FA - real life

[Anonymous]

Anonymous wrote:Why should you be able to put money into a college fund and take a vacation every year when full pay families making slightly more than you do can’t even afford a cheap summer vacation and don’t have a college fund?

People are annoyed because you come off as so entitled. You have your hand out but somehow don’t think you are getting any charity.

Why should other families fund your decision to have three children? If you had one child you could be full pay.

I’ve never heard of a full-pay family at Maret who can’t afford a cheap summer vacation.

[Anonymous]

Anonymous wrote:Why should you be able to put money into a college fund and take a vacation every year when full pay families making slightly more than you do can’t even afford a cheap summer vacation and don’t have a college fund?

People are annoyed because you come off as so entitled. You have your hand out but somehow don’t think you are getting any charity.

Why should other families fund your decision to have three children? If you had one child you could be full pay.

OP. To clarify, we take a very cheap, like a rental cabin in the woods type vacation, per year, and we make modest contributions to our children’s college funds. Both of these are reported in our financial aid documents.

For those that aren’t aware, most schools use a third-party service that calculates what a family should receive from a school, and calculations are based on a lot of factors not just income. Ask about a lot of things, from savings accounts to grandparent contributions to how much you spend on camp or memberships or vacations. Then the school gets to do what they want. They are not obliged to meet this number, but my impression is that the well funded schools do.

[Anonymous]

Anonymous wrote:

Anonymous wrote:As someone whose parents scrimped and saved to send me to private school, it's not worth it OP. And it can give your kids a case of affluenza plus make them feel excluded at the same time.

Not OP but thank you for this perspective! I’m so torn, because I’m very concerned about how screens in public schools will impact the kids in the long run.

Eh it depends. We send ours to a 17k one with no screens and the crowd has more economic diversity. Families wealthier than us, families less wealthy than us. It isn’t 50k or nothing, there’s stuff in between. You do have to do your research.

[Anonymous]

Anonymous wrote:Why should you be able to put money into a college fund and take a vacation every year when full pay families making slightly more than you do can’t even afford a cheap summer vacation and don’t have a college fund?

People are annoyed because you come off as so entitled. You have your hand out but somehow don’t think you are getting any charity.

Why should other families fund your decision to have three children? If you had one child you could be full pay.

This does not describe full pay families at DC independents in the slightest. Yet another example of weird non-DC, non-private school families that have found their way to this thread.

[Anonymous]

Anonymous wrote:Why should you be able to put money into a college fund and take a vacation every year when full pay families making slightly more than you do can’t even afford a cheap summer vacation and don’t have a college fund?

People are annoyed because you come off as so entitled. You have your hand out but somehow don’t think you are getting any charity.

Why should other families fund your decision to have three children? If you had one child you could be full pay.

Because her school said she could! Keep hating.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:As someone whose parents scrimped and saved to send me to private school, it's not worth it OP. And it can give your kids a case of affluenza plus make them feel excluded at the same time.

Not OP but thank you for this perspective! I’m so torn, because I’m very concerned about how screens in public schools will impact the kids in the long run.

Eh it depends. We send ours to a 17k one with no screens and the crowd has more economic diversity. Families wealthier than us, families less wealthy than us. It isn’t 50k or nothing, there’s stuff in between. You do have to do your research.

Catholic school?

[Anonymous]

Anonymous wrote:

Anonymous wrote:Why should you be able to put money into a college fund and take a vacation every year when full pay families making slightly more than you do can’t even afford a cheap summer vacation and don’t have a college fund?

People are annoyed because you come off as so entitled. You have your hand out but somehow don’t think you are getting any charity.

Why should other families fund your decision to have three children? If you had one child you could be full pay.

This does not describe full pay families at DC independents in the slightest. Yet another example of weird non-DC, non-private school families that have found their way to this thread.

+100

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:As someone whose parents scrimped and saved to send me to private school, it's not worth it OP. And it can give your kids a case of affluenza plus make them feel excluded at the same time.

Not OP but thank you for this perspective! I’m so torn, because I’m very concerned about how screens in public schools will impact the kids in the long run.

Eh it depends. We send ours to a 17k one with no screens and the crowd has more economic diversity. Families wealthier than us, families less wealthy than us. It isn’t 50k or nothing, there’s stuff in between. You do have to do your research.

Catholic school?

DP but could be a school like this one. There are secular, less expensive options.

https://www.pinecrestschool.org/admissions/tuition-fees/

[Anonymous]

Anonymous wrote:

Anonymous wrote:Why should you be able to put money into a college fund and take a vacation every year when full pay families making slightly more than you do can’t even afford a cheap summer vacation and don’t have a college fund?

People are annoyed because you come off as so entitled. You have your hand out but somehow don’t think you are getting any charity.

Why should other families fund your decision to have three children? If you had one child you could be full pay.

OP. To clarify, we take a very cheap, like a rental cabin in the woods type vacation, per year, and we make modest contributions to our children’s college funds. Both of these are reported in our financial aid documents.

