Typical "all-in" savings - early 40's

Anonymous
What's your "all-in" savings status if you are in your early 40s (40-45)? Assuming no kids yet in college but saving for 2. So, this would be the total held in all brokerage account, IRA/401ks, 529s, etc.

Anonymous
$2.5 million.
Anonymous
About $300k in total savings. HHI $89k.
Anonymous
43, divorced parent.

Retirement Savings--~$550k
Other savings--~$115K
529s--about $33k for two kids (7 and 4). Their dad also has accounts for them.

Anonymous
We are 41 and 43, kids are 4 and 7.

Retirement: $1.04M
529s: $80K
Mutual Funds/Stocks: $183K
Checking/Savings: $51K

All in: $1.354M
Anonymous
I just turned 40. Husband is 38. We have 3 kids. We have 525k in retirement. About 30 K of that is college. Kids are young.
Anonymous
Anonymous wrote:What's your "all-in" savings status if you are in your early 40s (40-45)? Assuming no kids yet in college but saving for 2. So, this would be the total held in all brokerage account, IRA/401ks, 529s, etc.




Are you including home equity?

If so, we're about $2.5m.
Anonymous
a million (without home equity)
Anonymous
About 1.1M without home equity. 45 and 43, kids 11 and 13.
Anonymous
3 million, excluding home equity
Anonymous
With home equity:

Home equity - 500K on a 2M house
529 - 18K in one 529 (3 year old); 5k in one 529 (8 month old) - we contribute $750 a month to each
Retirement - 700K
Brokerage/Savings - 115K

We are 39 and 34. Probably should have built up more savings before taking on such a big house but such is life.
Anonymous
About $600k in retirement, plus stock and options. Husband has more, but I'm not sure how much.
I make about $250, husband about 400 so HHI about 650.
Early 40s.
Anonymous
Anonymous wrote:About $600k in retirement, plus stock and options. Husband has more, but I'm not sure how much.
I make about $250, husband about 400 so HHI about 650.
Early 40s.


I was not including home equity.
Anonymous
Anonymous wrote:3 million, excluding home equity


Wow.
Anonymous
Anonymous wrote:
Anonymous wrote:About $600k in retirement, plus stock and options. Husband has more, but I'm not sure how much.
I make about $250, husband about 400 so HHI about 650.
Early 40s.


I was not including home equity.


AND my $600 is retirement and broker/savings. Strictly 401K/IRAs alone is less than $350k.
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