Should I move to Florida?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I am tired of it because there are so many posts on this forum where people flag how moral and virtuous their priorities are by saying something like:

"We make $500,000 a year but clothes, cars and houses mean nothing to us--we buy everything secondhand and sometimes look like homeless people. We do make sure to spend at least $50,000 a year on travel, however."

They then add, "Its all about priorities."

I don't think anyone who is spending 50k on travel a year is signaling concerns about the environment. Show a real post where that's the case. Money and finances are always about priorities and values whether you say it or not. How you spend your money shows what you value and you are signaling to others what you care about. You just don't like it when people name it.

I think you missed my point.

These posters want to position themselves as people who don't care about material things but are into the more virtuous and more highly evolved plane of spending on enriching experiences.

Totally oblivious to the carbon footprint of all their travel, which, ultimately is really not that virtuous and doesn't make them the better people they think they are.

That's a story you're telling, but show the post where it's actually shown. It's a feeling YOU get from it. I haven't seen that--and that's how you seem to be responding when anyone voices climate concerns. In this particular thread, nobody said anything like that -- they responded with their view on excessive flying when OP ASKED if they should move to Fl. not about what they spend on travel or whatnot.
And if you're the PP you said "Climate nazis need to back off" (if you're not that PP, I apologize). SO it seems you're a little triggered by anyone mentioning climate concerns connected to spending.

[Anonymous]

Anonymous wrote:

Anonymous wrote:The climate nazis here need to back off. Please let me know what you are doing to solve the jet fuel consumption problem- did you devote your life to it and get an engineering degree to help solve this problem? If not, back off.

Ugh you holier than thou people are the WORST. In fact, you are the reason that the House will flip next year and Desantis is governor..

I don't need an engineering degree to solve the problem. I'm not flying, that's how I am solving the jet fuel consumption problem.

We saw the answer at the beginning of the pandemic but refuse to accept that most of us don't "need" to flt even once every year, much less more frequently.

OP could just as easily move to West Virginia for a lower cost of living and not have to pay as much to drive to Maryland twice a month.

Right, because everybody knows West Virginia is just as much fun as Florida! That's why you all go there every year for your vacations, right?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I am tired of it because there are so many posts on this forum where people flag how moral and virtuous their priorities are by saying something like:

"We make $500,000 a year but clothes, cars and houses mean nothing to us--we buy everything secondhand and sometimes look like homeless people. We do make sure to spend at least $50,000 a year on travel, however."

They then add, "Its all about priorities."

I don't think anyone who is spending 50k on travel a year is signaling concerns about the environment. Show a real post where that's the case. Money and finances are always about priorities and values whether you say it or not. How you spend your money shows what you value and you are signaling to others what you care about. You just don't like it when people name it.

I think you missed my point.

These posters want to position themselves as people who don't care about material things but are into the more virtuous and more highly evolved plane of spending on enriching experiences.

Totally oblivious to the carbon footprint of all their travel, which, ultimately is really not that virtuous and doesn't make them the better people they think they are.

That's a story you're telling, but show the post where it's actually shown. It's a feeling YOU get from it. I haven't seen that--and that's how you seem to be responding when anyone voices climate concerns. In this particular thread, nobody said anything like that -- they responded with their view on excessive flying when OP ASKED if they should move to Fl. not about what they spend on travel or whatnot.
And if you're the PP you said "Climate nazis need to back off" (if you're not that PP, I apologize). SO it seems you're a little triggered by anyone mentioning climate concerns connected to spending.

Definitely not the climate nazi back off person!

I feel like a climate nazi every time I inwardly cringe reading posts in which people tout how frugal they are but spend lavishly on travel.

i have done my share of traveling in the past, but feel that these days people really need to rationalize more before flying off to this place or that.

With respect to Florida, OP is coming under fire, but I don't see the same fire being aimed at these frugal but tons of travel posters, who probably log in more flying hours a year than OP would going back and forth to Florida.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:The climate nazis here need to back off. Please let me know what you are doing to solve the jet fuel consumption problem- did you devote your life to it and get an engineering degree to help solve this problem? If not, back off.

Ugh you holier than thou people are the WORST. In fact, you are the reason that the House will flip next year and Desantis is governor..

I don't need an engineering degree to solve the problem. I'm not flying, that's how I am solving the jet fuel consumption problem.

We saw the answer at the beginning of the pandemic but refuse to accept that most of us don't "need" to flt even once every year, much less more frequently.

OP could just as easily move to West Virginia for a lower cost of living and not have to pay as much to drive to Maryland twice a month.

Right, because everybody knows West Virginia is just as much fun as Florida! That's why you all go there every year for your vacations, right?

We go to WV for lots of vacations. It's an awesome vacation spot for anyone that likes the outdoors. I wouldn't want to live there, but also wouldn't want to live in FL (or vacation there for that matter).

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I am tired of it because there are so many posts on this forum where people flag how moral and virtuous their priorities are by saying something like:

"We make $500,000 a year but clothes, cars and houses mean nothing to us--we buy everything secondhand and sometimes look like homeless people. We do make sure to spend at least $50,000 a year on travel, however."

They then add, "Its all about priorities."

I don't think anyone who is spending 50k on travel a year is signaling concerns about the environment. Show a real post where that's the case. Money and finances are always about priorities and values whether you say it or not. How you spend your money shows what you value and you are signaling to others what you care about. You just don't like it when people name it.

