I love your professional and respectful relationship with the nanny. Your children are most fortunate. Kudos to you. |
+1000, from an MB. Really, she doesn't need health insurance?! Posts like yours are not helping the situation. |
Thank you, 9:58, for your empathy. |
OP here. Thank you! I hoped to get more constructive feedback and I love to see MBs and nannies say they are not represented by the extremes. You are right, many employers and also nannies could be scared away by these types of postures. |
9:37 is trying to start trouble, but I do see ways OP can save.
OP, get 1 roommate. That could easily save you $500/mo. Metro I can't comment on because I drive to work. Shop around for health insurance. Mine is less than $200/mo. Is it the best plan in the world? Definitely not. But it's enough in an emergency and covers a few basic dr. Visits. |
Do you pay for your premium through your workplace? I use the exchange. At $250 it is the best rate you will find for an individual. |
*for comprehensive coverage. There are plans that don't cover dental or vision or certain specialists. They do cost less. |
I would not hire a nanny that doesn't have health insurance. I want a nanny that's responsible about herself and her health and be able to go to the dr when she's sick. Especially since she'll probably pick up a good amount of sickness at work. I'm a nanny myself and my health insurance premium is the most important bill after my rent. I don't ever want to put myself in a situation where I can't get help when I need it, without ruining my financial life afterwards. I hope you don't have kids or a nanny. You don't sound like a nice person. |
Where would you put a roommate in a one bedroom apartment? |
Why does it have to be a 1,500 1 br apartment? Go to a cheaper area or get a studio. All of the expences except for groceries that the OP cites are inflated. You could live cheaper, if you use not to, it's your choice and your problem.
Petition your representatives to raise federal and state minimum wages if you're that convinced that it's impossible to live on $15/hr. |
$1, 500 is below average rent in DC already but a roommate could cut that cost even more. I am not sure whether after adding utilities and internet and saving for emergencies you would be in much of a different place anyway.
I got a root canal and was able to work the same day. My dentist does early am appointments so I didn't even have to take time off which made MB happy. It was $800 with insurance! Without insurance, the same procedure costs nearly $2, 000. Now, I would not take a position where I could not afford BOTH insurance and saving for emergencies. |
Factually, yes but I doubt you would want someone like that as your nanny. A nanny who is food insecure, living in substandard housing, with the emergency room as her only health care plan, and no cell phone is going to be far less stable then a nanny who is able to maintain a normal standard of living. |
I can see this thread progressing to the point of "well the nanny could live in a cardboard box..." Let's just nip that now. We are talking about a normal standard of living. Not subsistence living, not going to the Government every six months to re certify for your section 8 living. Yes, any one of these expenses could be lower or eliminated. However, all of this stuff is more then reasonable! No one is living it up on that budget. |
You don't have to live in a hip neighborhood in DC. There are plenty of areas where 1,500 is not below average rent, in other areas in DC, Rockville or Silver Spring you can get something more reasonably priced. If you insist on living beyond your means then it's poor budgeting being food insecure.
I think the resentment comes from knowing that your employer is better off and actually knowing them in person. If it was a big corporation paying you 15$/hr, maybe you wouldn't feel quite as bitter. If you feel it's below what you should be getting then you can look for higher paid opportunities. |
Clueless. |