Yes this is a way to go. I dated men who had different lifestyle eg were attending low cost gyms, low cost vacations, didn’t use cleaning ladies. They always had anxiety and would try to put me down for “being so spoilt” spending my own money the way I want. Next step he moves with you and wants you to clean the house yourself . No thanks |
Am I missing something here? What does this have to do with the question at hand or did you reply to the wrong post? |
Your math is wrong |
| NW of 4m sounds low to me for someone in their 50s making 250k/yr. Were you out of the workforce at some point? |
Sorry. I went back and realized she is in 50s. I mistakenly thought she was 45. Probably mixing up ages from a different thread. |
No, no one needs 250K incomes to have a nice life, you are correct. And no one “needs” to marry a super model with perfect proportions to procreate. But some people prefer to marry a partner with millions and some people prefer a partner with blonde hair and blue eyes and symmetrical features. Neither of these preferences is inherently more or less valid than the other. |
I agree that you shouldn't combine incomes or a budget with a boyfriend. But I was trying to say that if we can afford that much on 300k, a man with adult independent kids or no kids can afford more without. Infact a retired millitary man with one kid in college might be paying no tuition because the GI bill is covering his kid's education. He might not live in your neighborhood though. But yes, absolutely do not subsidize a boyfriend's lifestyle. |
Seriously 😒 |
I get what you are saying, but I somewhat disagree. People want a partner with millions because it affords them stability and security especially when having children. OP already has stability, it does not look like she is looking to have any children. A guy making 250k does not bring her any more stability than one making 150K with a higher proportion of disposable income. And hopefully, she is not planning to marry these men -- women carry the burden in marriages. Why get into that at that age when you can date them and dump them when they start getting comfortable and self-centered? Looks are different. Dating in 50s should be very fun because by that age, you are confident enough to be single and hanging with your girlfriends, but you want some sex and romance. Looks can make a difference in the sex and romance. Again, Jeff Bezos money can make a difference in the romance, but the difference between 250K and 150k for certain professions like retired millitary officers is probably not going to do it. |
I don’t think that 300k buys much in dmv. In fact I had to move to a different state to afford the lifestyle I wanted as a single person. One skiing vacation is now $8-10k for 2 persons. Tennis that I like playing $2-3k/year min . A man I’m seriously considering for a LTR would need to be interested in that same active lifestyle and able to pay in his way. That’s more like a $500-600k joint income, if the couple eventually moves in together or buy a joint home for retirement. I wouldn’t be seriously involved with anyone who doesn’t have at least equivalent disposable income to mine. I make $350k gross my spent is $120k/year as single person and I’m a net saver. I don’t think I have a luxurious lifestyle - just not counting penni. I agree that military pensions and benefits can altogether add to a high net worth but there are not as many men who are military and also interesting people Women don’t respect men who make less or have cheaper lifestyle than their own |
It is somewhat low. I’m at $5m slightly higher income but I’m a decade younger and I had a break from full time employment. |
Just like I don't respect women who weigh more and eat more than I do. I earn a high salary and have a high NW so I can be picky. |
I'm the one who posted this originally, and I'm at 4m NW at 52 with a lower HHI. But we saved early and often and then the market did the rest (both real estate market and stock market). Two incomes but together less than OP with one income. Did OP say if she has kids? I guess that would eat into it. We have one kid. If we had no kids, our NW would be higher as would our income (I have worked part-time since our kid was born). I'm also not counting our 529 in our NW since I don't consider that "my" money, it's earmarked for someone else. I wonder if OP is a bit of a spender, preferring to spend the bulk of discretionary income rather than save/invest in. And that's why she's looking for a high income and NW. But in that case, she should really be looking at how men spend money to ensure it matches hers. There are definitely men with high incomes or net worth but they may have gotten that way through scrupulous saving and investing, and not taking extravagant vacations or going out to eat all the time. She wouldn't enjoy that lifestyle. Likewise I know men (including my brother) who have more moderate NW and income but love spending money, and whose first instinct when they get extra cash is "what fun thing can I spend this on?" In other words, OP should focus more on lifestyle and financial philosophy than on the bottom line. She obviously wants someone who is financially independent with discretionary income, but beyond that, I don't think the exact numbers matter that much. |
You make perfect sense, except for wanting to combine homes. That will be a big mistake. Why would you do that at this stage in life? Back to the income issue: So you make 350k and are okay with 500-600k joint. Scaling down those numbers to OP's, she makes 250k and can be okay with 400-450k joint. That's a man at 150K-200K with similar disposable income as OP's. There are not as many single men( and women!) in their 50s with the right package of disposable income, looks, personality etc, so it is even more important to move smart and realize that there are a few men who may not meet the income on paper but can fully carry themselves. |
+1. We'll said. |