Brunch Granny! Please do an AMA.

[Anonymous]

Anonymous wrote:
Savings from what? You had just started working. How did you pay for a house and daycare? Not much free daycare 20+ years ago.

The people who have the best real estate investments now started off buying when they were single and then upgrading and/or accumulating more properties along the way. They had money to invest in real estate early on because they weren't shelling out money for daycare, diapers, etc.

Variety of ways to have the 5 to 6% down in your early and mid 20s. Bat mitzvah money. Save the signing and annual bonus at your new career. Not wasting money eating out 20 times a week and shopping and taking trips so you can brag on instagram. Average starting salary for a college grad is now $55,000 -- upwards of $100,000 plus each if you're software engineers, finance, or consulting. And it's quite comment to get help from one or both sets of parents to cover the down payment on the house as a wedding gift. Parents love helping out college-educated young love birds. And grandparents want grandbabies as soon as possible, of course.

[Anonymous]

Anonymous wrote:

Anonymous wrote:
Savings from what? You had just started working. How did you pay for a house and daycare? Not much free daycare 20+ years ago.

The people who have the best real estate investments now started off buying when they were single and then upgrading and/or accumulating more properties along the way. They had money to invest in real estate early on because they weren't shelling out money for daycare, diapers, etc.

Variety of ways to have the 5 to 6% down in your early and mid 20s. Bat mitzvah money. Save the signing and annual bonus at your new career. Not wasting money eating out 20 times a week and shopping and taking trips so you can brag on instagram. Average starting salary for a college grad is now $55,000 -- upwards of $100,000 plus each if you're software engineers, finance, or consulting. And it's quite comment to get help from one or both sets of parents to cover the down payment on the house as a wedding gift. Parents love helping out college-educated young love birds. And grandparents want grandbabies as soon as possible, of course.

You....are living in a fantasy world. I'm happy that everything worked out that way for you, but that is not the experience of most new college grads. As has been said multiple times before, it is not feasible for most young people to be able to afford a home and children right out of college, much less do that while building two careers.

[Anonymous]

Anonymous wrote:

Anonymous wrote:
Savings from what? You had just started working. How did you pay for a house and daycare? Not much free daycare 20+ years ago.

The people who have the best real estate investments now started off buying when they were single and then upgrading and/or accumulating more properties along the way. They had money to invest in real estate early on because they weren't shelling out money for daycare, diapers, etc.

Variety of ways to have the 5 to 6% down in your early and mid 20s. Bat mitzvah money. Save the signing and annual bonus at your new career. Not wasting money eating out 20 times a week and shopping and taking trips so you can brag on instagram. Average starting salary for a college grad is now $55,000 -- upwards of $100,000 plus each if you're software engineers, finance, or consulting. And it's quite comment to get help from one or both sets of parents to cover the down payment on the house as a wedding gift. Parents love helping out college-educated young love birds. And grandparents want grandbabies as soon as possible, of course.

BORING. I’d rather have the fun money in my 20s.

[Anonymous]

Poor Catholic kid here. No grandparents (the last died when I was 12). No inheritance. No bat mitzvah. In school until I was in my 30s (medical training), paid for some of my mother's copays for breast cancer treatment and other things, essentially nothing in savings until I was finished training.

What was I supposed to do differently, Granny? Eat an even cheaper brand of canned beans?

[Anonymous]

Anonymous wrote:To the spinsters on dcum, squandering away your 20s and 30s on two rents and two sets of bills and boozing the weekend away at brunch while your fertility withers away, is wiser than marrying after college, buying a house with your husband, and having children when you don't need scientists and $50,000 in ivf lab bills. Because, based on absolutely nothing, your career will suffer and your healthy children will be worse off with young energetic parents. Some of you are living in the 50s era mentality. It's 2022, nobody can fire you for getting pregnant. Many employers offer free child care and all employers are going to pay you and your husband's maternity/paternity leave. And if anything, you're more likely to seek out and connect with bosses who can give you promotions when you're married with kids.

Wait what?

What magical employer pays for childcare?

Where is this magical place? Please name one company. Just one.

[Anonymous]

Signing bonus for a first job. Lol. Someone is living in fantasy world where daycare is free, employers give paternity leave, everyone gets a signing and annual bonus, no one has student loans. Shall I continue?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:
Savings from what? You had just started working. How did you pay for a house and daycare? Not much free daycare 20+ years ago.

The people who have the best real estate investments now started off buying when they were single and then upgrading and/or accumulating more properties along the way. They had money to invest in real estate early on because they weren't shelling out money for daycare, diapers, etc.

Variety of ways to have the 5 to 6% down in your early and mid 20s. Bat mitzvah money. Save the signing and annual bonus at your new career. Not wasting money eating out 20 times a week and shopping and taking trips so you can brag on instagram. Average starting salary for a college grad is now $55,000 -- upwards of $100,000 plus each if you're software engineers, finance, or consulting. And it's quite comment to get help from one or both sets of parents to cover the down payment on the house as a wedding gift. Parents love helping out college-educated young love birds. And grandparents want grandbabies as soon as possible, of course.

You....are living in a fantasy world. I'm happy that everything worked out that way for you, but that is not the experience of most new college grads. As has been said multiple times before, it is not feasible for most young people to be able to afford a home and children right out of college, much less do that while building two careers.

Or paying student loans.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:All of you are so smug, but there is no meaning in your life! Spending all your time posting on message boards. I see you in the Relationship forum, posting about your premarital sex and your promiscuity in your 30s, past your best child bearing years! You are sluts and your eggs are rotten. Have an Croque Madame for me, and I will take a vodka and grapefruit, thank you.

