This is great for your parents - truly - but utterly unhelpful for those of us with elderly parents who did *not* save adequately for retirement. Come on. |
I know that people do it. So it’s possible. |
Nursing homes come under long term care Medicaid. It’s a different program than regular Medicaid with separate qualifications and rules. |
And it's different by state. |
It’s all a part of Medicaid, just with different eligibility criteria. And it is just as vulnerable to budget cuts, in part because the per person cost of Medicaid enrollees in long term care is so much higher than for any other category of enrollee. |
No, it’s not and you can qualify for long term and not regular. Two different applications. The long term care is a waiver program. |
Yes, you can qualify for long-term care under Medicaid but it is still part of the same Medicaid program — jointly funded by the states and the federal government. Kids qualify for Medicaid under a different eligibility pathway, but it is the same government program. Medicaid covers nursing home care as an entitlement; if you meet the eligibility criteria, you can get the service. Medicaid home- and community-based services — i.e. getting long term care at home or in a community setting (not an institution like a nursing home) — is usually available through a waiver program in one’s state. Even if you qualify, there may be a waiting list. Right now Medicaid is funded as an entitlement. People qualify for coverage, they get services and the federal government and state government each pick up a share of the costs. There is no cap on the costs. If Republicans in Congress decide to switch Medicaid to block grant funding, under which the federal government only pays each state a fixed amount each year, with the states left responsible for picking up the rest of the cost (however high it goes), that can definitely affect long-term care coverage in Medicaid. (Another possible scenario is that the federal government would pay a fixed annual amount for each person on Medicaid, known as a “per capita cap”.) Under block grant financing states most likely would have more flexibility in how they run their Medicaid programs, which may include further restricting eligibility or benefits. Do not delude yourself into thinking Medicaid financing for long term care is untouchable. It’s not. Messing with it would be politically unpopular, but even politically unpopular things have been known to happen in the service of, oh, say, financing big federal tax cuts. Here is a good basic primer on Medicaid, who it covers and how the financing works from KFF, the nonpartisan, nonprofit health policy research group. https://www.kff.org/health-policy-101-medicaid/?entry=table-of-contents-who-is-covered-by-medicaid |
I think some are confusing Medicare and Medicaid. They sound similar but are different. |
+1 the US tax system sucks. The super rich need to pay in way more. Musk should make up whatever shortfall personally since he’s the richest man in the world. He basically bought our country. Can’t Trump, the supposed master deal maker, get a better deal for selling our country? |
Uhm, I work in public health and the homeless shelter has several 70+ year olds with various degrees of health care needs including cognitive impairment. This doesn’t include the seniors living in their cars. |
Medicare is health care for seniors. Medicaid is for low income. You can get both or one. Long term care medicaid is a separate program that someone keeps saying it isn't. My MIL qualified for long-term medicaid but not regular Medicaid and her income was around $1K a month. Two very different programs. |
No, they just need to stop subsitizing the rich and giving away so much money and being more responsible. Plenty of money. Did it suprise anyone that Trump made this all about his rich friends. |
Good grief, Medicaid is one program that serves different populations (e.g. kids, childless adults, elderly) through different eligibility pathways. Eligibility standards may vary by the population that is covered but all of it is financed jointly by the states and the federal government. There isn’t a separate pool of money that finances Medicaid long term care — it’s all part of the same mix. The main way Medicaid programs vary is from state to state. Please read this explainer, especially Nos. 5 and 6: https://www.kff.org/medicaid/issue-brief/10-things-to-know-about-medicaid/ |
So? I was talking about it being possible to keep the house |
Are you saying they were evicted by the hospitals? |