Shutdown and furlough

[Anonymous]

Anonymous wrote:You can all rant and rave as much as you want (and of course not getting paid would be a terrible burden for anyone), but I learned at 12, when I opened my first bank account, that I was supposed to keep enough money in savings to cover myself and all bills for 6 months out. This served me well when I got a surprise diagnosis of cancer (no income, lots of bills) and imagine it will help me out if I ever find myself unexpectedly out of a job or paycheck too.

If you have enough savings to barely cover 2-4 weeks of your life you are living beyond your means, I don't care who you are. And in the case of having a nanny, typically the most expensive form of childcare, that's an easy place to make a cut.

How nice that life worked out this well for you. You are a asshole if you think it didn't have anything to do with luck.

And OP DID have savings, so drop the smug act. She used them for two "emergencies" already and this is the third in a row.

[Anonymous]

A nanny is a large discretionary expense. If the income earners lose their income they can't change their mortgage or other binding debt/obligations. It isn't responsible to keep on a discretionary expense.

My advice would be to let the nanny know that you will lay her off in 2 days. This gives you and her a chance to see if the Republicans stop this stupidness quickly or if its going to be a longer issue. By laying her off, she can collect unemployment so she has some income. You can let her know that when this is over she is welcome to come back to her job. If you receive back pay (which is unlikely but possible) you could let her know that you would pay her for that time or pay her half the salary she was off etc.

[Anonymous]

I work for two federal employees. They told me abfew days ago if the shutdown happens, my job will be secure. Though if it takes more than several weeks, we might have to talk about reducing hours.
I know not everyone can do this, but I think open communication is a great first step to make it easier on everybody. I think you nanny will understand the situation you're in, OP, but just be open and honest to her about it.
Let's hope this will not be a long shutdown.

[Anonymous]

Anonymous wrote:

Anonymous wrote:You can all rant and rave as much as you want (and of course not getting paid would be a terrible burden for anyone), but I learned at 12, when I opened my first bank account, that I was supposed to keep enough money in savings to cover myself and all bills for 6 months out. This served me well when I got a surprise diagnosis of cancer (no income, lots of bills) and imagine it will help me out if I ever find myself unexpectedly out of a job or paycheck too.

If you have enough savings to barely cover 2-4 weeks of your life you are living beyond your means, I don't care who you are. And in the case of having a nanny, typically the most expensive form of childcare, that's an easy place to make a cut.

How nice that life worked out this well for you. You are a asshole if you think it didn't have anything to do with luck.

And OP DID have savings, so drop the smug act. She used them for two "emergencies" already and this is the third in a row.

I apologized, I hadn't seen those details.

Maybe finish reading a thread before you blow a gasket.

[Anonymous]

Anonymous wrote:You can all rant and rave as much as you want (and of course not getting paid would be a terrible burden for anyone), but I learned at 12, when I opened my first bank account, that I was supposed to keep enough money in savings to cover myself and all bills for 6 months out. This served me well when I got a surprise diagnosis of cancer (no income, lots of bills) and imagine it will help me out if I ever find myself unexpectedly out of a job or paycheck too.

If you have enough savings to barely cover 2-4 weeks of your life you are living beyond your means, I don't care who you are. And in the case of having a nanny, typically the most expensive form of childcare, that's an easy place to make a cut.

wow! What a grump Not everyone are as fortunate enough to save that much, most people in this economy live paycheck to paycheck not because of living above their means, but because they simply need a job and will take what is offered to take care of their family. Your comment doesn't even corresponds to the Op's question/situation. Stop being judgemental
.

[Anonymous]

Anonymous wrote:

Anonymous wrote:You can all rant and rave as much as you want (and of course not getting paid would be a terrible burden for anyone), but I learned at 12, when I opened my first bank account, that I was supposed to keep enough money in savings to cover myself and all bills for 6 months out. This served me well when I got a surprise diagnosis of cancer (no income, lots of bills) and imagine it will help me out if I ever find myself unexpectedly out of a job or paycheck too.

