Cashiers Check May be Lost - SO FRUSTRATED! - Advice please

[Anonymous]

OP - get off the phone and GO TO your post office.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I hate certified mail. My parents once sent an important time sensitive document via certified mail. They should have just sent it normal. I literally waited for this letter daily. It eventually got returned to my parents' house. I went to the post office but they couldn't instantly figure out where it was. The mailman seemed to come to my house the only 5 minutes I was either taking a shower or had gone to the grocery store. I was very annoyed.

You knew you had a certified letter coming that could only be delivered if a person was present to sign for it and you left to go grocery shopping? Why is this USPS's fault again?

Never said it was UCPS's fault. I said I hate certified mail. I can't be sitting at home 24-7 waiting for a letter. I have kids. I have things to do.

[Anonymous]

Oh my god, that check was stolen!! A cashiers check is as good as cash. You can't place a stop payment on a cashiers check. I'd be thinking someone at usps is having a great Christmas ! Insurance from these mail carriers won't cover the loss, probably only a few hundred bucks. ???

[Anonymous]

OP, you're charging almost DOUBLE what you pay for your mortgage? I think this lost check is karma...

[Anonymous]

OP, you're charging almost DOUBLE what you pay for your mortgage? I think this lost check is karma...

So if the house was paid off you would charge zero in rent? Take an Econ class PP.

[Anonymous]

Poor OP. So many people can't make it through the holidays without going totally nuts at some point or another. At least she got it over with early

[Anonymous]

Anonymous wrote:

Anonymous wrote:Other than California, what states have a 5K a month mortgage? But the OP is modifying things because 18K divided by 3 (months) is 6K.

PS - I never said our mortgage was $5K! Reaching again.

Actually our mortgage on that house is $3100. But the rental market is strong, so I am charging the going rate - FOR THAT AREA.

And there are a lot of places in this country where a $5K mortgage would not be at all a reach. You happen to be living in one of those areas. you're not very smart.

First off, I have lived in the DC area for over 30 years, and have friends with mortgages under 2K WITH A HOUSE. Second, didn't you say 18K was owed in one of your posts? Then I thought someone said that there was 3 months that was due.

[Anonymous]

Anonymous wrote:Oh my god, that check was stolen!! A cashiers check is as good as cash. You can't place a stop payment on a cashiers check. I'd be thinking someone at usps is having a great Christmas ! Insurance from these mail carriers won't cover the loss, probably only a few hundred bucks. ???

That's what I think. Inside job at the post office. Your money is gone, I fear.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Call your local US Post Office. I was able to find a misplaced packaged this way, but it wasn't pretty. It took a lot of time on hold, as you can imagine.

Also call your attorney. I think he should have to pay for using such an insecure method to send a cashier's check, but I don't know the law on this.

OP here. Yes, that is why I want to call the attorney and hand him his ass for using USPS to begin with! And this is a sizable check - $19K. dumb-ass.

With regards to me calling the local post office. since he is the one that sent it, don't you think that he would have more luck tracking it down? or does it not make a difference at this point since I have a tracking number?

FWIW USPS in actually very reliable. I work in the jewelry industry and our insurance will onl cover USPS transactions, not UPS or FedEx.

[Anonymous]

Anonymous wrote:

OP, you're charging almost DOUBLE what you pay for your mortgage? I think this lost check is karma...

So if the house was paid off you would charge zero in rent? Take an Econ class PP.

Not at all the same, for comparison's sake.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Oh my god, that check was stolen!! A cashiers check is as good as cash. You can't place a stop payment on a cashiers check. I'd be thinking someone at usps is having a great Christmas ! Insurance from these mail carriers won't cover the loss, probably only a few hundred bucks. ???

That's what I think. Inside job at the post office. Your money is gone, I fear.

Curious. How would they cash it? Cashier's checks are made payable to someone. Wait...fake ID?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

OP, you're charging almost DOUBLE what you pay for your mortgage? I think this lost check is karma...

So if the house was paid off you would charge zero in rent? Take an Econ class PP.

Not at all the same, for comparison's sake.

Actually, yes it is. There's more to owning a house than paying a mortgage. It makes perfect sense for op to charge the going rental rate. It makes no sense for that to be pegged to OP's mortgage. If OP had the means to buy the house free and clear, it would not be reasonable for him/her to offer it up for free.

[Anonymous]

I hope you recover your money, OP.

I'm not a landlord, but wire funds internationally several times a year, and BOY IS IT A HASSLE! Things often go wrong.
Either I can't get a hold of anyone over the phone and have to have someone in the other country physically go to their office and argue with them, or I have to spend an eternity on the phone (with time differential it makes for early mornings!) talking to the dumbest, least responsive people on the planet.

My point being that no system is perfect, and I understand how riled up it can make you feel.

[Anonymous]

Anonymous wrote:OP - get off the phone and GO TO your post office.

THIS. That's the only way to actually get some action. I know from experience (sadly).

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

OP, you're charging almost DOUBLE what you pay for your mortgage? I think this lost check is karma...

So if the house was paid off you would charge zero in rent? Take an Econ class PP.

Not at all the same, for comparison's sake.

Actually, yes it is. There's more to owning a house than paying a mortgage. It makes perfect sense for op to charge the going rental rate. It makes no sense for that to be pegged to OP's mortgage. If OP had the means to buy the house free and clear, it would not be reasonable for him/her to offer it up for free.

Doesn't sound like market value to me but whatever.