| 13K, 4600 PITI. |
I don't get this either. We have similar numbers and are fine. We do max out retirement and have insurance from work, but I don't see how that would make such a drastic difference... |
| $11.5K $2700 all in including utilities. We are upgrading and our PITI will be $3100 not including utilities. |
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What idiot resurrected a post from 2013 instead of starting a new one?
That’s ANNOYING. |
| We bring in about $11000/month, our mortgage is $1800. We are not in DC, though. |
Not the PPs but have similar numbers. Take home around $6500, PITI is $2200. Plus HOA = $495 and two in daycare! It’s tight right now but there is light at the end of the tunnel next year with daycare. |
| $45,000 take home, $9800 mortgage (15 year) |
When I took home $1,500 a month I lived in Manhattan. You just need to cut back on spending. I had no car which was a big savings. No cable, no cell phone, and had a cheap shoebox rent stabilized apt. Later when I got a car I bought a beat up classic car to get dirt cheap historical insurance of $50 bucks a year. Drive it a few years and sold it for double what I paid for it. And did not food shop. Knew every happy hour in town with free food. Add in only make friends rich people. Most vacations at friends houses |
This is us but for the parenthetical. |
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Single income family. DH invests majority of his paycheck in our retirement, college fund, savings. What I get is 10K to run the house, mortgage is 2 K. In the remaining 8 K, I pay for everything. Food, cars, utilities, insurance, medical, clothing, home repairs/remodeling, cleaners, tutors for kids, social life, vacations, emergency funds, traveling. For me, it is a very generous amount because we do not have credit card debt, private school expense, student debt, childcare now. I have got 10K since the last 15 years (not inflation adjusted) and it has worked because some of the expenses are no longer there (private schools, bigger mortgage, childcaare etc).
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Take home $7500 after taxes and maxing retirement.
House paid off. |
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Gross is $10,700
Mtg is $1800 15 yr loan Max out retirement |
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We take home about $15k after maxing 2 401Ks.
Combined mortgages on 2 homes is just over $5K. We do well--no money worries. |
| $17000 combined. Mortgage is $0. |
| Take home is about $4k/month. Mortgage is zero. Zero car payment, too. zero student loans. pay off credit card every month, so no credit card debt. |