Move TSP to G for a bit?

[Anonymous]

Anonymous wrote:Op here. I never moved to C or I from G. I am wondering if today is the day. Or this week. I mean I still feel we are just heading for a big economic recession because of all the factors I listed, but who knows. Who can even invest based on historic market fundamentals in this economic climate? It’s insane.

Because our market has endured ups and downs before. Because this really isn't an unprecedented catastrophe. It's not nothing, of course. It's definitely something. But the sky is, in fact, not falling.

Even if we slide into a recession, and that's a big if, I'm confident that it can be weathered just fine.

[Anonymous]

Anonymous wrote:Op here. I never moved to C or I from G. I am wondering if today is the day. Or this week. I mean I still feel we are just heading for a big economic recession because of all the factors I listed, but who knows. Who can even invest based on historic market fundamentals in this economic climate? It’s insane.

You will be much more successful if you automate your investments and view it as a process. Don't let your emotions and ego get in the way of a strategy that has proven to be successful. I'm retired and I really don't worry much about volatility because I have a plan. I have 10% bonds and a withdrawal rate around 1%. So the market could tank for 10 years and I'll be doing just fine. The accumulation phase is different, but ultimately you need to have a process/plan that you are comfortable with. So educate yourself and come up with a solid plan. The alternative is that you'll continue to be a worry wart and ultimately retire with a lot less money that you would have otherwise.

[Anonymous]

Anonymous wrote:Op here. I never moved to C or I from G. I am wondering if today is the day. Or this week. I mean I still feel we are just heading for a big economic recession because of all the factors I listed, but who knows. Who can even invest based on historic market fundamentals in this economic climate? It’s insane.

What about today makes you think things are different than when you pulled the trigger on moving from C/I to G?

[Anonymous]

Anonymous wrote:Op here. I never moved to C or I from G. I am wondering if today is the day. Or this week. I mean I still feel we are just heading for a big economic recession because of all the factors I listed, but who knows. Who can even invest based on historic market fundamentals in this economic climate? It’s insane.

Market headed up even further today. You’re missing out.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Op here. I never moved to C or I from G. I am wondering if today is the day. Or this week. I mean I still feel we are just heading for a big economic recession because of all the factors I listed, but who knows. Who can even invest based on historic market fundamentals in this economic climate? It’s insane.

Market headed up even further today. You’re missing out.

Happy to sit this one out lol. The way the SP500 bounces up and down, it won't be long before it's down again ...

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Op here. I never moved to C or I from G. I am wondering if today is the day. Or this week. I mean I still feel we are just heading for a big economic recession because of all the factors I listed, but who knows. Who can even invest based on historic market fundamentals in this economic climate? It’s insane.

Market headed up even further today. You’re missing out.

Happy to sit this one out lol. The way the SP500 bounces up and down, it won't be long before it's down again ...

Maybe? Or maybe it will not get this low ever again. The point is no one knows except that it goes up over time. You’ve already missed out and your position keeps getting worse.

[Anonymous]

Skipped many pages, but the point still stands - if you're trying to day trade retirement accounts, you're in for a bad time. Just learn the lesson now and come up with an allocation you're comfortable with and put that on auto-pilot for at least 3-6 months before making any adjustments.

[Anonymous]

Are the G funders back in yet? How much did you lose?

[Anonymous]

Anonymous wrote:Are the G funders back in yet? How much did you lose?

I am one of them, haven't posted in this thread in a while but I got back in yesterday. The share price was actually lower than when I had previously sold, so I still came out ahead.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Are the G funders back in yet? How much did you lose?

I am one of them, haven't posted in this thread in a while but I got back in yesterday. The share price was actually lower than when I had previously sold, so I still came out ahead.

Perfect timing. The window where that scenario is plausible is incredibly small.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Are the G funders back in yet? How much did you lose?

I am one of them, haven't posted in this thread in a while but I got back in yesterday. The share price was actually lower than when I had previously sold, so I still came out ahead.

Perfect timing. The window where that scenario is plausible is incredibly small.

Yes, well I'm the PP who called for a bounce a few weeks ago on cue as well. I could have made a lot of money had I gotten in right then, but I was waiting to see how durable the bounce was going to be.

[Anonymous]

FFS, you're not "making money" or "losing money" it's all paper gains and if you continue to act like a degenerate gambler you will do worse over the long term. I hope you're super young and have little skin in the game.

[Anonymous]

I’m not fking leaving! I’m not fking leaving! Ha ha I’m still in G. I am still a bear. I am not convinced the conditions exist for a sustained bull market. This seems like an air pocket. There isn’t much volume. Job numbers will get revised down soon. Everything feels weird. It’s like a short squeeze for market makers and then stocks will drop. Then again algos seem to buy every dip. Im gonna wait until we see more downside and then buy C and I. I don’t get how folks are bullish with all that’s going on.

[Anonymous]

Anonymous wrote:I’m not fking leaving! I’m not fking leaving! Ha ha I’m still in G. I am still a bear. I am not convinced the conditions exist for a sustained bull market. This seems like an air pocket. There isn’t much volume. Job numbers will get revised down soon. Everything feels weird. It’s like a short squeeze for market makers and then stocks will drop. Then again algos seem to buy every dip. Im gonna wait until we see more downside and then buy C and I. I don’t get how folks are bullish with all that’s going on.

No, you are an idiot.

[Anonymous]

Anonymous wrote:FFS, you're not "making money" or "losing money" it's all paper gains and if you continue to act like a degenerate gambler you will do worse over the long term. I hope you're super young and have little skin in the game.

You just sound mad I correctly timed the market. I've done this many times now in 2020, 2022, 2025, 2026...it's fairly easy once you know what you're looking for.