37 single, want a baby, make about 95k a year
![[Post New]](/jforum/templates/default/images/icon_minipost_new.gif){kind=icon}
Anonymous
|
I am single, newly 37, want kids, never married. What advice would you give me?
|
Anonymous
| how much do you have saved? retirement? |
Anonymous
| Try to find a partner with the same values and goals |
Anonymous
| Do you have family that can help out (siblings, youngish parents, etc…If so then go for it. |
Anonymous
But have your own money. |
Anonymous
|
Use a sperm donor and do it on your own.
Signed, Someone who married an awful person because I really wanted to have kids. |
Anonymous
| Infant childcare in the DMV is more than. $2k per month. Can you afford that? |
Anonymous
I think you need a support structure somehow. I had a coworker who had a sperm donor baby. Her elderly mom lived with her. Don't plan on overspending on housing. Review how people raise kids in apartments, etc. Which is perfectly fine. You'll just need a lot of money to get through daycare years, money for orthodontia, have a rainy day savings fund, etc. |
Anonymous
|
35k 401k
150 equity 20k savings |
Anonymous
|
I don’t think you really need to “review how people raise kids in apartments.” That’s over complicating it a bit. Or rather, raising my daughter in an apartment is the least complicated thing that I do.
Signed, Single mom by choice |
Anonymous
|
Do you have family close by to help you?
Daycare in the city $2k monthly Diapers & wipes $100 monthly Formula $150 monthly increase to health care $70 If you’re willing to go the sperm donor route, just be ready for the additional costs it’ll bring you. If you have family near by then start to come up with a plan for them to help out. If they live further away, consider moving closer to them. |
Anonymous
| Find a husband stat. |
Anonymous
|
My kid is the light of my life, so generally I tell people to go for it if they want to be parents.
I think dialing in on saving as much as possible, getting support structure lined up either famior chosen family is essential. Newborns are so hard. You really need both emotional and hands on practical support. At your income, I would not expect to be able to hire sufficient help. |
Anonymous
| Do not do it!!! Do you have an extra $3000 a month for diapers and childcare? |
Anonymous
| Bank your eggs |