Disgusted/Deflated. We make combines $350 & can't afford jack

[Anonymous]

We live in 20853 on half that HHI

[Anonymous]

Anonymous wrote:First listing I came across

https://www.zillow.com/homedetails/7620-Wiley-Dr-Lorton-VA-22079/51993700_zpid/

Ew

[Anonymous]

Anonymous wrote:

Anonymous wrote:OP here. We refuse to be house poor. We want to keep monthly payment affordable. With property taxes, increased interest rates, upkeep, it is just a lot of $$. And we don't want to sink $$ into a home to lose it if there is an adjustment in the market.

Stay where you are at. You can easily get a $800K house.

Yeah, true. But we hate our current house.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP here. We refuse to be house poor. We want to keep monthly payment affordable. With property taxes, increased interest rates, upkeep, it is just a lot of $$. And we don't want to sink $$ into a home to lose it if there is an adjustment in the market.

Stay where you are at. You can easily get a $800K house.

Yeah, true. But we hate our current house.

Then, fix it up.

[Anonymous]

Anonymous wrote:

Anonymous wrote:What size house do you need?

3br, 2ba. Relatively newer build. minimum half acre

If you are looking to stay in DC (and not VA or MD) there is literally nothing on the market right now that fits that description. It's not even a matter of price, what you are looking for flat out does not exist at this time.

[Anonymous]

Here you go. It's been on the market 12 days so could probably get some contingencies in there too. Update it with time. https://www.redfin.com/VA/Reston/2423-Pony-Ln-20191/home/9348732

[Anonymous]

Where are you looking OP?

[Anonymous]

Anonymous wrote:Here you go. It's been on the market 12 days so could probably get some contingencies in there too. Update it with time. https://www.redfin.com/VA/Reston/2423-Pony-Ln-20191/home/9348732

Granted this is not "relatively newer" but something has to give with your expectations.

[Anonymous]

Anonymous wrote:OP here. We refuse to be house poor. We want to keep monthly payment affordable. With property taxes, increased interest rates, upkeep, it is just a lot of $$. And we don't want to sink $$ into a home to lose it if there is an adjustment in the market.

The problem is your competition makes the same as you and is OK with being house poor.

[Anonymous]

I live in Gainesville, FL (husband is a professor here). We are moving into a bigger house and are renting our existing house to a DC couple who decided to move here for exactly this reason. They are so excited to rent our modest house (until they find one to buy). They said it would be 2M in DC which is depressing for DC people. Anyway, just wanted to provide this anecdote. Maybe moving to another area isn’t so bad.

[Anonymous]

Buy a house where you want to live. You can always remodel and make it how you want later. You can’t move the house. We bought on a quiet street in a great neighborhood in DC and couldn’t be happier.

[Anonymous]

Anonymous wrote:

Anonymous wrote:OP here. We refuse to be house poor. We want to keep monthly payment affordable. With property taxes, increased interest rates, upkeep, it is just a lot of $$. And we don't want to sink $$ into a home to lose it if there is an adjustment in the market.

"We refuse to be house poor, and we refuse to look elsewhere than NW DC, Bethesda and Chevy Chase! Waaah!"

Stomps foot and storms off to soothe feelings with yet another highly caloric Bubble Tea, because OP is trying to lose weight with liquid diet.

I hate DCUM for real

[Anonymous]

Anonymous wrote:We have 300+ in equity and credit scores in 800+. Also make ~$350+ and we cannot afford anything in this area. It sucks. We feel we need to move to lower COL area to live comfortably.

Thinking about moving to Georgia or Alabama for affordability.

Any suggestions?

are you only looking at NW DC?

[Anonymous]

We just bought in an area we can afford locally but don't like as much OP. It's what people here do.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP here. We refuse to be house poor. We want to keep monthly payment affordable. With property taxes, increased interest rates, upkeep, it is just a lot of $$. And we don't want to sink $$ into a home to lose it if there is an adjustment in the market.

"We refuse to be house poor, and we refuse to look elsewhere than NW DC, Bethesda and Chevy Chase! Waaah!"

Stomps foot and storms off to soothe feelings with yet another highly caloric Bubble Tea, because OP is trying to lose weight with liquid diet.

I hate DCUM for real

PP you replied to. Hey, OP asked for it

1. Smaller but newer houses do not exist. It's either small/old houses or large/new houses. There is no middle ground and it's very annoying, but unless OP wants to build, she'd better get used to it. And the builder will push her to build large.

2. There are PLENTY of houses that will not make OP house poor, but she doesn't like those, of course.

OP, I'm not buying. I have plenty of millions, but can find no house I love. So I'm sticking to my tiny sh1tshack close to downtown Bethesda.