I was so close and now I’m shut out

[Anonymous]

Anonymous wrote:

Anonymous wrote:Lower you expectations or make more, maybe get married

No one wants to marry me I’m 50.

Your defeatist attitude is a large part of the problem. My mother has a boyfriend of 9 years, who she met at 62. They live together and she is happy. She also just bought a house on the water. You need to believe in yourself and quit being a 🐱.

[Anonymous]

We’re in a similar situation but at a much lower price point. The townhouses we were looking at a few years ago for 300/350 are now closer to 500. It’s utterly ridiculous

[Anonymous]

Boohoo, you're single and can afford a $1 Million + home. Boohooohooo, I feel SO SAD for you. SO SO SAD. Poor little spoiled brat.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Was so close to buying in 2020 and 2021 and now those properties I could afford at 1.2 and 3% are at 1.7 and 6.8% and I am locked out of the UMC for the rest of my life. No equity here.

Why does a single woman need at $1.2 houses let alone a $1.7M house.

I have 2 kids. And you are missing the point. No house that was 1.2 2 years ago should be 1.7 now.

Not true at all.

You don’t get to dictate markets or appreciation

Ok so if the market pulls a 2008 I’m sure you won’t be here bellyaching about the 30% drop in your home value and how you’re now underwater. Won’t faze you one bit.

[Anonymous]

Anonymous wrote:

Anonymous wrote:OP I can link some nice SFHs in the $190-400k range.

LMAO

Uh yeah. Maybe in Alabama.

[Anonymous]

Anonymous wrote:Troll. Nobody who can afford a $1.5M house is waiting until 50 to buy their first house.

What part of “I can’t afford a 1.5M house at 7% but could have afforded that exact same house at 1.2 and 3% five minutes ago” don’t you understand?

[Anonymous]

Anonymous wrote:If you’re not married why do you want a 1.7m house?! They are seriously not easy to take care of and maintain. Buy a great place in the city and live the single dream.

WTF? Only married people get to live in nice houses or good neighborhoods with good schools?

[Anonymous]

Anonymous wrote:Boohoo, you're single and can afford a $1 Million + home. Boohooohooo, I feel SO SAD for you. SO SO SAD. Poor little spoiled brat.

I hope your effective NW decreases by a third and we’ll see how not sad you are then.

[Anonymous]

So many whiny people. Real estate appreciates over time. So buy in early people. And also not buying the idea that someone in their 50s was ready and able to buy a $1.2 million house as their first home.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Troll. Nobody who can afford a $1.5M house is waiting until 50 to buy their first house.

What part of “I can’t afford a 1.5M house at 7% but could have afforded that exact same house at 1.2 and 3% five minutes ago” don’t you understand?

Don’t buy a $1.5M house?

[Anonymous]

Anonymous wrote:

Anonymous wrote:OP, I'm sorry. Keep saving and see what the next year or so looks like before giving up. Right now seems like the worst time before it gets better.

I thought that last year. And the year before. I could have stretched to get my dream/forever home. Now it will never happen. I don’t have the ability to magically produce $500K for a $1.7m house that was 1.2 less than 3 years ago.

I just didn’t see this coming. I thought I had time. I feel like I got hit by a truck. I have been frugal for so long and I should have spent it.

In Va Beach and feeling the same way. We’re pretty much retired, at least DH is, and are now priced out of the market for a condo no less. This is a huge housing crisis. People with all cash are overpaying still. We have all cash too but are constrained by medical expenses. Going from a huge house we had to sell to renting a tiny place and not being able to buy a tiny place after a lifetime of hard work and now super debilitating health issues in my formerly, physically fit DH in our 50s and 60s is so depressing.

[Anonymous]

Anonymous wrote:

Anonymous wrote:If you’re not married why do you want a 1.7m house?! They are seriously not easy to take care of and maintain. Buy a great place in the city and live the single dream.

WTF? Only married people get to live in nice houses or good neighborhoods with good schools?

If I were single no way I’d limit myself to neighborhoods with good schools. Boring!

[Anonymous]

Anonymous wrote:LMAO

So you don’t make enough to truly be UMC in this area.
Regular middle class isn’t so bad. Join us.

+1 I bought in my lovely neighborhood for 435k; my house would now sell for closer to 600k, and it’s nowhere near a dump. It’s a great community with lots of interesting people, and many government employees like my DH. It never occurred to me to yearn for trappings of “UMC; we will likely never be able to afford a million dollar home, and that fact does not disrupt my sense of well-being.

You have to change your outlook

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP, I'm sorry. Keep saving and see what the next year or so looks like before giving up. Right now seems like the worst time before it gets better.

I thought that last year. And the year before. I could have stretched to get my dream/forever home. Now it will never happen. I don’t have the ability to magically produce $500K for a $1.7m house that was 1.2 less than 3 years ago.

I just didn’t see this coming. I thought I had time. I feel like I got hit by a truck. I have been frugal for so long and I should have spent it.

In Va Beach and feeling the same way. We’re pretty much retired, at least DH is, and are now priced out of the market for a condo no less. This is a huge housing crisis. People with all cash are overpaying still. We have all cash too but are constrained by medical expenses. Going from a huge house we had to sell to renting a tiny place and not being able to buy a tiny place after a lifetime of hard work and now super debilitating health issues in my formerly, physically fit DH in our 50s and 60s is so depressing.

On the bright side, a rental will much easier to care for, and less maintenance to worry about.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP I can link some nice SFHs in the $190-400k range.

LMAO

Uh yeah. Maybe in Alabama.

Well, maybe relocating to place with lower COL isn’t a bad idea. Only in DMV does a single person with a million dollars to spend feel lower-class, geez.