+10000000 so bizarre. I am terrified reading some of the comments in here, people giving blanket advise without knowing the child's situation, environment, psycho-assessment,ect. OP, please listen to your social worker, she has dealt with the child for much longer than anyone on DCUM and should have assessed her appropriately tot determine what would be less damaging in her/his situation, so go with that. |
Decent parents put them on their private and keep the medicaid. |
Why would I put her on my insurance? Medicaid is awesome! Seriously. Decent parents? You're an ass. |
| Lesbian mom here - we decided to give our kids my last name and my wife's last as middle. No regrets so far. |
| Hyphen is considered posh in some countries. Congratulation on adopting! |
Because you re her parents and should provide equal to what you would if she were your biological child. I cannot imagine not having our child on our insurance. |
NP here, My kid's medical situation wasn't the same as it would have been if he was my biological child. His medical situation was directly related to things that happened to him before he came to us. Accepting help from Medicaid to deal with those issues made sense. In my case, my kid is on my insurance too, only because my work automatically covered him at 100%. There were times when having him on a double insurance policy was a pain in the neck, or a significant expense. For example, our private medical insurance didn't cover a lot of DME (wheelchairs, feeding pumps, other equipment), but since they were "primary" we had to go through an approval process every time to get proof that we were rejected before Medicaid would cover. In addition, our private insurance only covered one supplier for consumable medical supplies (things like feeding tube bags), and that supplier was terribly unreliable. My friends who just had Medicaid had a much better experience. Finally, there are sometimes expenses associated with foster child adoption that aren't always there otherwise. I know I missed an enormous amount of work due to medical appointments. This leave was unpaid because I had used up all my paid leave on maternity leave. So, if I could have made up some of that expense by dropping duplicate insurance, I would have. |
| My siblings were adopted (as infants, so not the same as your situation) but my parents gave them 2 middle names - the first was a middle name chosen for my siblings and the second middle name was their birth name, then each got our family last name. OP maybe your soon to be adopted child could do something similar? |
You don't know what you're talking about. If the child is on HSCSN in dC, which is medicaid for kids with disabilties, you CANNOT have them on any other insurance. And HSCSN (health services for children with special needs) provides for a whole lot that private insurance won't (like over 300 hours per year of respite care). So stop talking out of your ass like you know anything about adoption or Medicaid or loving your kids equally. |