Hardly, because in the US we also have to pay for our own health insurance, pay for our kid's health insurance, pay through the nose for childcare, pay for college, and prepare for our own retirement. In most EU countries, they don't have to do any of that. That's how they live comfortable lives on less money than we do here. Also, you are assuming a mom who leaves her job to SAHM for a couple years will return at the same salary (she often doesn't, in part due to discrimination for having left the workforce, and in part due to the need for a family-friendly job). So the SAHM loses income during her SAHM years but then this is compounded by lower wages moving forward. A longer maternity leave and workplace protections would protect women from the high cost of leaving the workplace even for short periods of time in order to provide family caregiving. Also, it is hilarious that you describe the long parental leaves in the EU (which are NOT just for women and in many companies are taken by men in large numbers as well) as "government welfare for women to have children." Like having children is a pointless hobby that women, and only women, engage in, and it's so weird these countries have chosen to subsidize it. In reality, these countries are dealing with plunging birthrates and started heavily subsidizing children because population decline is a critical problem for economic stability. They don't offer long parental leaves, subsidized childcare, or benefits like monthly checks for kids because they just want women to enjoy their mommying hobby. They view it as essential for a functional society for people to procreate and go to great lengths to make it feasible when other forces often discourage people from having more kids or having them at all. Seriously: read more. You write as though you are an authority on these issues but you clearly have no idea. |
I agree on the importance of the foundational years and good caregiving during those years. However it's a sacrifice because our society doesn't value it at all. In other cultures it's not a sacrifice because that work is meaningfully valued and rewarded. In the US, you risk your financial stability by staying home because what happens if your husband leaves you? What happens if he decides he's tired of working and quits or takes a lower paying job and you can't make ends meet? What happens if he gets sick or hurt and can't work? In other cultures, there are structures in place to help and support women in those circumstances. In the US not so much. So staying home is a risk. Hopefully you are lucky and it pays off, but maybe you don't. |
Well then there should be more community and government support for parents of young children. Instead, maternity leave is sh*t, daycare is exorbitant, employers are unforgiving of parents tending to kids needs/illnesses. Raising children takes a village- always has. But sadly, the US has turned it into an individual responsibility over the last 60 years. Therefore women (and men) are saying it's too hard and expensive, so forget it. |
This. People often perceive the choice not to have kids as selfish or as someone simply not caring about children or families. That might be the case sometimes, but often it's a conscious choice to avoid raising children in a society hostile to children and parents. This is why I only had one kid. I realized after the first one that you are truly just on your own in terms of providing everything for your kid, including education and basic safety (things that other countries treat as social goods provided to all). Covid really hammered this home for me -- this is not a village. It's every family for themselves. Don't have kids unless you are prepared to provide everything they could conceivably need yourself (or via outsourcing you personally pay for), and only have as many kids as you can do that for. You will be *shocked* by the degree to which public schools are nothing more than daytime holding pens for kids -- you will be in charge of their education and socialization and there's no guarantee they will get this at school. Also public schools do not really serve as childcare and are structured as though it's still 1975 and stay at home moms are common, even though it is no longer possible for most families to get by on one income and also SAHMs are viewed with derision culturally. So get ready to pay for childcare until your kids are teens. Oh, you thought your responsible 9 year old could be home alone in the afternoon? Nope it may be illegal where you live and even if not it will be culturally discouraged -- you need to pay for aftercare or activities so that your child has adult supervision at all times, but also you can't provide that supervision directly because you have to work, and you have to work so that you can afford to pay for that supervision and enrichment (since obviously your chid didn't actually learn anything all day in school, why would you expect that -- get thee to a Mathnasium so your kid can do long division). Your pediatrician will expect you to do much of the legwork on diagnosing your kid and will largely serve as a prescription and referral generator. |
