any bank employees here? question about cashing check from wife in abusive relationship

[Anonymous]

Anonymous wrote:

Anonymous wrote:Flip the check over, endorse it, and write "pay to the order of [name a friend you trust]". Give the check to that person, and have her cash it through her account for you.

I didn't have a bank account when I got my first job (in HS), so I would sign my paycheck over to my boyfriend, and he would cash them for me, until my mom could find time during banking hours to take me to open my own account.

Sorry, it's been 20 years: you wrote "pay to the order of Larla Jones" then sign.

https://www.moneyinstructor.com/wsp/endorse.asp

This is a good idea.

[Anonymous]

I cash my son's checks at my bank and it never shows up in our account.

[Anonymous]

Open an account and get a PO Box. I pray you find peace and strength.

[Anonymous]

Anonymous wrote:Open an account and get a PO Box. I pray you find peace and strength.

+1
Good luck, OP. I'm rooting for you.

[Anonymous]

Is the check for enough to start a new account at a different bank than the one your joint account is at? I mean one that lets you carry a low balance till you've had a chance to build it up. That would also give you a safe place to keep your emergency fund where he can't get it.

Sorry about your situation, and wishing you well.

[Anonymous]

Take this opportunity to open a new account, as suggested above. Then you can put cash there and avoid the risk of having cash on hand that you might have to explain.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Open an account and get a PO Box. I pray you find peace and strength.

+1
Good luck, OP. I'm rooting for you.

Me too!!!

[Anonymous]

Very few banks will allow a third-party endorsement anymore, they usually make you deposit it and then separately transact for the withdrawal/transfer

+1 on opening a new account with the check. Otherwise, where are you planning on hiding the cash? And what would happen if he were to ever find it? That's what you have to be prepared for, him finding your stash could trigger something very bad for you. Unfortunately, he could discover it and then not let on that he knows about it while he is plotting his very bad thing - so please, please please be careful with all of this

[Anonymous]

+1 on going to co-worker's bank and cashing. Or, you can ask the co-worker to give you the cash if possible.

If you open a bank account of your own, be sure to have the customer service agent change the statement status to "do not mail". This is critical, otherwise your statements and other docs will be mailed to your home. I work for a bank regulator..I know this is definitely an option that you have.

I pray that you will soon be able to get out and find a safe haven.

[Anonymous]

Thank you all for your help, I will open a bank account with it. I wonder if they would let me use my work address. I'd feel much safer that way.

[Anonymous]

Do you have a friend or parent you can trust?
Open a joint acct with them.
Then you be secondary. Use their address
Surely someOne will help you.

[Anonymous]

Anonymous wrote:Thank you all for your help, I will open a bank account with it. I wonder if they would let me use my work address. I'd feel much safer that way.

He uses Mint? Mint tracks your credit score. Will the credit inquiry to open an account show up in Mint? Does anyone know?

[Anonymous]

Anonymous wrote:

Anonymous wrote:Thank you all for your help, I will open a bank account with it. I wonder if they would let me use my work address. I'd feel much safer that way.

He uses Mint? Mint tracks your credit score. Will the credit inquiry to open an account show up in Mint? Does anyone know?

Christ, I didn't think of that. THANK YOU. Ugh.

[Anonymous]

Anonymous wrote:Thank you all for your help, I will open a bank account with it. I wonder if they would let me use my work address. I'd feel much safer that way.

They are going to want your home address, even if you give them an alternate address to use. I wouldn't risk this. Keep the money in cash and once you have escaped, use your new address and open the account then. Because you are still married, if you open an account now, even on your own, anything in it will be a marital asset. Easier to just keep it in cash--and if you can keep it at a friend's place, even better, so that he does not stumble upon the money and figure out what your plans are.

[Anonymous]

It will deduct from your co-workers account and won't show on your joint account.

Can you use a DIFFERENT bank to set up an account to keep your money more secure?