Ivy worth full pay?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My DS got accepted to one of the Ivies—think Princeton, Yale, or Harvard—but we would have had to pay the full cost, around $100K per year. He also got accepted to University of Florida with a full ride (tuition plus room and board).

We told him that he could attend UF and have $400K+ (depending on investment growth) waiting for him at graduation, or he could attend the Ivy. Seven years earlier, one of his older brothers had been in the exact same situation and chose to attend an Ivy League school, which he later regretted. His $300K could have grown into several million dollars. We’re not wealthy, so while money isn’t everything, it’s important to be able to live a stress-free life.

My older DS advised his younger brother to take the $400K and attend UF, and he did. He’ll be a freshman at UF in a few months.

YMMV.

let's see what he thinks of his decision later.

i was full pay at HYP. no regrets!

PP here. Did you fully read what I wrote before commenting? DS older brother paid full tuition at HYP and regretted the decision.

It sounds like your entire family has bad judgment. Passing on H/Y/P for Florida, however, borders on criminally bad decision making. But here you are bragging about it.

DCUM never disappoints. WTF...

Having the money to send kid to an Ivy and instead sending to a school known for heavily relying on online classes is truly
a WTF decision.

Your ignorance shows. UF is an excellent school.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My DS got accepted to one of the Ivies—think Princeton, Yale, or Harvard—but we would have had to pay the full cost, around $100K per year. He also got accepted to University of Florida with a full ride (tuition plus room and board).

We told him that he could attend UF and have $400K+ (depending on investment growth) waiting for him at graduation, or he could attend the Ivy. Seven years earlier, one of his older brothers had been in the exact same situation and chose to attend an Ivy League school, which he later regretted. His $300K could have grown into several million dollars. We’re not wealthy, so while money isn’t everything, it’s important to be able to live a stress-free life.

My older DS advised his younger brother to take the $400K and attend UF, and he did. He’ll be a freshman at UF in a few months.

YMMV.

let's see what he thinks of his decision later.

i was full pay at HYP. no regrets!

PP here. Did you fully read what I wrote before commenting? DS older brother paid full tuition at HYP and regretted the decision.

It sounds like your entire family has bad judgment. Passing on H/Y/P for Florida, however, borders on criminally bad decision making. But here you are bragging about it.

DCUM never disappoints. WTF...

Having the money to send kid to an Ivy and instead sending to a school known for heavily relying on online classes is truly
a WTF decision.

Your ignorance shows. UF is an excellent school.

They have online classes, and they don't do a lot of work. A lot of smart kids go there, but I think it is a lot like the public school system in america. You can get a great education, but you need to seek out opportunities. I think at the ivies, there is a lot of peer pressure to do work, and challenge yourself. Go and look at the downtown bar scene on a thursday night at UF vs. Yale. It is a different learning environment.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My DS got accepted to one of the Ivies—think Princeton, Yale, or Harvard—but we would have had to pay the full cost, around $100K per year. He also got accepted to University of Florida with a full ride (tuition plus room and board).

We told him that he could attend UF and have $400K+ (depending on investment growth) waiting for him at graduation, or he could attend the Ivy. Seven years earlier, one of his older brothers had been in the exact same situation and chose to attend an Ivy League school, which he later regretted. His $300K could have grown into several million dollars. We’re not wealthy, so while money isn’t everything, it’s important to be able to live a stress-free life.

My older DS advised his younger brother to take the $400K and attend UF, and he did. He’ll be a freshman at UF in a few months.

YMMV.

let's see what he thinks of his decision later.

i was full pay at HYP. no regrets!

PP here. Did you fully read what I wrote before commenting? DS older brother paid full tuition at HYP and regretted the decision.

It sounds like your entire family has bad judgment. Passing on H/Y/P for Florida, however, borders on criminally bad decision making. But here you are bragging about it.

DCUM never disappoints. WTF...

Having the money to send kid to an Ivy and instead sending to a school known for heavily relying on online classes is truly
a WTF decision.

Your ignorance shows. UF is an excellent school.

