Sorry but I'd prefer not to talk about details of your situation. All I came here for we're money saving tips. |
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Clip coupons, shop for groceries at Costco and buy in bulk (and divide). Homecooked meals ONLY (you can make large pots of soups, stew etc. and freeze leftovers). Make a bi-weekly meal plan and shop accordingly. There are some great time and money-saving meal tips in the Food Section at DCUM. Cut cable and preschool. Take your children to free events, library, park etc. Shop for clothing at thrift stores, consignment sales or get free stuff on Craigslist or Free Cycle. Get rid of stuff in your house that you do not need. You can sell it on Ebay or Craigslist or hold a Yardsale. Cut out cable (borrow movies from the library instead).
If you are legally able to (and that is what I SUSPECT may be holding you back from working...), you can try to get a PT job on the weekends on PM when your DH is home and can help out with the kids. You can babysit, work in retail, clean houses or whatever it takes to earn some $$ to make ends meet. Babysitting pays well and if you are reliable and trust-worthy and fun, you can earn up to $15/hr watching one child for someone's date night. Advertise your services on Sittercity etc. You can also dogsit or offer dog-walking services on the weekends etc. Do you have a college degree or any specialized skills? You might be able to offer your services as a tutor (language, math, sciences etc.). If you are crafty, can you make something that people might like and sell your products on Etsy? Good luck to you and your DH! |
| I thought maybe she does not have the right kind of visa to work??? Maybe her DH has a special visa that requires he work??? |
Thank you very much, PP this is exactly what I came here for. |
| CL- I just want to say that your English is very good. How many years have you been learning? How many years have you been living here? I wish I could manage as well as you on a forum in my second language! |
I think you watched "The Firm" too many times or you are posting from some diamond mine in Africa. Otherwise, your description of your husband's situation (has many offers he can't take but cannot quit but can take an unpaid vacation but has really been in school all along) makes no sense. Btw, why do you even need to save money if your husband is in such a great demand and has offers left and right? His new job is, according to you, is waiting for him. Just put it on a credit card. |
I don't really mean to pile on, but I would think that people who SAHM but need to save money would forgo both daycare and mother's helpers. |
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Are you here illegally or on a student visa? That might make sense given your insistence about not making any changes to your lifestyle.
As to saving money - no magic to it - stop spending. Cut the cable, move to a smaller house/apartment, sell cars, don't eat out. Look at every bill and ask if you need it or can reduce it. |
You cam here for this?? You - a SAHM, no less - have never before thought of buying at Costco or using coupons and are now deeply grateful for these precious insights. Please. |
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No school for your precious snowflake. Drop the cable. Keep the house warm in summer and very cool in winter. Cut back to one car. Clip coupons and shop at Costco. Don't buy anything extraneous, don't treat yourself, never eat out. There, that was easy, right? My HHI is over $600k/yr. Meaning I've never done any of these things, and even I know how in theory. It's not rocket science, clearly. You could drive a truck through the weird holes in your story. |
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Here's another thought - Since you and your DH are very confident that your DH wouldn't get fired in a million years, your DH could put his foot down and set some boundaries with his boss. He may not be able to get a raise, but if he's sure he won't get fired, he could turn his cell off during certain hours (dinner, vacation, weekends, etc.) and respond to his boss when he is prepared to work - Seriously, it might help him with his stress -
Also, since his boss has no boundaries when you all took your vacation (and he called while DH was driving) what makes you think his boss will suddenly quit calling/emailing when your DH takes unpaid leave? I don't think that will solve your problem and only add to the stress - because now you have no income PLUS DH's boss will be bothering him all the time like he always did. |
| Steve Jobs was fired from Apple. But it can't happen to OP's husband, no sir! It's impossible, he is so precious! |
| In my home country mothers sometimes send their kids to their family temporarily if they can't afford them...it clearly sucks for any decent mother but maybe that's the only thing to do here? Send the older child to her grandparents for 3-4 months? and you will have more time for the baby, and save money bc of school... |
OP here. This is exactly my intent. I don't want friends and neighbors learning about our financial situation. |
This is part of our plan but I'm going with the kids. I just can't bring myself to do this right now. DC1 has never seen the grandparents except for our Skype calls once a week so I can't do this to her. And the tickets are so expensive! We have a friend who did this. The child didn't see them for a whole year. It worked for them. |