Spin off from "One Spouse Retires Early" thread

[Anonymous]

Anonymous wrote:If you make 1/4 of HHI (200k) that means he brings in 600k? Obviously, it's no brainer that you will be better off financially if you continue to work. You haven't told us anything about your assets/net worth. If you want to retire, I'd say just retire. Why do you need to justify to your DH??

I make $200K/year. if I retire at 58 I make $9K/mth, if i don't retire I make $11, so I essentially make $2K/mth... so not it's not obvious that they are "better off financially".

[Anonymous]

if your DH is going to do all the house stuff, grocery and cooking, deal with all the bills, etc.. basically be a sahh, so you can just focus on work and not think about anything else, sure.

But, I have a feeling that is not his plan.

[Anonymous]

Anonymous wrote:

Anonymous wrote:If you make 1/4 of HHI (200k) that means he brings in 600k? Obviously, it's no brainer that you will be better off financially if you continue to work. You haven't told us anything about your assets/net worth. If you want to retire, I'd say just retire. Why do you need to justify to your DH??

I make $200K/year. if I retire at 58 I make $9K/mth, if i don't retire I make $11, so I essentially make $2K/mth... so not it's not obvious that they are "better off financially".

Are you a Fed under FERS? You are definitely better off financially if you continue to work because if you retire pension is 9k, if you keep working your gross pay is 16.7k per month. 11k means pension amount if you delay until 62?

[Anonymous]

Anonymous wrote:I don't want to hijack the other thread but have a similar question.

DH is 10 years older and plans to retire at 70. I will be 60 and want to retire at the same time he does.

I have worked fulltime for all but a few years of our 23 marriage and earn over $200K

He makes 3/4 of our income."

Should i retire now or wait 3 years.

I've deleted all your emotions it's all irrelevant.

Financial Planner will always tell you to work more, define what you can't/can do if you retire at 60.

How much will you have /mth if you retire at 60 vs 64.

How do you pay for health insurance?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you make 1/4 of HHI (200k) that means he brings in 600k? Obviously, it's no brainer that you will be better off financially if you continue to work. You haven't told us anything about your assets/net worth. If you want to retire, I'd say just retire. Why do you need to justify to your DH??

I make $200K/year. if I retire at 58 I make $9K/mth, if i don't retire I make $11, so I essentially make $2K/mth... so not it's not obvious that they are "better off financially".

Are you a Fed under FERS? You are definitely better off financially if you continue to work because if you retire pension is 9k, if you keep working your gross pay is 16.7k per month. 11k means pension amount if you delay until 62?

It's 24K/year so not im not better off financially. It's chump change.

[Anonymous]

Anonymous wrote:if your DH is going to do all the house stuff, grocery and cooking, deal with all the bills, etc.. basically be a sahh, so you can just focus on work and not think about anything else, sure.

But, I have a feeling that is not his plan.

Nobody is going to change their life at 70 fing years old, stop being daft.

[Anonymous]

You both sound selfish

[Anonymous]

Anonymous wrote:You both sound selfish

You sound insane.

[Anonymous]

Once he retires, insist that he do all of the unpaid labor you have been doing. Give him six months. If, by then, he isn't doing almost all of it, quit your job. Tell him that this is a preferable option to divorcing him.

[Anonymous]

Anonymous wrote:Once he retires, insist that he do all of the unpaid labor you have been doing. Give him six months. If, by then, he isn't doing almost all of it, quit your job. Tell him that this is a preferable option to divorcing him.

How do you people exist in the world.

[Anonymous]

OP is incredibly frustrating.

[Anonymous]

Anonymous wrote:

Anonymous wrote:if your DH is going to do all the house stuff, grocery and cooking, deal with all the bills, etc.. basically be a sahh, so you can just focus on work and not think about anything else, sure.

But, I have a feeling that is not his plan.

Nobody is going to change their life at 70 fing years old, stop being daft.

I know. Is OP ready for that? More than likely, OP's DH will have more time on their hands and will bug OP to take more time off, leave work early, and basically be a PIA at home.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:if your DH is going to do all the house stuff, grocery and cooking, deal with all the bills, etc.. basically be a sahh, so you can just focus on work and not think about anything else, sure.

But, I have a feeling that is not his plan.

Nobody is going to change their life at 70 fing years old, stop being daft.

I know. Is OP ready for that? More than likely, OP's DH will have more time on their hands and will bug OP to take more time off, leave work early, and basically be a PIA at home.

Ready for what, she's been doing this for 30+ years. GMAFB, this is their relationship. The question is about money not their relationship.

FFS, the dude is 70, of course he is retiring. Don't marry an older dude if you don't want him to retire earlier.

The reality they don't need more money.

[Anonymous]

Your spending must be out of control if you don’t have enough saved on that income.

[Anonymous]

Anonymous wrote:OP is incredibly frustrating.

How so?