Poor near family, or afford life far away?

[Anonymous]

So, why isn't mom willing to help finanicially in this particular situation? Especially if she is angry at the possible move.

[Anonymous]

Anonymous wrote:Get megabux mom to pay your loans. How is it that you have exorbitant loans and rich parents, anyway?

That's probably the reason she has massive loans! My dad made a lot of money but didn't pay for college. I did not qualify for any financial aid except very high interest loans. When I graduated, my loan balance had nearly doubled just from interest. Wealthy parents who don't pay for your education can really screw you over financially.

[Anonymous]

There are so many affordable areas in Frederick County, I really don't understand how you are not making ends meet living here.
We moved here because we are middle class and wouldn't like our standard of living in MoCo.

[Anonymous]

Anonymous wrote:DH and I both grew up here (outside DC). We both have ok jobs, but cannot make ends meet. Own a foreclosed town home, and paying mortgage monthly is a huge struggle. Renting isn't really an option (here), because it's the same as our mortgage.

For 5 years, we lived in the south as I did Teach for America. We both made significantly more $$ in the same jobs, and were looking into building a huge home on a giant lot of property - but I accidentally (on bc) got pregnant. We decided to move home near family. Both moms do a lot of our daycare, especially before/after work, and I am best friends with my mother. We have discussed moving back - but I am super hesitant. He would go yesterday if given the option. I am super close with my mom, and we really love having our children get to grow up surrounded by family. We love love love having family dinners with both sets of parents, being right here for holidays / birthdays/ etc. But financially, this area is killing us .... I have mentioned to my mom the possibility of us moving back where it's cheaper, and she got her feelings WAY hurt and was angry for weeks. I don't know what to do... We cannot afford to live here, but in my heart I can't imagine not taking in every moment with both sets of parents (and siblings) - before someone passes away and we regret not spending time with them. Thoughts?!

What do you mean Own a foreclosed town home? OP-are you in foreclosure? Both parents and IL's are wealthy and your house is in foreclosure? What's wealthy?
I'm confused. Did the DH graduate ffrom college hence the loans and is now getting a BS in accounting?

Why not move in with 1 of the sets of parents? Any empty nester with 4 beds 3 full baths would be logical.

[Anonymous]

I don't believe a word of what OP says. It doesn't make any sense. She comes from a wealthy family and marries a man without a college degree. She has massive college debt and her folks did not pay for your education. A lot of wealthy families have trust funds or education funds for their children. My kids go to school with them everyday. Unfortunately, we are not among them but OPs story does not sound logical.

[Anonymous]

Way out in Frederick County you can get very inexpensive houses. Where do you live now?

[Anonymous]

I have an altered situation. My wife group up in another state. Her whole family is there. My family is here. We moved here after having kids to "have a better life." My family is more supportive and hands on than hers could be. We've been here several years now and intend to move back to my wife's homes state. While the weather and family are better here, we're making roughly $135,000 and can't get in a position to buy a home. We just can't afford it. We were eyeing THs in the 475 range, but we can get a big SFH back home for 250-300. We want to give our kids more. We want to have less pressure to earn. My wife stays at home working two part time jobs. She'd like to lose one job and be more present for the kids and school. We can't keep up with the joneses. We don't have govt jobs. My family is great but they'll be great in smaller doses also.