They have online classes, and they don't do a lot of work. A lot of smart kids go there, but I think it is a lot like the public school system in america. You can get a great education, but you need to seek out opportunities. I think at the ivies, there is a lot of peer pressure to do work, and challenge yourself. Go and look at the downtown bar scene on a thursday night at UF vs. Yale. It is a different learning environment.

I agree to a point but as a parent I really don’t value pressure to work over seeking out opportunities as you put it. But to each their own.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My DS got accepted to one of the Ivies—think Princeton, Yale, or Harvard—but we would have had to pay the full cost, around $100K per year. He also got accepted to University of Florida with a full ride (tuition plus room and board).

We told him that he could attend UF and have $400K+ (depending on investment growth) waiting for him at graduation, or he could attend the Ivy. Seven years earlier, one of his older brothers had been in the exact same situation and chose to attend an Ivy League school, which he later regretted. His $300K could have grown into several million dollars. We’re not wealthy, so while money isn’t everything, it’s important to be able to live a stress-free life.

My older DS advised his younger brother to take the $400K and attend UF, and he did. He’ll be a freshman at UF in a few months.

YMMV.

let's see what he thinks of his decision later.

i was full pay at HYP. no regrets!

PP here. Did you fully read what I wrote before commenting? DS older brother paid full tuition at HYP and regretted the decision.

It sounds like your entire family has bad judgment. Passing on H/Y/P for Florida, however, borders on criminally bad decision making. But here you are bragging about it.

DCUM never disappoints. WTF...

Having the money to send kid to an Ivy and instead sending to a school known for heavily relying on online classes is truly
a WTF decision.

Your ignorance shows. UF is an excellent school.

They have online classes, and they don't do a lot of work. A lot of smart kids go there, but I think it is a lot like the public school system in america. You can get a great education, but you need to seek out opportunities. I think at the ivies, there is a lot of peer pressure to do work, and challenge yourself. Go and look at the downtown bar scene on a thursday night at UF vs. Yale. It is a different learning environment.

I don't think you can get a great education at UF. You get a degree. I have a friend with a kid there from out of state and they were shocked to find out how many classes are taught on a remote basis once kid got to campus. It doesn't mean there aren't smart kids there, but they aren't getting a top notch education.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My DS got accepted to one of the Ivies—think Princeton, Yale, or Harvard—but we would have had to pay the full cost, around $100K per year. He also got accepted to University of Florida with a full ride (tuition plus room and board).

We told him that he could attend UF and have $400K+ (depending on investment growth) waiting for him at graduation, or he could attend the Ivy. Seven years earlier, one of his older brothers had been in the exact same situation and chose to attend an Ivy League school, which he later regretted. His $300K could have grown into several million dollars. We’re not wealthy, so while money isn’t everything, it’s important to be able to live a stress-free life.

My older DS advised his younger brother to take the $400K and attend UF, and he did. He’ll be a freshman at UF in a few months.

YMMV.

let's see what he thinks of his decision later.

i was full pay at HYP. no regrets!

PP here. Did you fully read what I wrote before commenting? DS older brother paid full tuition at HYP and regretted the decision.

It sounds like your entire family has bad judgment. Passing on H/Y/P for Florida, however, borders on criminally bad decision making. But here you are bragging about it.

DCUM never disappoints. WTF...

Having the money to send kid to an Ivy and instead sending to a school known for heavily relying on online classes is truly
a WTF decision.

Your ignorance shows. UF is an excellent school.

It really isn't, there is some significant research coming out of the graduate schools but even that is declining giving the lack of strong state financial support, and political meddling by the governor.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My DS got accepted to one of the Ivies—think Princeton, Yale, or Harvard—but we would have had to pay the full cost, around $100K per year. He also got accepted to University of Florida with a full ride (tuition plus room and board).

We told him that he could attend UF and have $400K+ (depending on investment growth) waiting for him at graduation, or he could attend the Ivy. Seven years earlier, one of his older brothers had been in the exact same situation and chose to attend an Ivy League school, which he later regretted. His $300K could have grown into several million dollars. We’re not wealthy, so while money isn’t everything, it’s important to be able to live a stress-free life.