You realize you’re posting on a message board, right? Get a little life for yourself.

DP, but your satire detector is broken.

Yes! It made me lol.

[Anonymous]

Anonymous wrote:

Anonymous wrote:To the spinsters on dcum, squandering away your 20s and 30s on two rents and two sets of bills and boozing the weekend away at brunch while your fertility withers away, is wiser than marrying after college, buying a house with your husband, and having children when you don't need scientists and $50,000 in ivf lab bills. Because, based on absolutely nothing, your career will suffer and your healthy children will be worse off with young energetic parents. Some of you are living in the 50s era mentality. It's 2022, nobody can fire you for getting pregnant. Many employers offer free child care and all employers are going to pay you and your husband's maternity/paternity leave. And if anything, you're more likely to seek out and connect with bosses who can give you promotions when you're married with kids.

Wait what?

What magical employer pays for childcare?

Where is this magical place? Please name one company. Just one.

This whole thread is making me laugh.

[Anonymous]

What's making me laugh are the rootless yuppies who eagerly move away from all of their family to spend their 20s and 30s in a big city. Boast about big city living, blow money and time on hip dinners and brunches, wanderlust traveling as if they're a perpetual college sophomore, and a posh apartment with all the accoutrements. But then whine they couldn't possibly have children when they're more than old enough to do so because they can't afford a baby sitter. Wait, I thought you moved away from family for a great big city career? But the career i.) doesn't provide free on-site child care and/or ii.) doesn't pay you enough to afford it? Sounds like you might as well have started a career closer to family, so they could help with childcare. But that was too boring, right. You wanted what Carrie Bradshaw had. Lean in, sweetie.

[Anonymous]

Anonymous wrote:

Anonymous wrote:
Savings from what? You had just started working. How did you pay for a house and daycare? Not much free daycare 20+ years ago.

The people who have the best real estate investments now started off buying when they were single and then upgrading and/or accumulating more properties along the way. They had money to invest in real estate early on because they weren't shelling out money for daycare, diapers, etc.

Variety of ways to have the 5 to 6% down in your early and mid 20s. Bat mitzvah money. Save the signing and annual bonus at your new career. Not wasting money eating out 20 times a week and shopping and taking trips so you can brag on instagram. Average starting salary for a college grad is now $55,000 -- upwards of $100,000 plus each if you're software engineers, finance, or consulting. And it's quite comment to get help from one or both sets of parents to cover the down payment on the house as a wedding gift. Parents love helping out college-educated young love birds. And grandparents want grandbabies as soon as possible, of course.

How much did you both make out of college - 25 years ago?

And that covered a mortgage and daycare for 3 kids? And grad school tuition?

[Anonymous]

My mom had 8 kids starting when she was 24–so they definitely did not have cash to give me for down payment and we all had student loan debt. She was NOT encouraging any of us to have kids at 22, for sure. (And was kind of upset when one of her grandkids got married before even finishing college). She was a grandma at 49 (although that child had a graduate degree finished before the kid was born)—but she was not pushing for that at all! She’d be the first to say it’s not the 1950s anymore.

[Anonymous]

Anonymous wrote:Signing bonus for a first job. Lol. Someone is living in fantasy world where daycare is free, employers give paternity leave, everyone gets a signing and annual bonus, no one has student loans. Shall I continue?

🤣🤣🤣

And apparently my hardworking parents in a small town with no job opportunities would have been able to provide childcare if it’s stayed. I’m afraid to ask what job I was supposed to get…

[Anonymous]

Anonymous wrote:What's making me laugh are the rootless yuppies who eagerly move away from all of their family to spend their 20s and 30s in a big city. Boast about big city living, blow money and time on hip dinners and brunches, wanderlust traveling as if they're a perpetual college sophomore, and a posh apartment with all the accoutrements. But then whine they couldn't possibly have children when they're more than old enough to do so because they can't afford a baby sitter. Wait, I thought you moved away from family for a great big city career? But the career i.) doesn't provide free on-site child care and/or ii.) doesn't pay you enough to afford it? Sounds like you might as well have started a career closer to family, so they could help with childcare. But that was too boring, right. You wanted what Carrie Bradshaw had. Lean in, sweetie.

YES!!! Finally you get it! YES, that was too boring! I didn't have a posh apartment or many hip dinners, but will *never* regret the adventures and fun days of my 20s!

Also, I am in my 50s and the only place that provided low-cost daycare was base daycare when my husband was active duty Air Force. I also want to know about these mythic on-site free day cares!

[Anonymous]

Anonymous wrote:What's making me laugh are the rootless yuppies who eagerly move away from all of their family to spend their 20s and 30s in a big city. Boast about big city living, blow money and time on hip dinners and brunches, wanderlust traveling as if they're a perpetual college sophomore, and a posh apartment with all the accoutrements. But then whine they couldn't possibly have children when they're more than old enough to do so because they can't afford a baby sitter. Wait, I thought you moved away from family for a great big city career? But the career i.) doesn't provide free on-site child care and/or ii.) doesn't pay you enough to afford it? Sounds like you might as well have started a career closer to family, so they could help with childcare. But that was too boring, right. You wanted what Carrie Bradshaw had. Lean in, sweetie.

When I’m on maternity leave next month (at the ripe old age of 36), I’m thinking of getting all of Granny’s rants and making them into a book with pictures of brunches, posh apartments, and 24 year old women frolicking in the Big City. Think I could find a publisher?