Move TSP to G for a bit?

[Anonymous]

Anonymous wrote:My friend has kept all her money in G fund for 20 years now. Only you know your own risk tolerance, OP. Do you what you think is best for you.

I think that’s an incredibly poor move. I was 100% C until Nov 2025 and then went 100% I and I was rewarded handsomely. Now I’m 90% G and 10% I because I read lots of news and could see where we would be today. The market will continue to fall because oil prices.

It also is very easy to do fund interchanges in TSP, so if I see a positive uptrend regarding oil and global shipments returning to normal I’ll return back to some C and I fund split because takes much more sense to be invested in equities long term than bonds.

My point with this thread is that it wasn’t hard to read news and see how topsy turvy things were getting. I’m sure lots of other people could see market issues.

[Anonymous]

Dunning-Krueger effect is a powerful thing. Dozens of studies have shown over and over that your chances of beating the market (despite intelligence,experience, education) via market timing are extremely low.

It's amazing that nobody on DCUM has ever admitted to receiving below market returns.

[Anonymous]

Anonymous wrote:

Anonymous wrote:My friend has kept all her money in G fund for 20 years now. Only you know your own risk tolerance, OP. Do you what you think is best for you.

I think that’s an incredibly poor move. I was 100% C until Nov 2025 and then went 100% I and I was rewarded handsomely. Now I’m 90% G and 10% I because I read lots of news and could see where we would be today. The market will continue to fall because oil prices.

It also is very easy to do fund interchanges in TSP, so if I see a positive uptrend regarding oil and global shipments returning to normal I’ll return back to some C and I fund split because takes much more sense to be invested in equities long term than bonds.

My point with this thread is that it wasn’t hard to read news and see how topsy turvy things were getting. I’m sure lots of other people could see market issues.

I'd love to follow your guidance!

[Anonymous]

Not PP, but I am 30% G fund in my tsp because its the only bond fund where you can't lose money and I have other 401K and brokerage accounts.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My friend has kept all her money in G fund for 20 years now. Only you know your own risk tolerance, OP. Do you what you think is best for you.

I think that’s an incredibly poor move. I was 100% C until Nov 2025 and then went 100% I and I was rewarded handsomely. Now I’m 90% G and 10% I because I read lots of news and could see where we would be today. The market will continue to fall because oil prices.

It also is very easy to do fund interchanges in TSP, so if I see a positive uptrend regarding oil and global shipments returning to normal I’ll return back to some C and I fund split because takes much more sense to be invested in equities long term than bonds.

My point with this thread is that it wasn’t hard to read news and see how topsy turvy things were getting. I’m sure lots of other people could see market issues.

Hello PP, is it too late to move funds now to G?

[Anonymous]

There is that possible apocryphal Fidelity study that showed that the best performing investors fall into two categories: those who had forgotten they had Fidelity accounts and account holders who were dead.

[Anonymous]

Pretty happy with G move still. Might move back to I soon. Not sure! But you can all tell that we are in a stock downtrend right? You think people are gonna pay $35 for a burger and 20% tip at fking Chili’s soon?

The best part about G is that it doesn’t lose money. Ever. And once the market continues to slide, I will slide my azz right back to I and have maaaany maaaany more shares than I did when I left. You CAN time things if you read a broad section of news and can reason.

[Anonymous]

Anonymous wrote:Pretty happy with G move still. Might move back to I soon. Not sure! But you can all tell that we are in a stock downtrend right? You think people are gonna pay $35 for a burger and 20% tip at fking Chili’s soon?

The best part about G is that it doesn’t lose money. Ever. And once the market continues to slide, I will slide my azz right back to I and have maaaany maaaany more shares than I did when I left. You CAN time things if you read a broad section of news and can reason.

It looks to me like the taco trade has started already. So idk, but I'm back in.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Pretty happy with G move still. Might move back to I soon. Not sure! But you can all tell that we are in a stock downtrend right? You think people are gonna pay $35 for a burger and 20% tip at fking Chili’s soon?

The best part about G is that it doesn’t lose money. Ever. And once the market continues to slide, I will slide my azz right back to I and have maaaany maaaany more shares than I did when I left. You CAN time things if you read a broad section of news and can reason.

