WHERE will you retire?

[Anonymous]

Austin

[Anonymous]

Ireland.

[Anonymous]

Knoxville, TN. Great weather, good airport, low COL, no state income tax, 30 minutes from Great Smoky Mountains.

[Anonymous]

Anonymous wrote:Knoxville, TN. Great weather, good airport, low COL, no state income tax, 30 minutes from Great Smoky Mountains.

Tennessee has a 9% sales tax and a 6% tax on your dividends and investments, aka 401k. I don think know how high the property taxes are. All these no income tax states get their revenue some where. Otherwise, the state(s) would be totally dysfunctional.

[Anonymous]

Anonymous wrote:We will have homes in Colorado and Arizona.

Why?

[Anonymous]

Any non-white people on this thread? Where are you comfortable retiring to? I'm first gen South-Asian and not sure how welcome we are in rural communities...

[Anonymous]

Anonymous wrote:

Anonymous wrote:This discussion is fascinating. Having grown up overseas (although I am American), it still surprises me how many Americans move away from friends and relatives during retirement. It makes no sense to me to go somewhere I've never lived before and start all over at age 65+. And the whole notion of moving to some gated retirement community or any retirement community far away from friends and relatives is simply bizarre to me. I mean, we need the company and support of loved ones even more as we age. Most of all, I want to live relatively near my child--why the heck would I want to live across the country or the world from my child?! I can see traveling to warmer climates or overseas but completely relocating makes little sense at that point in life.

Ahhh, yes. But does your child really want you near them??

That and who knows where the kids will move.

[Anonymous]

Anonymous wrote:

Anonymous wrote:This discussion is fascinating. Having grown up overseas (although I am American), it still surprises me how many Americans move away from friends and relatives during retirement. It makes no sense to me to go somewhere I've never lived before and start all over at age 65+. And the whole notion of moving to some gated retirement community or any retirement community far away from friends and relatives is simply bizarre to me. I mean, we need the company and support of loved ones even more as we age. Most of all, I want to live relatively near my child--why the heck would I want to live across the country or the world from my child?! I can see traveling to warmer climates or overseas but completely relocating makes little sense at that point in life.

Being in another state becomes a problem if health fails. I think it's best to have two homes. One near family and one in your dream location.

No one wants to be a care taker, nor do they have the time for that. Not fair to your family either way.

Simply buy good long term care insurance.

[Anonymous]

Anonymous wrote:

Anonymous wrote:We will have homes in Colorado and Arizona.

Why?

Both beautiful states, lot's of recreation. Arizona sunny all year long, go to the mountains in the winter and you can ski. Great places to retire.

[Anonymous]

Just came back from Phoenix, I can see the pull to that area, but I hear another location is needed for summer months...

[Anonymous]

Hawaii

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Yet another person here planning on Ponte Vedra.

We heard about PV through some of the blogs I was reading. We thought we would check it out as a place to retire. When I booked our flight to Jacksonville, I thought JACKSONVILLE, not a city that was on our radar.
Jacksonville is about 30 miles from the GA border. Thus, great weather. It comes with all the financial benefits of living in FL, but it's not south FL. Yes, the summers are hot, we noticed similar to D.C., with a great ocean breeze.

We chose a community called Nocatee. We drive around in a golf cart to shop, go out to eat, the gym, the pool, friends, etc.
https://www.nocatee.com

Within Nocatee is the 55 and over community Del Webb.
https://www.delwebb.com/homes/florida/northeast-florida/ponte-vedra/del-webb-ponte-vedra-100237

It's gated/guarded and has an amazing lifestyle. Folks here are from all over which keeps it interesting.

We are also 20 minutes from St Augustine, filled with history and great restaurants.

My husband and I are a bit impulsive and are known to just go with our gut with big decisions. We came down to PV and started building a home within 48 hours of being here. Then we went back to MD and kept asking ourselves, what did we just do!?
That was 4 years ago. No regrets. And our kids love coming down here.

To answer that ever looming question, where do we want to live.....we went in blogs, just like you and found this place.

Yes, Nocatee is the exact community we are looking at. Glad to hear this!

We moved fromDC to Ponte Vedra (not nocatee, east of the intercoastal ) and every day I wake up in paradise. The only thing I miss about D.C. Is some friends and DCUM. Both problems are easy to solve.

[Anonymous]

Anonymous wrote:Just came back from Phoenix, I can see the pull to that area, but I hear another location is needed for summer months...

Just 2 hours North is Flagstaff.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:This discussion is fascinating. Having grown up overseas (although I am American), it still surprises me how many Americans move away from friends and relatives during retirement. It makes no sense to me to go somewhere I've never lived before and start all over at age 65+. And the whole notion of moving to some gated retirement community or any retirement community far away from friends and relatives is simply bizarre to me. I mean, we need the company and support of loved ones even more as we age. Most of all, I want to live relatively near my child--why the heck would I want to live across the country or the world from my child?! I can see traveling to warmer climates or overseas but completely relocating makes little sense at that point in life.

Being in another state becomes a problem if health fails. I think it's best to have two homes. One near family and one in your dream location.

No one wants to be a care taker, nor do they have the time for that. Not fair to your family either way.

Simply buy good long term care insurance.

Longterm care insurance is not enough to actually pay for it in a facility that most people would think is acceptable. IME, For the most part, the surviving spouse is the one that needs the care as they generally take care of the spouse prior to that. It is a mish mash, but even today and even in the DC region many end up moving the surviving parent into their home more than have them go to a facility right away. We did that and we have several friends and neighbors who have done it or are doing it. It is usually only for a year or two, so most likely people are not aware until they get to that stage. We chose for my father to live with us until he was well enough to move into an independent care facility nearby (Vinson Hall), he never made it and went through radiation and then hospice in our home. I will add for people to not rely on Hospice for more than skeletal help (eg once a week nurse, every three weeks doctor, every other week social worker, twice a week bather), you will have to hire someone for the daytime if no one is in the home during the day. However it is great for equipment like beds, bedchairs, walkers...

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Yet another person here planning on Ponte Vedra.

We heard about PV through some of the blogs I was reading. We thought we would check it out as a place to retire. When I booked our flight to Jacksonville, I thought JACKSONVILLE, not a city that was on our radar.
Jacksonville is about 30 miles from the GA border. Thus, great weather. It comes with all the financial benefits of living in FL, but it's not south FL. Yes, the summers are hot, we noticed similar to D.C., with a great ocean breeze.

We chose a community called Nocatee. We drive around in a golf cart to shop, go out to eat, the gym, the pool, friends, etc.
https://www.nocatee.com

Within Nocatee is the 55 and over community Del Webb.
https://www.delwebb.com/homes/florida/northeast-florida/ponte-vedra/del-webb-ponte-vedra-100237

It's gated/guarded and has an amazing lifestyle. Folks here are from all over which keeps it interesting.

We are also 20 minutes from St Augustine, filled with history and great restaurants.

My husband and I are a bit impulsive and are known to just go with our gut with big decisions. We came down to PV and started building a home within 48 hours of being here. Then we went back to MD and kept asking ourselves, what did we just do!?
That was 4 years ago. No regrets. And our kids love coming down here.

To answer that ever looming question, where do we want to live.....we went in blogs, just like you and found this place.

Yes, Nocatee is the exact community we are looking at. Glad to hear this!

We moved fromDC to Ponte Vedra (not nocatee, east of the intercoastal ) and every day I wake up in paradise. The only thing I miss about D.C. Is some friends and DCUM. Both problems are easy to solve.

Everyone has a different idea of paradise. Mine is Coastal Maine.