If you have enough savings to barely cover 2-4 weeks of your life you are living beyond your means, I don't care who you are. And in the case of having a nanny, typically the most expensive form of childcare, that's an easy place to make a cut.

wow! What a grump Not everyone are as fortunate enough to save that much, most people in this economy live paycheck to paycheck not because of living above their means, but because they simply need a job and will take what is offered to take care of their family. Your comment doesn't even corresponds to the Op's question/situation. Stop being judgemental
.

This is soooo not true. There are of course people who struggle to make ends meet, or people like OP who are just down on their luck and have depleted their savings, however the vast majority of people claiming a week or two with no pay is going to break them are in fact living above their means. People in this country have a hard time discerning needs from wants. For example: childcare is a need, having a nanny is a want. Transportation; need, fancy new car;want. Food;need, brand name organic food delivered to your home;want. Clothing; need, designer brand name new clothes for each season/occasion; want. It is common financial wisdom that you should have 3-6 months of expenses in your rainy day fund. What would you all do if you lost your job? The PP you are attacking is not a grump/insensitive/lucky, she simply makes wiser financial choices than most of America. Perhaps you should take note. Your job and income are not guaranteed and you should be prepared.

[Anonymous]

Childcare is not always a need. If you don't earn enough money to pay for it, you need to do it yourself. If you are single and need a paycheck, take care of another child.

[Anonymous]

I think it's weird that posters here think that nannies can't possibly survive a paycheck delay a furlough would require, yet accuse MBs of being irresponsible for not having six months pay saved up...to pay the nanny.

Hypocritical nannies, I think.

If you saved, nanny, you can wait out the shutdown, exactly as your employer will.

[Anonymous]

Anonymous wrote:I think it's weird that posters here think that nannies can't possibly survive a paycheck delay a furlough would require, yet accuse MBs of being irresponsible for not having six months pay saved up...to pay the nanny.

Hypocritical nannies, I think.

If you saved, nanny, you can wait out the shutdown, exactly as your employer will.

You are so right.

[Anonymous]

Anonymous wrote:I think it's weird that posters here think that nannies can't possibly survive a paycheck delay a furlough would require, yet accuse MBs of being irresponsible for not having six months pay saved up...to pay the nanny.

Hypocritical nannies, I think.

If you saved, nanny, you can wait out the shutdown, exactly as your employer will.

Nannies don't make $100k+ a year. They more often fall into the category of "barely making ends meet". You're not really this stupid are you?

You want hypocritical? I'll give you hypocritical. Some classic MB lines:

"How you pay your bills is not your employer's concern. Perhaps you should evaluate your spending or get a better job"
"If you're so unhappy with your job, no one is forcing you to stay!"
"Stop complaining, go back to school, and get a better job!"
"Why do I need to pay my nanny on days I don't need her?" (ie. I've told her not to work)
"Guaranteed pay is a negotiated benefit not a given!"
"Its not an employers job to worry about if you can survive"
"Flexibility, flexibility, flexibility!!!" Basically, bend over and take it because I'm the boss and I make the rules!

Yeah it sucks right, and its not really so simple, is it?
Maybe you all will remember this when you think its cool to not pay your nanny when you skip town, to require things of her you aren't paying her for, or you let her go with no notice/kick out your live-in because you're afraid of her reaction.

[Anonymous]

Meternity leave is not an emergency situation. You had 9 months to plan OP. Having meternity leave is a luxury, as well as having a nanny. This is how this country works. Learn to plan and save. Why have more children when you can't pay for them. This country isn't based on life, liberity, and cheap disposable nannies.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I think it's weird that posters here think that nannies can't possibly survive a paycheck delay a furlough would require, yet accuse MBs of being irresponsible for not having six months pay saved up...to pay the nanny.

Hypocritical nannies, I think.

If you saved, nanny, you can wait out the shutdown, exactly as your employer will.

