FFS - you can hire someone to salt your walk, too. Why wouldn’t an older person be able to walk to their mailbox without risk? As for driving - pay attention to the weather and that’s usually not an issue. What happened in Buffalo over Christmas was a tragedy, but many of the deaths could have been avoided if people paid attention to the forecast and stayed off the roads. I get that you’re bitter AF, but enough, already. |
My parents retired to NH, near Dartmouth College. In addition to the favorable tax situation that many PPs have noted, this area has a lot going for it -- good restaurants and lots of interesting events on campus and in town, lots of lakes and places to hike or bike, excellent health care, beautiful weather in summer and fall. But, even if you like cold weather, are relatively healthy and hearty, are well-fixed financially and have a generator, the winters are tough. And, as others have noted, winter can be isolating and tiresome in northern New England. You will want to leave for warmer and sunnier climes for at least part of the winter. Again, even if you are well-off, organizing the travel can be tiring -- especially if you have pets. I'm not saying it's a bad idea to retire to NH, but you need to have a plan for dealing with winter. |
I think PP and I share the same thoughts. You clearly have a different experience and view on cold weather locations than we do. Our family has lived in New England for generations. Unlike around here, the streets are plowed down to the black top and parking lots and sidewalks shoveled well after regular snow. Obviously blizzards and the like are totally different. Our parents have people who plow and shovel their properties. But since they’re from New England, they also keep well stocked pantries and don’t go out just to go out when the weather is bad. It’s not Siberia for goodness sakes. They don’t mind the cold and no, they do not leave during the winter even though they can easily afford it. They like being home. |
So you won't be going anywhere until the salt and shovel people come. Could be a while. Are you going to hire someone to salt your destination as well? Look, I'll stop belaboring it, but you have to really think this stuff through. In the winter, every single time you leave your house it's a project and you have to work with your service provider who, amazingly, has many other walks to shovel and roads to plow. Just saying "I'll hire someone" is a way of avoiding thinking about whether you really will be able to get the level or service you want, and whether you truly want to live your life around the weather. |
Native Buffalonian and I also agree. Yes, you will help with snow removal and blizzards are not unheard of. However, for the most part, the snow is manageable because the infrastructure (plows, workers, supplies) is appropriately resourced. |
I lived in Burlington and I really cannot recommend it for seniors. The cost of housing is really high, and taxes are too, and UVM Medical Center isn't that great-- Dartmouth is way better.
Can we talk about the dark? It gets dark really early in the winter and that's hard if your vision isn't what it used to be. If you're at all prone to seasonal depression, don't move to Burlington no matter how young you are. It's a long, long, long dark boring winter if you're too old to go ice-boating or whatever. |
Don't forget to factor in weather costs. Bad weather can really damage your house-- think ice dams. You'll pay for snow plowing and removal, you'll pay for home heating by wood, oil, or electric. If you're not in a city or the downtown of a town, you'll be maintaining your own well and septic and leach field and paying for it to be serviced. You'll pay when frost heaves bust up your septic system. It's all well and good to compare property and income taxes, but a lot of rural or rural-ish jurisdictions keep taxes low by providing less in services. You'll pay those things out of pocket and it adds up. You might also need two cars when in a city you could have got by with just one. And two sets of snow tires!
https://www.frugalwoods.com/2018/01/29/city-vs-country-which-is-cheaper-the-ultimate-cost-of-living-showdown/ Oh and don't expect the locals to bail you out. They will if it's a true emergency, but they have their own friends and family to look after, so don't expect much. |
NP but you just sound like a peach. Make sure you have a large acreage so your neighbors don’t have to deal with you either! |
Because we like winter and skiing (hence the reason we probably would give it up in mid 70's), and we already have a beach house where we will spend spring/summer. I'm always amazed when I ski midweek how many retirees I run into who ski 60-100 days a season. Obviously not full days, but they are getting out there multiple days a week. That's what I want for at least a few years. |
NH has NO state income tax - interest and dividend tax only. Would retire to the Hanover/Lyme NH area in a heartbeat. Southern NH not so much. |
How about Media, PA? Cute town. The Brandywine Valley in Delaware. |
Are you always this patronizing? I lived in Chicago for seven years. I know snow. I know ice. I know terrible weather. I *also* know, as 16:56 and 17:00 pointed out, that in areas with lousy winter weather, like Buffalo, like Chicago, they have the infrastructure to deal with it. It’s not like here, where people freak out and things shut down in winter weather, in part because we don’t have the resources to make it safe for people to be out and about. As for living your life around the weather, I’ll take this option to Florida, which the elderly seem to love, with all its heat and humidity and hurricanes. No, thank you. |
I’m rude because PP is incorrectly assuming that I’m an out of shape couch potato? Okay. Whatever. ![]() |
Western NY get a boat load of snow. Like insane amounts. You down for that? |
But why are you assuming they would live in a city? This stuff is a lot harder if you're rural or outside the center of your town, because you have much more responsibility to maintain and pay for for your own infrastructure and when the power goes out it can be out for days. Yes, Buffalo and Chicago have infrastructure, but huge portions of VT, NH, and NY state don't have anywhere near that level. People deal with, yes, but often with the help of younger family members. If you're going to live there without family, go in with your eyes open. |