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Eldercare
Reply to "Retire to Western NY or VT/NH Thoughts?"
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[quote=Anonymous]Don't forget to factor in weather costs. Bad weather can really damage your house-- think ice dams. You'll pay for snow plowing and removal, you'll pay for home heating by wood, oil, or electric. If you're not in a city or the downtown of a town, you'll be maintaining your own well and septic and leach field and paying for it to be serviced. You'll pay when frost heaves bust up your septic system. It's all well and good to compare property and income taxes, but a lot of rural or rural-ish jurisdictions keep taxes low by providing less in services. You'll pay those things out of pocket and it adds up. You might also need two cars when in a city you could have got by with just one. And two sets of snow tires! https://www.frugalwoods.com/2018/01/29/city-vs-country-which-is-cheaper-the-ultimate-cost-of-living-showdown/ Oh and don't expect the locals to bail you out. They will if it's a true emergency, but they have their own friends and family to look after, so don't expect much.[/quote]
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