Typical "all-in" savings - early 40's

Anonymous
39 and 41

2.5m cash and investments
1m retirement
250k in 52
Anonymous
Anonymous wrote:39 and 41

2.5m cash and investments
1m retirement
250k in 52


That should say 250knin 529s
Anonymous
38 & 39 with 2 kids (7,8)

529: $93K
401K: $875K
Stock: $20K
Cash: $60K

Not including $1.2M House
Anonymous
$1.3M, excluding $500k home equity. Late 30’s.
Anonymous
A tad older (47 & 49). All in $1.6 M (excluding home equity), $2.3 M with home equity. HHI $150 K with federal pension (but SAHP made a lot before staying home with kids about 12 years ago - lawyer).
Anonymous
And they say DCUMers aren't rich.
Anonymous
Anonymous wrote:And they say DCUMers aren't rich.


We drive old cars!
Anonymous
Mid 40s. We're not rich. $900K in all accounts, but a $400K mortgage.
Anonymous
$700k retirement
$150k stock/RSUs
$100k Kids/College
$50k savings/checking

Total: One million dollars....

39 yrs old, wife also has some retirement savings not reflected above
Anonymous
Anonymous wrote:39 and 41

2.5m cash and investments
1m retirement
250k in 52


Wow.
Anonymous
Ok, I’ll bite. 40 and 42. 265k HHI but only recently at that level - was much lower for most of our careers and were paying off student loans until recently. So only recently started being able to save at higher levels and have a lot of catching up to do. Have set some goals for the next few years. Three kids, oldest is 10.
Retirement - 480k
529s - 52k
Other savings - 30k
Anonymous
Anonymous wrote:Ok, I’ll bite. 40 and 42. 265k HHI but only recently at that level - was much lower for most of our careers and were paying off student loans until recently. So only recently started being able to save at higher levels and have a lot of catching up to do. Have set some goals for the next few years. Three kids, oldest is 10.
Retirement - 480k
529s - 52k
Other savings - 30k


Keep it up!!
Anonymous
About 1.5 million all in, without home equity. 43 and 45, 2 kids.
Anonymous
2.5m excluding home equity - ages 37 and 39
Anonymous
Anyone in their 40’s not have a million?

I’m not 40 but my husband is and all we have is 401k and home equity. We have about 200k

Not sure if it makes a difference that I’m in my early 30’s. I feel significantly behind, reading this.

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