODAY.

[Anonymous]

Anonymous wrote:Wait a few years and maybe do a campground at the beach.

Say you will do it next year. This year suggest a weekend camping at Assateague.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Omg this is the most obvious no ever.

It's not, though.

The problem is that we should have said no right away. But now it's in the actual planning part: picking a house and the week: and NOW we have to say no. I feel like we let it go on too long.

We have not paid for anything, though. No deposits.

O.k. now IS the time to say no to this. Say no before anyone puts down deposit money.

Family should not be pressuring you into overspending like that. It is o.k. to say no. In fact, that is the right thing to do in your situation - you can not afford this.

[Anonymous]

You don't want to go and you can't afford to go. You haven't committed to a house or even a week. Say no TODAY. It's not too late. The only way I would even consider going with your circumstances is if someone had 6 months to live and really wanted you there.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Omg this is the most obvious no ever.

It's not, though.

The problem is that we should have said no right away. But now it's in the actual planning part: picking a house and the week: and NOW we have to say no. I feel like we let it go on too long.

We have not paid for anything, though. No deposits.

It's not too late even though your emotions might say it is. Say something TODAY.

+1

Before anyone commits money, say you crunched the numbers and you cannot go this year. Do not wait until your sibing(s) or parents put down money.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Omg this is the most obvious no ever.

It's not, though.

The problem is that we should have said no right away. But now it's in the actual planning part: picking a house and the week: and NOW we have to say no. I feel like we let it go on too long.

We have not paid for anything, though. No deposits.

O.k. now IS the time to say no to this. Say no before anyone puts down deposit money.

Family should not be pressuring you into overspending like that. It is o.k. to say no. In fact, that is the right thing to do in your situation - you can not afford this.

OP here and they are absolutely NOT pressuring us.

In fact, I've even helped to find the house! STUPID ME! It's only now that I'm thinking "wait. This is going to cost $1K and I don't even really like my family and OMG do I want to take my babies to the beach and they won't sleep for a week and OMG WHAT HAVE I DONE."

[Anonymous]

Anonymous wrote:

Anonymous wrote:Omg this is the most obvious no ever.

It's not, though.

The problem is that we should have said no right away. But now it's in the actual planning part: picking a house and the week: and NOW we have to say no. I feel like we let it go on too long.

We have not paid for anything, though. No deposits.

I think it's pretty easy, even so. You tell them that in planning, you've looked at what you can afford and what you can't, and you're sorry, but it's just not an option this year. Are there concessions that the other family members could make that would make it possible for you to go financially such as if your parents paid your part of the housing bill? If that is the case, maybe say that upfront. If not, then just tell them that you've looked more practically at your situation and it's not possible this year.