PP here. I used to strongly believe in long parental leaves. Then I had children and I don’t think they are as beneficial as someone like you thinks. I’ve also witnessed the careers of friends abroad and think the long leaves really hurt women professionally. What you’re not understanding is that most American women outside of blue, urban areas don’t want government leave. They want a strong economy where they can stay home as long as they would like. Yes I think the European leaves are government welfare. Most benefits are very low paid ($200-400). I’m a career woman and didn’t want to stay at home for a year to collect $300 a week from the government. I was happy to return to work at 12 weeks and glad there wasn’t an expectation I stay home an entire year or two and then return to then be limited professionally because everyone assumes I’ll stay home another 1-2 years again soon. |
This is because women don’t want to work for free. I’m sorry raising a family is so challenging for you, but I’m only interested in working for my immediate family. I have a high paying job and don’t want to provide free labor to you. I’m sure 60 years ago this wouldn’t have been the option and I would have needed to rely on the free labor from neighborhood women. |
Same. I'm shocked at the "maternity leave" that my friends in Europe got. I guess I don't consider $400 a week to be a paid maternity leave. My maternity leave and dh's paternity leave in America was 12 week FULLY paid- about $3500-4000 a week for each of us. We, and our extended families, made a lot of choices that helped us have kids. Sub 15 minute commutes for dh and I, since we prioritized location. My parents moved down the street to us. They don't provide daily childcare, but they help out multiple times a week. Sick day? Grandparents are there. Snow day? Grandparents. Random day off from school (nearly every single week has a random day off)- grandparents. We are incredibly fortunate and we know that. We would have only had 1 kid if we didn't have the jobs or help that we have. |
Going to daycare does not provide a shaky foundation (unless there is something wrong with the caregiver). My husband and I were both born in the early 70's. We both went to day care. We are fine. We are working, tax paying law abiding citizens. Our three teens went to day care. They are fine. We have a close relationship, they have solid academics, they have good friends, and they are physically healthy. |
In home are the best! But it's difficult to find the good ones. And they need to have a good plan for if they are sick/want vacation. It has to be more than just one person running it |
That they have to make choices in life. Yes it sucks. We chose (before kids arrived) to "live off of one salary". Our salaries were similar. We bought a home and life we could afford with just one. Just in case we HAD to have a SAHP (due to kids with issues). Because that is a reality that can happen. But most likely it would have been me sacrificing, getting no sleep, trying to beg for time off during the day to make this happen. |
Schools should not change to be "childcare". Being at school from 7am until 6:30pm is not ideal. For those who make the choice, they want the ability for their kid to do something else at 3pm when school lets out. |
| We can talk as much as we like about the pros/cons of a SAHM but the reality is that there aren’t enough men out there who can support this. This is particularly true in the DC area. So ladies, make sure you’re desirable to such men or be realistic with your plan. Most of us are going to have to be realistic and I’m not going to feel bad it. DH and I make roughly the same - with me making a bit more. Neither of us are staying home. |
|
I would not have had 2 kids knowing what I know now. I love my kids but if you ask me for an honest answer - of course finances will take a devastating hit. Whether you SAHM or not, there's a price to be paid for being a parent, however you slice and dice it, sooner or later. It can't be about finances if you choose kids. It's a loss for finances 1000000%!
|
Again, not true for everyone. It wasn't the kids that held me down but wage theft and not having visa to get a better job. Once kids were in public school, my net worth and the kids' skyrocketed. I was at home with them and I had all the time in the world for them and our finances. With very high investment returns, I caught up with everyone working. Now I'm passing worker as I don't pay earned income taxes. I pay investment taxes which are non-existent. No need to go back to work. This was available to anyone with extra couple of hundred $ a months and interest in investing. My kid is going straight to second year of college and is getting a job. We will double the money he will bring home. The kid is an asset at 18 already. He is also extremely cheap somehow shopping at Salvation army if any. |
Why do you think they live on less money? And why is it not because they pay through the roof on taxes? If you move to Europe, your base income will be halved, and then you pay taxes on 50% of that (25% income, 25% VAT). |