How much do you bring home each month? How much is your mortgage?

[Anonymous]

About 13K, not including bonuses. PITI is 3800.

[Anonymous]

Anonymous wrote:Our take home is $6500, mortgage is $2280.

No retirement savings going on. And we don't get insurance from work, so health insurance comes out of the take home.

I married my honey and wonder if I should have married money.

How do you guys manage??

[Anonymous]

$4800 take home net
$1300 mtg
Writing this out makes me realize I should be saving more. Thanks a lot, OP.

[Anonymous]

Take home 8400 mortgage 2400.

[Anonymous]

About 16k/month. Mortgage is around $3300. Doesn’t include our rental income or mortgages.

[Anonymous]

Anonymous wrote:About 16k/month. Mortgage is around $3300. Doesn’t include our rental income or mortgages.

Not including bonuses.

[Anonymous]

Anonymous wrote:I am responsible for running the house on 14K. 14 K is after DH deducts for savings, retirement, life insurance, investments and college fund etc.

After that I pay for every single thing. 3 K mortgage, 2 cars, tutors, lessons, insurance, bi-weekly maids, utilities, home improvements, groceries, gifts, eating out, entertaining (we entertain quite a lot - usually 20 - 30 people at least once a month - dinner, booze etc). We have 2 kids, they go to public school. We have great medical insurance. We do not have any pets. I only go to parlors for hair cut. I color my own hair and I do my own nails and beauty treatments. I also save to pay for annual vacations - 10 K - 15 K.

Lol, okay.

[Anonymous]

Take home $150k
Mortgage $21k

[Anonymous]

Anonymous wrote:About 13K, not including bonuses. PITI is 3800.

Same here.

13.5k, one income not including bonuses, one spouse does all childcare.

Significant student loans still weighing us down.

[Anonymous]

Take home: $25K+ per month
Mortgage: $4900

[Anonymous]

Our mortgage is approximately 20% of our monthly take-home pay, including PITI & HOA fee divided by 12. We have four kids so it still feels tight. DH's bonus is not counted in this, because it varies year-to-year.

Overall, I would never want a mortgage above what we have now. What we have found over the years is that no matter how much one budgets, things still come up and medical emergencies happen. We do have an emergency fund which we save for true emergencies, but it keeps draining down and it's hard to build back up. So that's why we try to keep our mortgage low, and on a 15 year fixed that we are working to pay off somewhat ahead of schedule.

[Anonymous]

Anonymous wrote:We bring home about $10k/month. Mortgage is $3k.

Yours is the closest to mine — bring home ~9250$ (which is already heavily impacted by daycare and health insurance and retirement and some other deductions) and PITI is 2900.

[Anonymous]

Some of these mortgages seem small based on DC housing costs. Some of you must have had huge down payments! Impressed. (And yes I know some people aren’t in DC).

[Anonymous]

About 20k/month after taxes. All in with taxes and insurance we pay $3800. Considering downsizing to be honest.

[Anonymous]

9700 take home, 2300 mortgage payment. feels tight.