Net worth or income needed to justify a designer bag purchase

[Anonymous]

Anonymous wrote:It’s justified when I send a link to DH and it ends up in my closet.

Side track…this never works for me. My DH has the money, he knows that buying me gifts is my love language yet I send him links of things I like and he never buys them. I know he loves me and wants me to be happy, but he never does this. I have to buy everything myself.


Op, just buy it. But first, reply with a link so we can give better advice.

[Anonymous]

Anonymous wrote:

Anonymous wrote:It’s justified when I send a link to DH and it ends up in my closet.

Side track…this never works for me. My DH has the money, he knows that buying me gifts is my love language yet I send him links of things I like and he never buys them. I know he loves me and wants me to be happy, but he never does this. I have to buy everything myself.


Op, just buy it. But first, reply with a link so we can give better advice.

Buying gifts is one of DH love languages. My closet is thankful and so am I.

[Anonymous]

Anonymous wrote:

Anonymous wrote:It’s justified when I send a link to DH and it ends up in my closet.

Side track…this never works for me. My DH has the money, he knows that buying me gifts is my love language yet I send him links of things I like and he never buys them. I know he loves me and wants me to be happy, but he never does this. I have to buy everything myself.


Op, just buy it. But first, reply with a link so we can give better advice.

Four page later, OP still has not responded.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It’s justified when I send a link to DH and it ends up in my closet.

Side track…this never works for me. My DH has the money, he knows that buying me gifts is my love language yet I send him links of things I like and he never buys them. I know he loves me and wants me to be happy, but he never does this. I have to buy everything myself.


Op, just buy it. But first, reply with a link so we can give better advice.

Four page later, OP still has not responded.

OP here. I don’t think the bag itself is relevant to the discussion, but it’s a basic designer bag. I appreciate all the opinions. I need to talk to DH before buying anything like this. He would not be very supportive of a big expense, but has told me I can buy ‘whatever I want’. We do not exchange expensive presents and our expenses are near our income so there’s not much left but I don’t really know the details of our budget as he handles the finances (he is a SAHD) since I’m busy working.

[Anonymous]

anyone who spends thousands of dollars on a purse has a low IQ.

such a stupid waste of money.

[Anonymous]

Anonymous wrote:My income is $300,000 and NW is about $4 M. I’m nearing retirement but not ready yet. I would like to buy a $3000-$4000 bag. I have a few other bags and designer item but nothing that expensive, and usually don’t buy high end stuff. I would not say I NEED this bag at all but I would like it. I can’t seem to find a less expensive alternative bag that is not a $100 Chinese fake of some sorts. The middle level designers don’t have something quite what I’m looking for.

How do you justify buying something this expensive?

Did not read the thread.

No need to justify it.

If you want it, buy it.

You can afford it. Buy it. You only live once!! Go for it!!

If you feel guilty about owning such and expensive purse, give another $3k to a charity of your choice.

If I had the money, I'd buy a $3k bag in a heartbeat. I'm not getting any younger, and if I wanted such a bag, I would buy it without hesitation.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It’s justified when I send a link to DH and it ends up in my closet.

Side track…this never works for me. My DH has the money, he knows that buying me gifts is my love language yet I send him links of things I like and he never buys them. I know he loves me and wants me to be happy, but he never does this. I have to buy everything myself.


Op, just buy it. But first, reply with a link so we can give better advice.

Four page later, OP still has not responded.

OP here. I don’t think the bag itself is relevant to the discussion, but it’s a basic designer bag. I appreciate all the opinions. I need to talk to DH before buying anything like this. He would not be very supportive of a big expense, but has told me I can buy ‘whatever I want’. We do not exchange expensive presents and our expenses are near our income so there’s not much left but I don’t really know the details of our budget as he handles the finances (he is a SAHD) since I’m busy working.

Hmmmm, OP.
This is a bit worrying.
Our income is far less than yours, and our expenses are nowhere near our income. I can afford a $4k bag because I've got the savings. But would I buy one? Never. I'm not a designer bag sort of person.

If you have to discuss buying a designer bag with your husband, then perhaps you are stretched too far. If you are paying a huge mortgage on two houses and private schools for two kids, plus retirement savings on top of regular living expenses, then I suggest working out your budget. before spending $4k on a designer bag.

You should easily be able to afford a designer bag if your HHI is $300k per year. If you can't, then take a look at your entire financial picture because something is not right here.

[Anonymous]

I don't have to justify my purchases. I sense that you will feel guilty if you get it, so skip. I grew up with beautiful stuff, so for me it's not a big deal, but for a lot of people, especially those who grew up with low resources, spending money is a loaded subject that triggers a lot of guilt and remorse.

[Anonymous]

OP - Go to the store or order the bag. Live with it for a day or so and you will either feel excited and happy or sick to your stomach. That will tell you whether to return it or not.

[Anonymous]

I would never spend that much on a handbag, but I have no qualms spending quite a bit more on a vacation that’s over in a few days. Different priorities

[Anonymous]

anyone who spends thousands of dollars on a purse has a low IQ.

such a stupid waste of money.

Not low IQ, just very high HHI and lots of money in the bank and appreciate the quality of the leather. If all your bags are inexpensive ones you may just not know what you are missing (which is good if you can't afford it).

[Anonymous]

Don’t do it, Op! This is just a bag! Don’t waste your hard earned income on a bag. You don’t need this frivolous purchase. Hold off!

[Anonymous]

If you love the bag, think you will use it, and the cost won't impact your ability to meet your financial priorities, buy it. This doesn't sound like an impulse purchase for you. You've looked at alternatives in a different price point and they are not suitable for your purposes. Would you feel better buying several $500 bags instead that aren't quite right and end up not getting used or getting replaced?

Would you agonize like this over a trip instead of a bag? Objectively, they fall into the same category of discretionary luxuries.

[Anonymous]

You justify it by yelling “YOLO!!” and then hitting “submit order.”

[Anonymous]

Anonymous wrote:

Anonymous wrote:It’s justified when I send a link to DH and it ends up in my closet.

Side track…this never works for me. My DH has the money, he knows that buying me gifts is my love language yet I send him links of things I like and he never buys them. I know he loves me and wants me to be happy, but he never does this. I have to buy everything myself.


Op, just buy it. But first, reply with a link so we can give better advice.

Erm, if you are buying it with his money, it should have the same dopamine hit as the pp. It would for me 🤷🏻‍♀️