He could add her to the insurance but she'd lose it once the divorce is finalized. If that happens, she needs to chip in a portion of the insurance if it increases costs. However, she need to make a divorce plan. She expects everything from him and is going to end up spending a fortune on attorneys and not get much as she's asking for things from post separation. Even if a judge wants to order it, post divorce she cannot be on his insurance. She has to get her own insurance. He can only cover the kid. |
| From a financial perspective, delaying things and offering to reimburse him for the cost of adding you to his insurance could save you a significant amount of money vs. going on the exchanges depending on what his plan looks like. Not sure what, if anything, you'd have to offer him to make that happen but that's an option worth considering. It will probably be difficult for you to find another job given the state of the economy. |
RSUs come with a very specific “grant” date. The before or after should be simple to solve so long as you have a clear separation date. |
They have two clear separation dates. He took the job after the separation date so not entitled to either. They have the date he moved out and the date she filed. |
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May God help you and your son.
I'm very sorry for your son. |
+1 Forget trying to value the RSU for now. |