2001, 2008, or 2022

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:01 wasn’t bad at all, unless you were all tech invested and/or worked in tech.

08 was terrible, unemployment and investments, we were close to a total financial collapse due to the housing bubble and leverage

22 ?? What is collapsing? Stocks are down 10%, this is just regular market moves, happens every few years. Where is the meltdown coming from. No collapse in housing, may decline a bit due to mortgage rates but there is no foreclosure crisis based on better lending standards. Company profits look solid. Maybe there is some mystery bubble in finance but nobody can predict that one.

First of all, I agree with you.
Here's what's happening. Nothing is collapsing. We have supply chain issues, due to the pandemic and probably Russia now (energy). Our government flooded the market with money, the stimulus checks, and we got inflation (surprised? Not me). Then war breaks out and a large source of European energy is cut off. Prices from some of those good will rise. This has a knock on effect to other goods because the cost of shipping has now risen and energy routes have changed. Meanwhile the government implemented interest rate hikes to help control inflation. People put more money in bonds than stocks, and stock market burbs. People freak out at the little burp. The government stated several more interest rate hikes, which means stock will bounce around for a year or two. Don't freak out, it's normal.... look at the 80s when inflation and interest were higher. Honestly, people here freaking out were probably not born in the 80s and are too emotional to look at the free data all over the internet about this.

As far as a collapse- the only thing that may collapse is crypto. Rich Russians have to park their money somewhere, especially with the sanctions. Honestly, I'm too conservative to invest in it. I like money, real money, and I'd like to keep it.

Huh? Crypto is mostly unregulated. This comment makes zero sense

You don't think governments could step in to regulate this? Like they did the bank? Or basically everything else? I think they could, then what happens? The comment makes sense to me...

[Anonymous]

Anonymous wrote:01 wasn’t bad at all, unless you were all tech invested and/or worked in tech.

08 was terrible, unemployment and investments, we were close to a total financial collapse due to the housing bubble and leverage

22 ?? What is collapsing? Stocks are down 10%, this is just regular market moves, happens every few years. Where is the meltdown coming from. No collapse in housing, may decline a bit due to mortgage rates but there is no foreclosure crisis based on better lending standards. Company profits look solid. Maybe there is some mystery bubble in finance but nobody can predict that one.

Nasdaq is down 20% from its peak last year. That is actually quite a bit.

[Anonymous]

It's getting uglier by the day.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:2022 is going to make 2008 look like a walk in the park. They should have just let it run in 2020 to flush out the excesses, but now everything has inflated to an even bigger bubble.. It's just going to be much much more pain ultimately because we're all screwed no matter what they do.

LOL

You think the global financial system may be days away from failing? Ok..

+1
Some folks here sound like novices who just started in on this game. Sit back guys, relax, it will all be OK in the end. Even after the 1929 crash the average investor recovered after 5 years. Building wealth is a marathon, not a sprint. There are no short cuts (there is LUCK, but only for a few). Play the long game.

Try again. An investor buying at the highs in 1929 did not recover those investments until ~1955.

https://stockcharts.com/freecharts/historical/fundamentals.html

I said the average investor, which is true as there were no index funds back then and FDIC did not exist for banks. The link is fake data, because the s&p was founded in 1957. Buy hey, you do you. Invest or don't - it doesn't impact me... but I do have to say, you sound like you make bad decisions on unfounded data, but again, doesn't impact me.

Moron. S&P 500 is just the 500 largest public companies by market cap. You extrapolate through all time what their value would be, so it’s not fake data.

[Anonymous]

Anonymous wrote:It's getting uglier by the day.

It’s but a flesh wound.

Stocks jumped when Trump was elected based on lower taxes and less regulation. Nasdaq is up 3x from what it was.

Talk to me when we go back down to 6000.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:What do you do with your money in a situation like this.

I’ve been steady investing 15-% of my net paycheck every 2 weeks into my taxable brokerage account. I’m going to just more doing this. It’s worked out well for me

That's fine, just don't expect rebounds like 2008-2021. The era of easy money and the bull market is over. Bear markets can last for very, veryong times. You better lrepr.for holding 10+ years in a worst case scenario. The Fed put is over because inflation is out of control. Bond yields are crawling out of their grave, which means there will be very attractive options in the future besides investing in stocks. Trillions may flow from stocks and into bonds.

Yup..

Bonds are going to come roaring back with a vengeance.

This is the type of story that should cause you to buy equities.

[Anonymous]

Anonymous wrote:All the reirement withdrawal calculators (4% SWR) use 60% equities/40% fixed income or similar scenario. So you've got your money at that allocation which will support your withdrawal rates. A portfolio just in cash will not support the withdrawals for long.

I have NO idea how I could stomach this kind of uncertainty and volatility whild being retired!! How is one supposed to have a relaxing retirement worrying about the stock market??

To really do 4% well you need to be 80-20 minimum. You do not worry about the market. The plan works. You stick with it.. You do cut spending in down years. Dynamic SWR.

[Anonymous]

Anonymous wrote:

Anonymous wrote:01 wasn’t bad at all, unless you were all tech invested and/or worked in tech.

08 was terrible, unemployment and investments, we were close to a total financial collapse due to the housing bubble and leverage

22 ?? What is collapsing? Stocks are down 10%, this is just regular market moves, happens every few years. Where is the meltdown coming from. No collapse in housing, may decline a bit due to mortgage rates but there is no foreclosure crisis based on better lending standards. Company profits look solid. Maybe there is some mystery bubble in finance but nobody can predict that one.

Nasdaq is down 20% from its peak last year. That is actually quite a bit.

