What’s your monthly car payment?

[Anonymous]

Anonymous wrote:

Anonymous wrote:anyone with a car payment is living beyond their means. Besides,, a vehicle is one of the dumbest purchases someone can make. Depreciates extremely fast plus gas, insurance and maintenance costs

Instead go lower on the vehicle and buy a house closer in or if you have kids in a better school district or have that much more to spend on private school. All 3 are much better long-term investment

What if you get a good deal on your vehicle and a 0% finance loan? Cause people do that.

0% is actually financially smarter if you plan on keeping the vehicle. You will make more money long term using that cash in the market. Some people on here don’t like free money though and choose to pay cash for a car (which is ok if you are buying one that doesn’t offer 0% or buying used).

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Not sure why people with paid off cars keep replying to this thread. You obviously do NOT have a monthly car payment, which is what this thread is regarding. #humblebrag if we can even call it that.

Because some people don't buy cars that they cannot afford. I assume those people who posted $0 paid their car in full on the day of purchase.

Its not a humblebrag. Its countering the notion that everyone does -- even should -- have a car loan or lease. Its important counter programming.

It’s a humblebrag no matter how you spin it. OP asked for people with car payments to respond. You’re not changing the world by telling DCUM you paid off your car, and thereby have no car payment to speak of.

[Anonymous]

5 cars, about $4200 combined

[Anonymous]

Anonymous wrote:5 cars, about $4200 combined

Shoot. What’s your HHi?

[Anonymous]

Anonymous wrote:

Anonymous wrote:5 cars, about $4200 combined

Shoot. What’s your HHi?

+1 I’m really curious as to why you have no paid off cars also.

[Anonymous]

Anonymous wrote:$1000 Porsche...

Finally! A fun answer!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:5 cars, about $4200 combined

Shoot. What’s your HHi?

+1 I’m really curious as to why you have no paid off cars also.

High HHI, I do have some paid off cars, just not these. 4 are 0% or 0.9% loans, so why not, the other also has one of my kids on it to build his credit up.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:5 cars, about $4200 combined

Shoot. What’s your HHi?

+1 I’m really curious as to why you have no paid off cars also.

High HHI, I do have some paid off cars, just not these. 4 are 0% or 0.9% loans, so why not, the other also has one of my kids on it to build his credit up.

PP here; I’m jealous lol