This. It’s in the confirmation e-mail from the owner. |
Yes we all understand this. The discussion is whether or not OP’s rental agreement says the owner will refund due to an act of God or not. Most professional property management companies include this carve out. |
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I have to say I'm pretty shocked by all the people who think OP should pay in full in this situation. I've owned an investment property at the beach for nearly 20 years. We do have a hurricane clause, but that really is for if a hurricane happens while you are there. Basically, no partial refunds. We've had to cancel and refund people in full a few times over the years--the great pool disaster of 2010; twice due to tropical storms; once for broken ac. These things are par for the course for beach rental owners. It is going to happen.
OP, don't cancel. Just reach out via email/phone/etc. everyday until you hear back from the owners or management company about the condition of the house and whether you can access it. I'd also call the credit card company you booked it on and find out if you have any coverage through them. I find it very hard to believe the owners will be able to get it in "as advertised" condition by next week. If the house is not accessible or in usable condition, and you have to fight this through your credit card, these folks are garbage people and deserve every bad review you can throw at them. Did OP pay a security deposit? A cleaning fee? Do all the hardcore folks think that OP should pay for these items? |
There is literally no way for the owner of the property to fulfill their contractual obligations to OP. They cannot give her access to the house. This is the risk THEY run owning a vacation property in a hurricane-prone place. |
Yes to all of this. Hurricane insurance is for when you’re there/back out of a storm is coming. That’s not the situation here. Take the hurricane out of the equation. Forget the fact that the bridge is impassable. If any of you rented a unit, showed up and there was no power or water, would you say, oh well I’m out of luck - I should have had trip insurance?!? No. You aren’t getting what you paid for and that’s on the owner. If the owner can’t provide that, then they have breached the agreement. The reason behind it is irrelevant. I do think that the management company is using the fact that op tried to preemptively cancel against her. If she didn’t cancel, they would have to cancel the res and if they do that, it’s obviously on them to refund. |
There is no agreement for services , did you sign something from vrbo? Nope you gambled and lost, next time get insurance |
If you accept payment via credit card, you've agreed that their agreements supersede yours |
no, this is wrong. If they can't provide the service, and they can't, you can dispute and charges on your CC and win. Again, for the last freaking time, if you dispute twice, through VRBO, you'll win. |
Habitability is implied in a rental |
Look up Force Majeure. It is perfectly legal in the US for owners to exclude acts of God from their responsibility, so long as it is explicitly stated. Have you ever rented a beach house from a beach rental agency? All include Force Majeure clauses, which is why you have to decline Hurricane insurance if you don’t want it. I’m not saying that is the case for OP, but the bold is 100% false. |
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I’d think contact with the owner that you still intend to come given their assurances that the property is accessible, habitable and exactly as described. And that if you show up and any of these things aren’t accurate they will be responsible for the costs you incurred to travel to the property. Put in there that failure to respond to your communication will constitute an agreement and you are looking forward to staying at their place. Ask them to reiterate the access codes and any other house rules. Make it really seem like you’re coming.
Call their bluff. It’s on them as STR owners to have insurance for lost revenue due to natural or manmade disasters. |
Insurance is for the consumer. For their protection if they cancel for limited reasons. It is not to protect a consumer from a unit being uninhabitable - that’s a risk on the owner. The owner could have insurance to protect against this - but I’m betting op’s hypothetical travel insurance wouldn’t cover something like that. The owner has to provide a habitable unit. The end. |
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Sorry you need to read the agreement, remember landlords are people too with families to feed as well.
However, should a host not cancel first, the situation becomes more complex, particularly with Airbnb, given its cancellation policy specifically excludes the annual storm season in Florida. Airbnb says that it offers refunds for “events beyond one’s control”, including some extreme weather events and natural disasters such as volcanic eruptions, but despite this, the company deems tropical hurricanes and storms in the state between June and November to be “foreseeable” and its cancellation policy does not result in refunds under those circumstances. Meanwhile, a Vrbo spokeswoman told The New York Times that “natural disasters, such as hurricanes or wildfires, do not override the cancellation policy set by the host and agreed to by the guest when they book”. |
False. That’s not the only purpose of insurance. Some of you need to return your online law degrees because you sound really dumb. |
| I don’t know what the right answer is— I just don’t think it’s an open and shut as some people say. |