God THIS. |
Do I? I apologize. Education was covered. All three kids have been/ are in highly competitive magnet programs in our public school system, so we did not see the need for private schools. We did not pay a premium for our SFH because the schools were not that great, but we were not impacted for education, knock on wood. Full merit ride in state flagship university in STEM field for undergrad, grants, paid internships etc. Education worked out wonderfully. Kids worked hard. What I could not help with in terms of academics, we hired the best tutors. |
UMC and UC are very different. I’m surprised this is a combined thread.
UMC is basically a glorified MC where the only extra is some travel and maybe maid/lawn service. UC is obviously much different. |
Hey, you save money when you do not buy formula. I don't apologize for my choice. + In these new reality of supply chain disruption and food hoarding, you should be grateful not every baby will be FF. |
I think you are very correct. I am UMC by HHI, but my spending pattern, culture and relationship with money is entirely MC. I also do not have the confidence of UC that the good times will roll forever. I am always prepping. |
We are a donut-hole family and our kids got full merit rides. We gave them access to our accounts and got them debit cards so that they could buy whatever they needed -clothes, groceries, supplies etc and were never stuck in some dangerous situation and could not call Uber etc. They were away from home at college or at different cities for internships and we wanted to keep them well fed, safe, properly attired etc. Thankfully, my kids are pampered but not spoilt. Plus, giving them access to our account meant that we were actually monitoring what they were buying. Lavish birthdays are very much in keeping with our culture and common in our immigrant social circle. And once the kids were in middle school they were not interested in huge celebrations anyways. I like having a big, beautiful, tastefully decorated, new, spacious and comfortable house. In our neck of the woods though the price of homes was determined by the prestige of the associated public schools. Public schools were not a big motivator for me so we bought a house I loved in a neighborhood that I liked. Thankfully, kids did well enough to go to public magnet schools so we also bypassed the private school cost. Any exposure to regular public school that my kids got was not honestly not bad. Since we are immigrants, diversity of all kinds is very acceptable to us. My main driver has always been that the curriculum should be very strong and the classroom should not have disruptive elements so that my kids can learn. As an UMC person whose upbringing was MC - my mentality and sensibilities is more MC than UC. For example - I will not spend money on a bunch of flowers, I will buy a flowering perennial that I can plant in my yard. ![]() |
In the DMV UMC is 150k-300k income Upper class is 300k and up |
And that;s household average HHI income in this area is around 110k |
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Yeah. So would every kid. But people aren’t going to put their lives and careers on hold based on the preferences of a seven year old. |
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NP. Wow. Such screwed up values. |
There is stuff at Target that is much better looking than Tea. It’s not where you shop, it’s what you buy. My daughter has clothes from Wal-Mart (basic shorts, pants and shirts, no characters or logos or printed figures) and Neiman Marcus, in addition to everywhere in between (Nordstrom, Target, Baby Gap, Tea, Carter’s, Macy’s, Hannah Anderson, Lilly Pulitzer). Lmao about how clothes are the determining factor to UMC or LMC. 🙄 |
Whatever. It’s fine for kids to know they aren’t the center of the universe. There are sick people or people who need mommy’s help right now, and that’s important too. |
Idyllic? As you said assuming loving, attentive, supportive parents, to me personally an idyllic childhood means lots of time and space/means to explore and play with friends, mostly outdoors without parents hovering. Like, getting outside to play, finding friends and going for bikes rides exploring the woods, lakes and just having plain "adventures" with their friends.
A house that is not pristine and looks "lived in" with some mess and nice smell of home cooking and baking. Financially, having the opportunity to live in a house (doesn't need to be big) but comfortable and allowing for a personal/private space. Opportunity (financial) to explore talents and hobbies as they show interest, but not being overloaded with activities to the point that they spend more awake hours out of the house going from one place to another. Family vacations, be it at Europe, Disney, campgroung or the beach renting a house with extended family. THAT to me is an idyllic childhood. |