Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:This also leads to a bigger question that I actually was debating with my DH earlier today. I don't think a DH leaves his family and wife who wants the marriage to remain intact unless he has something or someone waiting in the wings. This is where the fidelity issue comes in or the fact that something was going on that the family wasn't aware of which could help with leverage in any settlement.
The only non-infidelity story I’ve hear is my one.
Mine left after he decided he wanted to retire at 55 without telling me. Then I got cc’ed on meeting notes from a conversation he had with our joint finanical advisor who said our retirement savings were off track and he would have to do x, y and z to sustain us through retirement if he wanted to be done at 55.
Instead, exDH apparently spent a week doing the math, realized that he could retire at 55 if he cut me loose after a major raise he was anticipating, and filed a few weeks before that raise would hit. Not sure how other jurisdictions do it but in mine, income after filing date is the earners’ and no longer marital.
Highly effective retirement savings strategy, btw.
I call BS. Were you somehow a major drain on finances that divorcing and retiring would be cheaper than just retiring? Or did he intend to divorce all along, and just picked the optimal moment for him to do so? I am a primary breadwinner, and I don’t see how divorcing and giving up part of our joint assets could make my retirement more affordable.
No BS, I wish. It may have been his intention for a while but I’ll never know. Our assets were relatively compared to his salary potential. Otherwise you’re right that it wouldn’t make sense. He walked out at an inflection point.
We had also paused contributions at a higher rate and contributed the minimum for 18 months to move liquidity into buying a house he really wanted, with the plan to increase contributions after the purchase.
I believe that when he looked at the reality of investing for two versus investing for one and saw an excuse to sell the house (which he thought he wanted but was overwhelmed by) without exposing that he couldn’t handle it, and then had his promotion track confirmed, it dawned on him that he had a face-saving way out of the entire situation.
PP. it’s still a crazy story. I don’t think you are lying, but he most likely was contemplating a divorce for a while. I mean, even ignoring all the logistical and emotional benefits of staying married, from the financial standpoint, it’s definitely better to stay married unless a spouse somehow triggers costs.
You’re replying to me. I’ve turned it over every which way and I have a few thoughts. First, one of my dear friends who DH also knew received a surprise divorce announcement from her DH 6 weeks before mine filed. This was quite shocking as they were sort of the ideal couple in our circle. DH also has many out-of-state friends from college who divorced with kids with a certain degree of casual callousness (very Belle Burden) in recent years. The men went off to live bachelor lives with high spending and travel, and big career gains, or at least that’s the part my DH saw and maybe envied.
My theories:
1) my friend’s divorce kind of put him over the top in terms of him allowing himself permission to consider something that may have been seeded by his friends long before.
2) our DCs had just switched private schools and didn’t follow normal feeder patterns because of our move. If he’d been planning it for a while, I think DH realized he could finally do so in between school years for minimal social censure.
3) his career hit a unique inflection point at this exact same time and he was put on an executive track that changed his compensation mix. With everything else lined up, securing sole ownership of significant deferred compensation probably gave him a now-or-never mentality. The split of shared total assets I’ll get? Less than what he’ll make in one year starting now.
With hindsight I can point out signs here and there that he was sometimes self-centered or prioritized his life over mine, but nothing that predicted that he’d bail this far in and leave me with comparatively little.
It’s been interesting to quietly share my story with people and hear similar stories in return. My experience is more common than I’d imagined but also met with such incredulity and even shaming that most of us keep it quiet.