DD and fiancé are living way beyond their means. Do I say anything?
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Anonymous
| I know how much DD and her fiancé earn and what their rent is and it is very obvious based on their spending on restaurants, clothes, recreation, and travel that there is no way they are doing this without incurring significant debt. Do I attempt to broach this topic with her at all? |
Anonymous
| Nope. MYOB. |
Anonymous
| ^^and do NOT bail them out |
Anonymous
|
Depends. Do you guys normally talk about this kind of stuff, or is your family more of a myob type of family?
In my family, we are all up in each other's business, so this would be an easy conversation to have with my kid. |
Anonymous
| I would. |
Anonymous
| Are you sure you know what they earn? I have no idea why, but my parents are convinced I make like 40-50k and I make 150k. |
Anonymous
| I would have a one-time conversation with them that includes an offer to connect them with (pay for) financial advisor who can help them create a budget. If they reject the offer I'd drop it. |
Anonymous
Yes I know. She has told me. |
Anonymous
| Is she accustomed to a lifestyle you gave her growing up |
Anonymous
Maybe she has a side hustle she doesn't tell you about, like OnlyFans. |
Anonymous
This is a fantastic idea. |
Anonymous
| Dave Ramsey's book. |
Anonymous
| Yes clearly she needs a warning. |
Anonymous
|
I like the idea of some sort of financial planning class/appointment as an engagement gift or something.
"You both make great money and if you are planning for kids it would be a good idea to make sure you're on the same page and start planning for the future. Please book an appointment with XYZ person to set yourselves up for a successful future, and I'd be happy to cover the cost." |
Anonymous
Why would you give your kid terrible advice? |