This was almost me. I almost married someone who didn’t have their finances together and didn’t want kids or anything. Glad I dodged that bullet. I don’t think I need anyone who makes 300k. 100k can be just fine if you are good and smart with your money. But you need to have ambition, at least. |
|
It depends on a lot. What type of woman do you want to marry? Do you already have kids? Want kids?
If you childless and are in your late 30s/early 40s and expecting to marry a women 10 yrs younger that will want to be a SAHM, I’d say 300k min. If you already have kids, marrying someone already with kids and/or don’t want anymore kids, I would say 150k- assuming a woman divorced with her own kids is already working full time and kids are at least school aged and she will continue to work full time |
That 120k was 10 years ago. The same spending power would need to be 150k now. Just to maintain the same lifestyle, Never mind the added expense of kids |
I’m amazed that people think you need 300k minimum just to be the norm. What are you people spending so much money on? Yea housing here is pricey, but damn. You can’t make a 150-200HHI work? Some of you really need financial planners in your lives. |
Why didn’t you choose a lucrative career path and work towards promotions? I say this as a female breadwinner. When I met my husband he made $20k as a post-doc. He’s not super ambitious and I didn’t know if he’d ever get a “real” job. I didn’t care because I knew I could support us. He has since become a GS-15 and that has allowed me to step back and stagnate in my career while our kids are young. |
|
The number is going to be higher the less confident the woman is that she can support herself/a family on her own.
When we got engaged DH made just under $90k and I made $100k. We were aggressively paying off student loans and living cheaply. Now he makes ~125k and I make ~360k and we live pretty well (cheap tastes, but a wonderful nest egg). But he was always marriage material because he comes from a long line of good, involved dads, he was looking to be in love and build a partnership with someone, and we get along incredibly well. He could make half what he makes now and still have those things and we'd be fine. If he made double what he makes now but you took one of those things off the table, he would not be marriage material. If I was worried that I could never personally make good money I would put a higher emphasis on his income, but it's a family pot and ours is sufficiently full. |
+1 a man is not a plan. |
It worked out for me, but I understand what you mean. Statistics is a little bit of a niche market. We would have been fine if he went into the private sector after his masters. |
It might be sexist, but it's what I wanted. My father was a high earner. I'm glad I married someone who's ambitious and hardworking because I am both of those things and I wanted a partner who shared the load in creating the life that I wanted for myself and my family. FWIW, I still make enough money to support a UMC lifestyle for our family on my income alone, but DH makes more. |
PP here. I was never particularly ambitious and wanted to be a mom. My husband had a good degree so I assumed he'd make a respectable 150k or so in a few years. Well, that did not happen. He also had 200k graduate school debt which would also swallow our already small salary. We never felt secure enough to have a baby in those years as neither of us had parental help or a safety net to fall back on and meager savings. Between paying rent, his school loans and groceries we would have nothing left over. We could not imagine adding a baby to the mix. I grew increasingly angry and resentful as that wasn't the life I had signed up for. I had hoped to be a mother within 1-2 years of being married. Well...life had other plans. My husband became tired of living paycheck to paycheck and started his own consulting business. Last year he made 320k, this year he has made 150k so far. If things keep going this way, I guess we can finally TTC. But I have learned from my smarter friends who weeded out high paid men while dating. They have it all. The house, the children, the relatively stress free life. Of course, if I was ambitious on my own, I wouldn't have cared as much, but for a family minded woman, prioritizing a man with a well paid income is very important. Interestingly, my friends who make money are not interested in someone who makes less either. |
The women I know who are looking to start a family in their forties are pretty career focused and aren’t really looking for a good provider. They wouldn’t care what OP’s income is other than wanting it to match their own. |
^^ Same poster here. OP, let me be your momma for a minute. Don't worry about what you have. You should instead worry about what your fiance brings to the table. Does she have a career, does she have a ton of debt, is she a high maintenance money pit, does she want to become a housewife, and can she cook and clean? Chose wisely. |
or choose.
|
I don’t understand what the correlation between him making more money is stopping you from TTC. Why do you have to wait until he makes more money in order to start TTC? You’re not getting any younger… Sounds like you don’t even like your husband. |
Sounds like he is not (or you both are not) that good with money. No one smart borrows seven figures to buy a business earning $100K per year; you can just build one of those in 2-3 years with zero debt. |