It looks to me like the taco trade has started already. So idk, but I'm back in.

Not real sure what we can do. I am seeing stagflation. We get a couple of teaser Green days here and there lately but overall trend is down. Easier to sit in G for another month maybe two and see if it slides further. If not, back in to I! My strategy has already saved me a ton of capital. Might not work for others, but it has for me. I mean at this specific point in time.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Pretty happy with G move still. Might move back to I soon. Not sure! But you can all tell that we are in a stock downtrend right? You think people are gonna pay $35 for a burger and 20% tip at fking Chili’s soon?

The best part about G is that it doesn’t lose money. Ever. And once the market continues to slide, I will slide my azz right back to I and have maaaany maaaany more shares than I did when I left. You CAN time things if you read a broad section of news and can reason.

It looks to me like the taco trade has started already. So idk, but I'm back in.

And how’s that going?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Pretty happy with G move still. Might move back to I soon. Not sure! But you can all tell that we are in a stock downtrend right? You think people are gonna pay $35 for a burger and 20% tip at fking Chili’s soon?

The best part about G is that it doesn’t lose money. Ever. And once the market continues to slide, I will slide my azz right back to I and have maaaany maaaany more shares than I did when I left. You CAN time things if you read a broad section of news and can reason.

It looks to me like the taco trade has started already. So idk, but I'm back in.

And how’s that going?

Scary. We're in a detente ex US situation. It's a powder keg that could blow up, but until then I should do well. If it does blow, I don’t think G will help me anyways

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Pretty happy with G move still. Might move back to I soon. Not sure! But you can all tell that we are in a stock downtrend right? You think people are gonna pay $35 for a burger and 20% tip at fking Chili’s soon?

The best part about G is that it doesn’t lose money. Ever. And once the market continues to slide, I will slide my azz right back to I and have maaaany maaaany more shares than I did when I left. You CAN time things if you read a broad section of news and can reason.

It looks to me like the taco trade has started already. So idk, but I'm back in.

Not real sure what we can do. I am seeing stagflation. We get a couple of teaser Green days here and there lately but overall trend is down. Easier to sit in G for another month maybe two and see if it slides further. If not, back in to I! My strategy has already saved me a ton of capital. Might not work for others, but it has for me. I mean at this specific point in time.

I had a friend who was very proud of his strategy and his moving in and out of funds. He liked to share his returns. It did sound great. Until I went to check my returns and mine always beat his year on year by doing nothing. But he enjoyed it so I suppose it’s worth it.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Pretty happy with G move still. Might move back to I soon. Not sure! But you can all tell that we are in a stock downtrend right? You think people are gonna pay $35 for a burger and 20% tip at fking Chili’s soon?

The best part about G is that it doesn’t lose money. Ever. And once the market continues to slide, I will slide my azz right back to I and have maaaany maaaany more shares than I did when I left. You CAN time things if you read a broad section of news and can reason.

It looks to me like the taco trade has started already. So idk, but I'm back in.

Not real sure what we can do. I am seeing stagflation. We get a couple of teaser Green days here and there lately but overall trend is down. Easier to sit in G for another month maybe two and see if it slides further. If not, back in to I! My strategy has already saved me a ton of capital. Might not work for others, but it has for me. I mean at this specific point in time.

I had a friend who was very proud of his strategy and his moving in and out of funds. He liked to share his returns. It did sound great. Until I went to check my returns and mine always beat his year on year by doing nothing. But he enjoyed it so I suppose it’s worth it.

Okay, that’s cool. Still happy I’m in G right now. Who knows. Maybe I’ll regret the move. I am normally a 100% or 100% I (in last year) fund, full on equities person. I also hold FSELX, FPADX and other funds in the mutual fund window. But these last few weeks…yeah dude. I’ll sit this one out.

[Anonymous]

I meant 100% C was my move for the last many years. Then 100% I. Now G. I am generously concerned about continued market drops. I will buy back 100% C or I later.

[Anonymous]

G G G G uniiiiiit!

Told you peeps. I am so tired of being right.