I think you missed my point.

These posters want to position themselves as people who don't care about material things but are into the more virtuous and more highly evolved plane of spending on enriching experiences.

Totally oblivious to the carbon footprint of all their travel, which, ultimately is really not that virtuous and doesn't make them the better people they think they are.

That's a story you're telling, but show the post where it's actually shown. It's a feeling YOU get from it. I haven't seen that--and that's how you seem to be responding when anyone voices climate concerns. In this particular thread, nobody said anything like that -- they responded with their view on excessive flying when OP ASKED if they should move to Fl. not about what they spend on travel or whatnot.
And if you're the PP you said "Climate nazis need to back off" (if you're not that PP, I apologize). SO it seems you're a little triggered by anyone mentioning climate concerns connected to spending.

Definitely not the climate nazi back off person!

I feel like a climate nazi every time I inwardly cringe reading posts in which people tout how frugal they are but spend lavishly on travel.

i have done my share of traveling in the past, but feel that these days people really need to rationalize more before flying off to this place or that.

With respect to Florida, OP is coming under fire, but I don't see the same fire being aimed at these frugal but tons of travel posters, who probably log in more flying hours a year than OP would going back and forth to Florida.

I do agree that travel gets framed as a "virtue" sometimes even though air travel is massively impacting the environment. (Haven't seen people touting 2nd hand purchases + 50k travel though, maybe I'm not on here enough). I think the difference is that OP asked for our opinion so we're more willing to give it rather than inwardly cringe about how another's priorities are impacting our shared planet.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I love how there are 12 pages of posts arguing about whether FL sucks or not, and there are only a couple posts pointing out that the whole premise of OP's question- that she could avoid MD income taxes by moving to FL while continuing to work in MD- is wrong.

It would actually be disastrous for OP's budget - costs to fly between FL & MD, still paying MD taxes on their income, paying for private school in FL, probably facing a property tax hike when they move to FL, costs of moving, etc.

From their exercise, I've come to two conclusions:
-People can be easily distracted by shiny, simple concepts ("No income tax!")
-People are really bad at calculating their NET costs

Id love for you to elaborate on this.

I am also thinking about a move to FL. In my case my income is $1M a year. I work for a company in another state (not MD/DC/VA), but I live in DC and pay tax in DC.

Ive spoken to private wealth management at various firms and their contention is that moving to FL - and working from FL - would be totally 100% legal and doable. We are seriously debating it because the tax savings alone would pay for the home.

The op needs to check with her accountant but the first year she would likely file a part year Maryland return. In future years, she would only be taxed on the days she actually works in MD so she would file a non-resident MD return. This assumes she successfully changes her domicile from MD to FL. I think the pp may have said they op would still have to pay MD taxes bc op said she would keep her house. Many factors go into determining domicile so op should check with her accountant. To the quoted pp, I would rely on your advisors and not dcum anonymous advice.

[Anonymous]

Absolutely, anyone who wants to go to Florida should go to Florida. Buh bye!

[Anonymous]

Anonymous wrote:Delaware is the cheapest place to retire to if low income in retirement.

OP is not low income.

[Anonymous]

We love TX (Austin) but property taxes are high

[Anonymous]

Anonymous wrote:I am tired of it because there are so many posts on this forum where people flag how moral and virtuous their priorities are by saying something like:

"We make $500,000 a year but clothes, cars and houses mean nothing to us--we buy everything secondhand and sometimes look like homeless people. We do make sure to spend at least $50,000 a year on travel, however."

They then add, "Its all about priorities."

Ruining the environment is you main one. Jet fuel and pollution from travel is disgusting

[Anonymous]

my bad habits stick to the OP

[Anonymous]

Yes and vote red

[Anonymous]

Anonymous wrote:

Anonymous wrote:I am tired of it because there are so many posts on this forum where people flag how moral and virtuous their priorities are by saying something like:

"We make $500,000 a year but clothes, cars and houses mean nothing to us--we buy everything secondhand and sometimes look like homeless people. We do make sure to spend at least $50,000 a year on travel, however."

They then add, "Its all about priorities."

Ruining the environment is you main one. Jet fuel and pollution from travel is disgusting

Puh-leeze.

[Anonymous]

Anonymous wrote:No, because then you'd .... have to live in Florida.

This. Ew.

Sure there are some relatively nice places. Those places will be adversely affected by weather events and climate change, though, in the upcoming years. And the politics down there is a shi-show. DeSantis, for example, is really harming the state and the people there.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:The climate nazis here need to back off. Please let me know what you are doing to solve the jet fuel consumption problem- did you devote your life to it and get an engineering degree to help solve this problem? If not, back off.

Ugh you holier than thou people are the WORST. In fact, you are the reason that the House will flip next year and Desantis is governor..

I don't need an engineering degree to solve the problem. I'm not flying, that's how I am solving the jet fuel consumption problem.

We saw the answer at the beginning of the pandemic but refuse to accept that most of us don't "need" to flt even once every year, much less more frequently.

OP could just as easily move to West Virginia for a lower cost of living and not have to pay as much to drive to Maryland twice a month.

Right, because everybody knows West Virginia is just as much fun as Florida! That's why you all go there every year for your vacations, right?

Actually, if you like nature, hiking, skiing, white water rafting, the outdoors and not roasting in bugs/humidity/algae blooms and dying manatees . . . WV is pretty great. Lots to do, esp. in the fall/winter.