My older DS advised his younger brother to take the $400K and attend UF, and he did. He’ll be a freshman at UF in a few months.

YMMV.

let's see what he thinks of his decision later.

i was full pay at HYP. no regrets!

PP here. Did you fully read what I wrote before commenting? DS older brother paid full tuition at HYP and regretted the decision.

It sounds like your entire family has bad judgment. Passing on H/Y/P for Florida, however, borders on criminally bad decision making. But here you are bragging about it.

DCUM never disappoints. WTF...

Having the money to send kid to an Ivy and instead sending to a school known for heavily relying on online classes is truly
a WTF decision.

Your ignorance shows. UF is an excellent school.

They have online classes, and they don't do a lot of work. A lot of smart kids go there, but I think it is a lot like the public school system in america. You can get a great education, but you need to seek out opportunities. I think at the ivies, there is a lot of peer pressure to do work, and challenge yourself. Go and look at the downtown bar scene on a thursday night at UF vs. Yale. It is a different learning environment.

I don't think you can get a great education at UF. You get a degree. I have a friend with a kid there from out of state and they were shocked to find out how many classes are taught on a remote basis once kid got to campus. It doesn't mean there aren't smart kids there, but they aren't getting a top notch education.

Same. My DS private school friend, who is a high achiever and went there OOS for practically nothing, said he kind of regrets going to honors college there. Some days, he is in his dorm room most of the day doing zoom classes. He has AI proctored exams for online classes.

[Anonymous]

Don’t know about lower ivies, but T 10 to 15 colleges definitely…

[Anonymous]

Anonymous wrote:Don’t know about lower ivies, but T 10 to 15 colleges definitely…

All of the ivies are in the T15.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My DS got accepted to one of the Ivies—think Princeton, Yale, or Harvard—but we would have had to pay the full cost, around $100K per year. He also got accepted to University of Florida with a full ride (tuition plus room and board).

We told him that he could attend UF and have $400K+ (depending on investment growth) waiting for him at graduation, or he could attend the Ivy. Seven years earlier, one of his older brothers had been in the exact same situation and chose to attend an Ivy League school, which he later regretted. His $300K could have grown into several million dollars. We’re not wealthy, so while money isn’t everything, it’s important to be able to live a stress-free life.

My older DS advised his younger brother to take the $400K and attend UF, and he did. He’ll be a freshman at UF in a few months.

YMMV.

let's see what he thinks of his decision later.

i was full pay at HYP. no regrets!

PP here. Did you fully read what I wrote before commenting? DS older brother paid full tuition at HYP and regretted the decision.

Yes I read it. Did you miss that I am a HYP grad with a lot more career years behind me than your son, and I disagree with him? I would never advise anyone to go to U Florida over an Ivy unless the Ivy was truly unaffordable.

I'm an Ivy graduate (double) and knew several people back in my day 30 years ago who turned down Ivies for much cheaper schools and all have done extremely well. I also know plenty who went to the Ivies and have done no better than had they gone to their flagships, ending up in nice UMC lives but not elite. And I also know people who went to Ivies who effectively failed to take off in life. There's more than you'd think.

The percent of Ivy, even HYP, grads who go on to elite outcomes is small, a minority of all HYP graduates.

UF is a pretty good state university. At one time I'd have agreed HYP and the other Ivies would offer better overall educational experience, but that's much more subjective these days, it is probably much easier to graduate from HYP with a mediocre to useless education nowadays. A bright kid can absolutely get a great education at a big flagship.

But we aren’t talking about Cornell or Columbia. I attended a T10 college and T5 Ivy law school. The names alone have opened many doors for me. I did not attend Harvard but my spouse did. Take a look at the red books, you significantly underestimate the number of graduates with elite outcomes.

Florida has an ok reputation but because it provides free tuition to so many, is significantly underresourced and heavily relies on online classes. There are other schools that offer a high quality education beyond the elite universities. Florida just isn’t one of them.