For those that aren’t aware, most schools use a third-party service that calculates what a family should receive from a school, and calculations are based on a lot of factors not just income. Ask about a lot of things, from savings accounts to grandparent contributions to how much you spend on camp or memberships or vacations. Then the school gets to do what they want. They are not obliged to meet this number, but my impression is that the well funded schools do.

Those things aren’t cheap.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Why should you be able to put money into a college fund and take a vacation every year when full pay families making slightly more than you do can’t even afford a cheap summer vacation and don’t have a college fund?

People are annoyed because you come off as so entitled. You have your hand out but somehow don’t think you are getting any charity.

Why should other families fund your decision to have three children? If you had one child you could be full pay.

OP. To clarify, we take a very cheap, like a rental cabin in the woods type vacation, per year, and we make modest contributions to our children’s college funds. Both of these are reported in our financial aid documents.

For those that aren’t aware, most schools use a third-party service that calculates what a family should receive from a school, and calculations are based on a lot of factors not just income. Ask about a lot of things, from savings accounts to grandparent contributions to how much you spend on camp or memberships or vacations. Then the school gets to do what they want. They are not obliged to meet this number, but my impression is that the well funded schools do.

Those things aren’t cheap.

A rental cabin can be less than $1,000 for a week…

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I think 300k with middle class and up parents is one thing, but a dual income 300k HHI family who climbed their way up from the working class is just in a different boat, too. I’d be mad at the people getting an inheritance later, not mad at the family who has to financially support their parents in old age or who themselves attended shitty public schools and made every sacrifice to land a job making 150k.

You are not middle class at $300K.

It’s 85th percentile in DC proper. Likely lower when considering the suburbs.

I posted the original comment. I meant a 300k HHI family where the parents’ parents come from working class backgrounds are a different type of family than one where kid’s grandparents are doctors and investment bankers, etc. Feel free to disagree and none of this is reflected in financial aid forms but I think these are different types of people.

300k is not middle class.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:As someone whose parents scrimped and saved to send me to private school, it's not worth it OP. And it can give your kids a case of affluenza plus make them feel excluded at the same time.

Not OP but thank you for this perspective! I’m so torn, because I’m very concerned about how screens in public schools will impact the kids in the long run.

Eh it depends. We send ours to a 17k one with no screens and the crowd has more economic diversity. Families wealthier than us, families less wealthy than us. It isn’t 50k or nothing, there’s stuff in between. You do have to do your research.

Catholic school?

DP but could be a school like this one. There are secular, less expensive options.

https://www.pinecrestschool.org/admissions/tuition-fees/

Damn I need something like this in MoCo or DC.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I think 300k with middle class and up parents is one thing, but a dual income 300k HHI family who climbed their way up from the working class is just in a different boat, too. I’d be mad at the people getting an inheritance later, not mad at the family who has to financially support their parents in old age or who themselves attended shitty public schools and made every sacrifice to land a job making 150k.

You are not middle class at $300K.

It’s 85th percentile in DC proper. Likely lower when considering the suburbs.

I posted the original comment. I meant a 300k HHI family where the parents’ parents come from working class backgrounds are a different type of family than one where kid’s grandparents are doctors and investment bankers, etc. Feel free to disagree and none of this is reflected in financial aid forms but I think these are different types of people.

300k is not middle class.

I say this with respect, but please reread the comment. I didn’t say 300k is middle class. I’m talking about people who worked their way up from nothing now making 300k combined. This is fundamentally different than people from privileged backgrounds deciding on careers that make them less affluent than their parents. One category will need up support the previous generation, the other category will receive an inheritance.

[Anonymous]

I would like to tell the OP that I fully support your receipt of FA, given your income and number of children.

It’s upon the school to decide how aid is allocated, not upon the individual family to decide whether to apply to private school.

I’m also so glad FA awards are not made public.

You sound like a rational, caring, hardworking parent. I’m sorry for what some others are saying here.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I think 300k with middle class and up parents is one thing, but a dual income 300k HHI family who climbed their way up from the working class is just in a different boat, too. I’d be mad at the people getting an inheritance later, not mad at the family who has to financially support their parents in old age or who themselves attended shitty public schools and made every sacrifice to land a job making 150k.

You are not middle class at $300K.

It’s 85th percentile in DC proper. Likely lower when considering the suburbs.

I posted the original comment. I meant a 300k HHI family where the parents’ parents come from working class backgrounds are a different type of family than one where kid’s grandparents are doctors and investment bankers, etc. Feel free to disagree and none of this is reflected in financial aid forms but I think these are different types of people.

300k is not middle class.

I say this with respect, but please reread the comment. I didn’t say 300k is middle class. I’m talking about people who worked their way up from nothing now making 300k combined. This is fundamentally different than people from privileged backgrounds deciding on careers that make them less affluent than their parents. One category will need up support the previous generation, the other category will receive an inheritance.

Tell me you don’t know about elder care costs without telling me you don’t know about elder care costs. No one except the extraordinarily rich can bank on an inheritance. My grandparents drained almost everything on the skilled nursing care they required.