As I said, he will definitely make a lot more money quite soon (it’s contracted), does spend on other things he wants, and has not said anything about a small ring now with a future upgrade. |
Omg, this is NOT like a mortgage. The problem is definitely you. At most, he should give you an inexpensive gold band with the promise to get the one you want if/when your joint finances allow it. But honestly given your position on this, you should have no control over his/joint finances. Going into debt for an engagement ring is madness. |
| When I got engaged we were not making much money. I got an inexpensive stone set in a setting I loved. Later on, when we could easily afford it, we swapped out the stone with a lab diamond. Something to consider (if this would work for his current budget). |
NP and while I was of the "rings are optional" mindset, it was important to my husband and my grandmother had diamonds for me that she wanted me to have from one of my namesakes specifically FOR a ring set for us. My husband did not propose in a traditional way -- the rings had to be made from a different piece of jewelry -- so he proposed with a different type of jewelry and we had already planned our wedding, to include putting a deposit on a venue. In the end, I love our rings. The gold from the old jewelry was used in both my engagement and wedding rings, and the remainder was used in my husbands wedding ring which has some distinct features to go with my rings, and I'm really happy that we worked with a jeweler to design something special to us. |
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Ok, I have changed my mind also. Insisting on a ring based on what he “should be able to afford in a couple of years” is obnoxious.
But, if he is also overspending on things he wants, that is a problem also. You guys may actually both have a spending problem — which will be a train wreck if you marry. |
+1000 |
Is he currently overspending on unnecessary items? If so, this is a whole different red flag. Have you spoken to him about wanting a ring once he can afford it or are you assuming he won’t because he hasn’t brought it up? |
I wouldn’t dare bring it up bc it seems so rude. But he has not hinted at anything like this, and I can tell he thinks it is all stupid and meaningless even though it is very meaningful to me. |
Comparing this to a mortgage is really problematic. You need some financial literacy, OP. I say this as a PP who was sympathetic before reading the update that he would need to take out debt |
You're pressuring him to buy a ring he can't currently afford but think it would be rude to raise the possibility of waiting until he can? |
I disagree with this rationale as I think it is important to consider what your partner wants; dismissing something because you don’t find it important shows that you are not willing to consider your partner and are inflexible. In OPs situation, though, she wants her partner to purchase a ring he can not currently afford. This is a whole different can of worms and I believe it is selfish of her to insist on it. If he is already overspending on himself this is also a major issue. |
You and your partner need to get more comfortable discussing finances with each other. You both need to communicate about your current budget and your expectations for the future. It is not rude to talk about money if you plan to be married, it is necessary. |
The bigger red flag is that you're afraid to talk to him about this. Talking about uncomfortable things is part of marriage, and it's a good skill to have. I get it. It seems rude, and many men aren't into the whole ring thing. But waiting around for hints will make you miserable. You need to have a discussion on what your engagement will look like. What is his vision? Does he want to set a wedding date for the near future? Or does he just think you'll fall into marriage "one day"? How does it align with your vision, and how can you make both of you happy? Come with options for him for a ring. Show him rings you like in multiple different budgets. Mention buying a small ring now, and upgrading in 5-10 years. Trust me on this. I was afraid to say anything, and I was anxious and miserable when a ring/proposal never came. I had to actually verbalize what I wanted. |
| I really hated the heirloom diamond engagement ring from my first marriage and wanted a non-diamond one instead. However, it’s what I got. When dating my now-DH, he bought a non-diamond ring and then he borrowed it back from me had diamonds added and that’s my engagement ring. I would have been fine with no ring. |
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You guys do not seem compatible. Period.
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