Not for nothing , Harvard provides remedial math who been slow on the uptake…

[Anonymous]

There are zero schools that are worth $100,000 per year.

However, if Wall Street is the goal, Penn-Wharton and Harvard will be worth some debt, because that's where the firms that will make your kid rich recruit from.

But for the 99 percent of the rest of humanity, spending the big bucks isn't really worth it. A strong student will do well everywhere.

It really only is Wall Street that has such a fixation on Ivy schools. And not all of them.

New York wealth are dinosaurs. But they still roll with it and have the power. Pedigree matters to them, even if their sensibilities are from like 1960.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My DS got accepted to one of the Ivies—think Princeton, Yale, or Harvard—but we would have had to pay the full cost, around $100K per year. He also got accepted to University of Florida with a full ride (tuition plus room and board).

We told him that he could attend UF and have $400K+ (depending on investment growth) waiting for him at graduation, or he could attend the Ivy. Seven years earlier, one of his older brothers had been in the exact same situation and chose to attend an Ivy League school, which he later regretted. His $300K could have grown into several million dollars. We’re not wealthy, so while money isn’t everything, it’s important to be able to live a stress-free life.

My older DS advised his younger brother to take the $400K and attend UF, and he did. He’ll be a freshman at UF in a few months.

YMMV.

let's see what he thinks of his decision later.

i was full pay at HYP. no regrets!

PP here. Did you fully read what I wrote before commenting? DS older brother paid full tuition at HYP and regretted the decision.

Yes I read it. Did you miss that I am a HYP grad with a lot more career years behind me than your son, and I disagree with him? I would never advise anyone to go to U Florida over an Ivy unless the Ivy was truly unaffordable.

I'm an Ivy graduate (double) and knew several people back in my day 30 years ago who turned down Ivies for much cheaper schools and all have done extremely well. I also know plenty who went to the Ivies and have done no better than had they gone to their flagships, ending up in nice UMC lives but not elite. And I also know people who went to Ivies who effectively failed to take off in life. There's more than you'd think.

The percent of Ivy, even HYP, grads who go on to elite outcomes is small, a minority of all HYP graduates.

UF is a pretty good state university. At one time I'd have agreed HYP and the other Ivies would offer better overall educational experience, but that's much more subjective these days, it is probably much easier to graduate from HYP with a mediocre to useless education nowadays. A bright kid can absolutely get a great education at a big flagship.

But we aren’t talking about Cornell or Columbia. I attended a T10 college and T5 Ivy law school. The names alone have opened many doors for me. I did not attend Harvard but my spouse did. Take a look at the red books, you significantly underestimate the number of graduates with elite outcomes.

Florida has an ok reputation but because it provides free tuition to so many, is significantly underresourced and heavily relies on online classes. There are other schools that offer a high quality education beyond the elite universities. Florida just isn’t one of them.

Not for nothing , Harvard provides remedial math who been slow on the uptake…

Harvard "remedial" math is an extended version of calculus which covers the same material as Harvard's " normal" Calc I but mets more frequently so students with "covid gaps" can master the material.

UFlorida on the other hand offers the full range of high school math classes, each for three or four college credits- Algebra, Trig, and PreCalc.

[Anonymous]

Anonymous wrote:My child got off an Ivy waitlist. I hope this post doesn't get derailed on that point. My question is---->is a close to full pay Ivy worth it? We were offered $10k in aid. Total cost will be roughly $80-85K.

I'm not going to say which school it is.
In general, would you stretch to pay it?
We're currently set to pay half the money for a school ranked around #30.

I did not read the thread.

My child went to a no-name school, did really well (graduated at top of her class) and went to a prestigious Ivy program (the #1 program in the US if not the world) for her area of study.

I turned down a "potted Ivy" for her because of cost. She didn't love her no-name school, but it was nearly free. The $80k a year was not worth it to us. And she has done fine, better than fine.

