How do people in their 30s afford 3 kids?

[Anonymous]

I waited until 40 to have my 1 because I couldn’t afford kids before. Am at 7 IVF fries and have aged out. How do these people in their 30s possibly have money enough for three kids and a house?

[Anonymous]

Anonymous wrote:I waited until 40 to have my 1 because I couldn’t afford kids before. Am at 7 IVF fries and have aged out. How do these people in their 30s possibly have money enough for three kids and a house?

Or just three kids and rent?

[Anonymous]

Because they have money. Next question.

[Anonymous]

Anonymous wrote:Because they have money. Next question.

Where do they get this money from? I make $300k. I struggled in my 30s. I received nothing from my parents. Do these people’s parents just give them money?

[Anonymous]

Umm people make it work. You don’t need a shit ton of money to have kids.

[Anonymous]

What does it have to do with ivf? We are 33 with 3 kids. We live in the DC area, 5 bedroom, 5 bath house and have two vehicles. We both work, HHI is 200k. Children go to public school. We live ok and not beyond our means. Two vacations a year (one as a family and one just husband and I). Our vehicles we buy used and drive them until they die. Family babysits for us for free

[Anonymous]

Parents who subsidize their lifestyle(s) with high down payment assistance or agreeing to pay for the first few years of childcare or commonly - no student loans.

There's also people who just live frugally and in the middle of nowhere.

I know a couple - one is a lawyer making over $150K a year but the wife is SAHM - they have 3 kids and live in a tiny 2-bedroom home with no outdoor space.

[Anonymous]

Anonymous wrote:What does it have to do with ivf? We are 33 with 3 kids. We live in the DC area, 5 bedroom, 5 bath house and have two vehicles. We both work, HHI is 200k. Children go to public school. We live ok and not beyond our means. Two vacations a year (one as a family and one just husband and I). Our vehicles we buy used and drive them until they die. Family babysits for us for free

No idea re the IVF.

Also OP it depends on your vision of what having kids means. Is there an ideal or are you willing to go with the flow? Do you have to live in Lyon Village or will Ashburn do? Do you need to buy out a store for infant clothes or are you willing to freecycle and wash frequently?

I'm not judging you. I wanted to have a kid when I could afford all the 'niceties' in life. Including where I chose to live and the aid of a night nanny. But many people want kids ASAP and they choose to forgo those in order to have that joy in their life immediately.

Its about choices.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Because they have money. Next question.

Where do they get this money from? I make $300k. I struggled in my 30s. I received nothing from my parents. Do these people’s parents just give them money?

I did not have any student loans - my college was paid for by Pell grant and TAP (NY state grant). I started working right after I graduated from college and did not have that aimlessly drifting around barista period. I did not struggle in my 30s either. By the time I was 30, I was married, had two kids and a house. The down payment for the house came from the condo I bought at 24.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Because they have money. Next question.

Where do they get this money from? I make $300k. I struggled in my 30s. I received nothing from my parents. Do these people’s parents just give them money?

Either they have money from parents or they made more money than you did or both. They're not the norm, but neither are you.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Because they have money. Next question.

Where do they get this money from? I make $300k. I struggled in my 30s. I received nothing from my parents. Do these people’s parents just give them money?

With $300K you can comfortable afford multiple kids. The issue is how you spend it.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Because they have money. Next question.

Where do they get this money from? I make $300k. I struggled in my 30s. I received nothing from my parents. Do these people’s parents just give them money?

With $300K you can comfortable afford multiple kids. The issue is how you spend it.

This.

[Anonymous]

You make $300K and I assume a partner makes an equivalent amount or at least $100K. You can't afford 3 kids on $400K a year?

[Anonymous]

Anonymous wrote:What does it have to do with ivf? We are 33 with 3 kids. We live in the DC area, 5 bedroom, 5 bath house and have two vehicles. We both work, HHI is 200k. Children go to public school. We live ok and not beyond our means. Two vacations a year (one as a family and one just husband and I). Our vehicles we buy used and drive them until they die. Family babysits for us for free

I cannot even understand how you make it work on that income. It sounds way beyond your means except for the free child care. Do you save for college or you just think the kids are 18 and on their own? You live very well.

[Anonymous]

I know people who make 70k stretch for 5 kids.
No private school
Cheap food
Hand me downs
Cheap or free outings
Live in poor place

Some people prioritize having kids. And that's their right.