Nannies don't make $100k+ a year. They more often fall into the category of "barely making ends meet". You're not really this stupid are you?

You want hypocritical? I'll give you hypocritical. Some classic MB lines:

"How you pay your bills is not your employer's concern. Perhaps you should evaluate your spending or get a better job"
"If you're so unhappy with your job, no one is forcing you to stay!"
"Stop complaining, go back to school, and get a better job!"
"Why do I need to pay my nanny on days I don't need her?" (ie. I've told her not to work)
"Guaranteed pay is a negotiated benefit not a given!"
"Its not an employers job to worry about if you can survive"
"Flexibility, flexibility, flexibility!!!" Basically, bend over and take it because I'm the boss and I make the rules!

Yeah it sucks right, and its not really so simple, is it?
Maybe you all will remember this when you think its cool to not pay your nanny when you skip town, to require things of her you aren't paying her for, or you let her go with no notice/kick out your live-in because you're afraid of her reaction.

+1

[Anonymous]

Anonymous wrote:I think it's weird that posters here think that nannies can't possibly survive a paycheck delay a furlough would require, yet accuse MBs of being irresponsible for not having six months pay saved up...to pay the nanny.

Hypocritical nannies, I think.

If you saved, nanny, you can wait out the shutdown, exactly as your employer will.

How do you know what a nanny makes? I take home $1,000/month and absolutely cannot afford to miss a paycheck. I am also a graduate student so I work PT. I won't starve, but I won't be able to pay my bills for more than a month. I think it's weird that you're comparing a nannies salary with a six figure income. wtf really?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I think it's weird that posters here think that nannies can't possibly survive a paycheck delay a furlough would require, yet accuse MBs of being irresponsible for not having six months pay saved up...to pay the nanny.

Hypocritical nannies, I think.

If you saved, nanny, you can wait out the shutdown, exactly as your employer will.

Nannies don't make $100k+ a year. They more often fall into the category of "barely making ends meet". You're not really this stupid are you?

You want hypocritical? I'll give you hypocritical. Some classic MB lines:

"How you pay your bills is not your employer's concern. Perhaps you should evaluate your spending or get a better job"
"If you're so unhappy with your job, no one is forcing you to stay!"
"Stop complaining, go back to school, and get a better job!"
"Why do I need to pay my nanny on days I don't need her?" (ie. I've told her not to work)
"Guaranteed pay is a negotiated benefit not a given!"
"Its not an employers job to worry about if you can survive"
"Flexibility, flexibility, flexibility!!!" Basically, bend over and take it because I'm the boss and I make the rules!

Yeah it sucks right, and its not really so simple, is it?
Maybe you all will remember this when you think its cool to not pay your nanny when you skip town, to require things of her you aren't paying her for, or you let her go with no notice/kick out your live-in because you're afraid of her reaction.

+1

Very well put

[Anonymous]

Anonymous wrote:

Anonymous wrote:You can all rant and rave as much as you want (and of course not getting paid would be a terrible burden for anyone), but I learned at 12, when I opened my first bank account, that I was supposed to keep enough money in savings to cover myself and all bills for 6 months out. This served me well when I got a surprise diagnosis of cancer (no income, lots of bills) and imagine it will help me out if I ever find myself unexpectedly out of a job or paycheck too.

If you have enough savings to barely cover 2-4 weeks of your life you are living beyond your means, I don't care who you are. And in the case of having a nanny, typically the most expensive form of childcare, that's an easy place to make a cut.

How nice that life worked out this well for you. You are a asshole if you think it didn't have anything to do with luck.

And OP DID have savings, so drop the smug act. She used them for two "emergencies" already and this is the third in a row.

You're kidding, right? OP chose to have a baby, and chose to take unpaid maternity leave for 3 months. Babies generally take 9 months in the womb. No part of that scenario is an 'emergency.'

That said, if OP can't afford the nanny, she needs to tell her the next 2-week paycheck will be her last, and the nanny can choose whether to wait it out or move on.