Lay It On Me...Was I Wrong Here...??

[Anonymous]

Anonymous wrote:

Anonymous wrote:The whole premise of this situation is stupid.

Helpful Helen - or anyone for that matter - doesn't just buy a house for their friend. They bought the 2nd house for themselves for whatever bizarre financial planning scheme they devised. OP had nothing to do with it and her needing a place to live was just coincidental.

OP - you did nothing wrong legally or morally. Helpful Helen didn't buy a house for you. Stop letting her tell you that and stop believing it. She will either find renters when you leave or she will sell. The clause about living there as their primary residence is true in terms of not paying fed taxes on the sale. (Less than 2 yrs you pay taxes on the sale).

Hi OP's DH.

Lol. Busted.

[Anonymous]

OP, here's the shitty part. Obviously, your DH was applying for, interviewing for and looking at jobs in Utah. A company in Utah doesn't suddenly find a name in CA and offer them a job. There were probably weeks and maybe even months of the application/interview process. You kept that part a secret from HH until your DH closed the deal. If you were a true friend, you would have started telling her AS SOON AS your DH started looking for work in another state and talked to her about how to best handle it if he got something. From the sounds of it, she was a really good friend and would have probably worked with you (or let you work with her) to find a solution that would have been a win-win. After all - she found a win-win solution for you both when you needed help.

[Anonymous]

You all committed mortgage fraud.

Your friend helped you when you were in a financial bind even if it benefited her - hope you don't get into a bind again.

You should have let her know when your husband started applying for jobs and you should have started looking for a new tenant then.

What a band of criminals.

[Anonymous]

Wouldn't there be tax implications bc HH fudged the documents of her true primary residence?

OP- was there a second contract between you and HH on the terms of rent, monthly payments, etc?

OP - I probably would have paid more than the monthly mortgage payment. There are other expenses with home ownership than simply a monthly mortgage.

[Anonymous]

Meh. HH is no saint. She didn't buy this house for Op out of the goodness of her heart. And Op didn't "rent" the house to help HH out. Honestly, these folks don't seem to really even know each other that well. How can really good friends be so clueless about each others lives? I call BS.

[Anonymous]

Anonymous wrote:The whole premise of this situation is stupid.

Helpful Helen - or anyone for that matter - doesn't just buy a house for their friend. They bought the 2nd house for themselves for whatever bizarre financial planning scheme they devised. OP had nothing to do with it and her needing a place to live was just coincidental.

OP - you did nothing wrong legally or morally. Helpful Helen didn't buy a house for you. Stop letting her tell you that and stop believing it. She will either find renters when you leave or she will sell. The clause about living there as their primary residence is true in terms of not paying fed taxes on the sale. (Less than 2 yrs you pay taxes on the sale).

I agree. The OP paid her mortgage for a long time, for God's sake. The OP should at least have given much more notice and perhaps have let Helen know that her husband was looking for work elsewhere. But this relationship was definitely mutually beneficial.

[Anonymous]

You're both morons.

[Anonymous]

Anonymous wrote:You all committed mortgage fraud.

Your friend helped you when you were in a financial bind even if it benefited her - hope you don't get into a bind again.

You should have let her know when your husband started applying for jobs and you should have started looking for a new tenant then.

What a band of criminals.

Generally trusting known defrauders/scammers is not a wise move. You get what you give.

[Anonymous]

Do you have a lease with Helen? If not, there should have been one.

Considering these people did try to do something nice to help you and your husband, you should have given them 60-90 days notice so they have time to find a new renter.

Thirty days is really short notice and it does put them in a bind -- they will need to cover the mortgage themselves until they can either sell the property or rent.

Ignorance of real estate does not make you ignorant of knowing your friends would need time to find another renter.

[Anonymous]

Anonymous wrote:The whole premise of this situation is stupid.

Helpful Helen - or anyone for that matter - doesn't just buy a house for their friend. They bought the 2nd house for themselves for whatever bizarre financial planning scheme they devised. OP had nothing to do with it and her needing a place to live was just coincidental.

OP - you did nothing wrong legally or morally. Helpful Helen didn't buy a house for you. Stop letting her tell you that and stop believing it. She will either find renters when you leave or she will sell. The clause about living there as their primary residence is true in terms of not paying fed taxes on the sale. (Less than 2 yrs you pay taxes on the sale).

+1

[Anonymous]

Anonymous wrote:Do you have a lease with Helen? If not, there should have been one.

Considering these people did try to do something nice to help you and your husband, you should have given them 60-90 days notice so they have time to find a new renter.

Thirty days is really short notice and it does put them in a bind -- they will need to cover the mortgage themselves until they can either sell the property or rent.

Ignorance of real estate does not make you ignorant of knowing your friends would need time to find another renter.

If there was a signed contract couldn't Op just look at that to determine how much notice she was supposed to give?

Do most legitimate leases require 90 days notice? Honestly, I don't know. Serious question.

[Anonymous]

Anonymous wrote:The:

I sent Helen the required "30-day notice" by law and also left her a voice message.

just kills me. On several levels.

I agree. This is the sentence that makes it clear that you are a truly awful person.

[Anonymous]

Isn't there a CA forum for you? GEt off this one - it's for DC!

[Anonymous]

Anonymous wrote:

Anonymous wrote:You all committed mortgage fraud.

Your friend helped you when you were in a financial bind even if it benefited her - hope you don't get into a bind again.

You should have let her know when your husband started applying for jobs and you should have started looking for a new tenant then.

What a band of criminals.

Generally trusting known defrauders/scammers is not a wise move. You get what you give.

This is so, so true. Don't wait to learn this the hard way, like I did.

[Anonymous]

Anonymous wrote:Do you have a lease with Helen? If not, there should have been one.

Considering these people did try to do something nice to help you and your husband, you should have given them 60-90 days notice so they have time to find a new renter.

Thirty days is really short notice and it does put them in a bind -- they will need to cover the mortgage themselves until they can either sell the property or rent.

Ignorance of real estate does not make you ignorant of knowing your friends would need time to find another renter.

Pretty sure contracts for illegal behaviors (mortgage fraud) are not enforceable.