If you have a so-so above-average kid, then probably the Ivy degree will give them a boost. If you can afford the Ivy, then pay for it if you think your kid will thrive there. I would have paid for the potted ivy if I'd had the money.

But it's not going to doom your super-smart kid to mediocrity if she goes to a #30 ranked school and does well there.

[Anonymous]

Anonymous wrote:There are zero schools that are worth $100,000 per year.

However, if Wall Street is the goal, Penn-Wharton and Harvard will be worth some debt, because that's where the firms that will make your kid rich recruit from.

But for the 99 percent of the rest of humanity, spending the big bucks isn't really worth it. A strong student will do well everywhere.

It really only is Wall Street that has such a fixation on Ivy schools. And not all of them.

New York wealth are dinosaurs. But they still roll with it and have the power. Pedigree matters to them, even if their sensibilities are from like 1960.

Wrong. Adjusted for enrollment, #1 Columbia. #2 Yale. #3 Dartmouth. #4 Princeton. #5 Gerogetown. #6 Chicago/Harvard (tie).

They don't break out Wharton, which I am sure has the highest percentage.

https://www.collegetransitions.com/dataverse/top-feeders-banking

And the reason that they recruit from these schools, is because they are happy with the results they get from the incoming class. Goldman Recruits at Alabama. They hire out of Alabama. But, they don't hire a lot from alabama.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My DS got accepted to one of the Ivies—think Princeton, Yale, or Harvard—but we would have had to pay the full cost, around $100K per year. He also got accepted to University of Florida with a full ride (tuition plus room and board).

We told him that he could attend UF and have $400K+ (depending on investment growth) waiting for him at graduation, or he could attend the Ivy. Seven years earlier, one of his older brothers had been in the exact same situation and chose to attend an Ivy League school, which he later regretted. His $300K could have grown into several million dollars. We’re not wealthy, so while money isn’t everything, it’s important to be able to live a stress-free life.

My older DS advised his younger brother to take the $400K and attend UF, and he did. He’ll be a freshman at UF in a few months.

YMMV.

And your kid couldn’t have decided this before applying to the ivy? Just weird…

I still can't believe op's kid could have gone to H/Y/P and instead is getting a Florida degree. Just a complete waste.

Hardly.

My kid went to Brown and hated it. Loathed it. Hated that "Ivy" culture. She made good friends, who also hated Brown.

She would have been happier at UF. She is not an elitist. She's going into a STEM field, and Brown did not prepare her any better than UF would have.

But, OP, it totally depends on your personal finances, and on your kid.

We could afford full pay at Brown with no issues. But still, if I had a do over, I'd have sent my kid to a large public. She would have been much happier.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My DS got accepted to one of the Ivies—think Princeton, Yale, or Harvard—but we would have had to pay the full cost, around $100K per year. He also got accepted to University of Florida with a full ride (tuition plus room and board).

We told him that he could attend UF and have $400K+ (depending on investment growth) waiting for him at graduation, or he could attend the Ivy. Seven years earlier, one of his older brothers had been in the exact same situation and chose to attend an Ivy League school, which he later regretted. His $300K could have grown into several million dollars. We’re not wealthy, so while money isn’t everything, it’s important to be able to live a stress-free life.

My older DS advised his younger brother to take the $400K and attend UF, and he did. He’ll be a freshman at UF in a few months.

YMMV.

And your kid couldn’t have decided this before applying to the ivy? Just weird…

I still can't believe op's kid could have gone to H/Y/P and instead is getting a Florida degree. Just a complete waste.

Hardly.

My kid went to Brown and hated it. Loathed it. Hated that "Ivy" culture. She made good friends, who also hated Brown.

She would have been happier at UF. She is not an elitist. She's going into a STEM field, and Brown did not prepare her any better than UF would have.

But, OP, it totally depends on your personal finances, and on your kid.

We could afford full pay at Brown with no issues. But still, if I had a do over, I'd have sent my kid to a large public. She would have been much happier.

Oh man. you don't know how bad UF STEM is. You take for granted what your kid got out of school. Even the recruiting opportunities.