It's not. Normal stuff.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:2022 is going to make 2008 look like a walk in the park. They should have just let it run in 2020 to flush out the excesses, but now everything has inflated to an even bigger bubble.. It's just going to be much much more pain ultimately because we're all screwed no matter what they do.

LOL

You think the global financial system may be days away from failing? Ok..

+1
Some folks here sound like novices who just started in on this game. Sit back guys, relax, it will all be OK in the end. Even after the 1929 crash the average investor recovered after 5 years. Building wealth is a marathon, not a sprint. There are no short cuts (there is LUCK, but only for a few). Play the long game.

Try again. An investor buying at the highs in 1929 did not recover those investments until ~1955.

https://stockcharts.com/freecharts/historical/fundamentals.html

I said the average investor, which is true as there were no index funds back then and FDIC did not exist for banks. The link is fake data, because the s&p was founded in 1957. Buy hey, you do you. Invest or don't - it doesn't impact me... but I do have to say, you sound like you make bad decisions on unfounded data, but again, doesn't impact me.

Moron. S&P 500 is just the 500 largest public companies by market cap. You extrapolate through all time what their value would be, so it’s not fake data.

Name calling? Really? Are you the bully on the playground? Or just making up for what you lack? Grow up!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:01 wasn’t bad at all, unless you were all tech invested and/or worked in tech.

08 was terrible, unemployment and investments, we were close to a total financial collapse due to the housing bubble and leverage

22 ?? What is collapsing? Stocks are down 10%, this is just regular market moves, happens every few years. Where is the meltdown coming from. No collapse in housing, may decline a bit due to mortgage rates but there is no foreclosure crisis based on better lending standards. Company profits look solid. Maybe there is some mystery bubble in finance but nobody can predict that one.

Nasdaq is down 20% from its peak last year. That is actually quite a bit.

It's not. Normal stuff.

Down 20% in 3 months is not normal. It shows that the market was (and still is) very inflated. Big banks are warning of a recession, not that it’s a big surprise.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:01 wasn’t bad at all, unless you were all tech invested and/or worked in tech.

08 was terrible, unemployment and investments, we were close to a total financial collapse due to the housing bubble and leverage

22 ?? What is collapsing? Stocks are down 10%, this is just regular market moves, happens every few years. Where is the meltdown coming from. No collapse in housing, may decline a bit due to mortgage rates but there is no foreclosure crisis based on better lending standards. Company profits look solid. Maybe there is some mystery bubble in finance but nobody can predict that one.

Nasdaq is down 20% from its peak last year. That is actually quite a bit.

It's not. Normal stuff.

Down 20% in 3 months is not normal. It shows that the market was (and still is) very inflated. Big banks are warning of a recession, not that it’s a big surprise.

That is utter noise. We are up 300% since 2016. There is no way we are dropping anywhere near that; Nasdeq companies are taking over the world

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:01 wasn’t bad at all, unless you were all tech invested and/or worked in tech.

08 was terrible, unemployment and investments, we were close to a total financial collapse due to the housing bubble and leverage

22 ?? What is collapsing? Stocks are down 10%, this is just regular market moves, happens every few years. Where is the meltdown coming from. No collapse in housing, may decline a bit due to mortgage rates but there is no foreclosure crisis based on better lending standards. Company profits look solid. Maybe there is some mystery bubble in finance but nobody can predict that one.

Nasdaq is down 20% from its peak last year. That is actually quite a bit.

It's not. Normal stuff.

Down 20% in 3 months is not normal. It shows that the market was (and still is) very inflated. Big banks are warning of a recession, not that it’s a big surprise.

Sucks if you bought a tech portfolio 3 months ago. I would hardly call a stock market change equivalent to the economy. Stocks have gone down even in good years ( 2018), see GDP, wage growth, and unemployment as better barometers.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:01 wasn’t bad at all, unless you were all tech invested and/or worked in tech.

08 was terrible, unemployment and investments, we were close to a total financial collapse due to the housing bubble and leverage

22 ?? What is collapsing? Stocks are down 10%, this is just regular market moves, happens every few years. Where is the meltdown coming from. No collapse in housing, may decline a bit due to mortgage rates but there is no foreclosure crisis based on better lending standards. Company profits look solid. Maybe there is some mystery bubble in finance but nobody can predict that one.

Nasdaq is down 20% from its peak last year. That is actually quite a bit.

It's not. Normal stuff.

Down 20% in 3 months is not normal. It shows that the market was (and still is) very inflated. Big banks are warning of a recession, not that it’s a big surprise.

That is utter noise. We are up 300% since 2016. There is no way we are dropping anywhere near that; Nasdeq companies are taking over the world

DP- Nasdaq on track for it's worse month since October 2008. Take that as you will.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:01 wasn’t bad at all, unless you were all tech invested and/or worked in tech.

08 was terrible, unemployment and investments, we were close to a total financial collapse due to the housing bubble and leverage

22 ?? What is collapsing? Stocks are down 10%, this is just regular market moves, happens every few years. Where is the meltdown coming from. No collapse in housing, may decline a bit due to mortgage rates but there is no foreclosure crisis based on better lending standards. Company profits look solid. Maybe there is some mystery bubble in finance but nobody can predict that one.

Nasdaq is down 20% from its peak last year. That is actually quite a bit.

It's not. Normal stuff.

Down 20% in 3 months is not normal. It shows that the market was (and still is) very inflated. Big banks are warning of a recession, not that it’s a big surprise.

That is utter noise. We are up 300% since 2016. There is no way we are dropping anywhere near that; Nasdeq companies are taking over the world

DP- Nasdaq on track for it's worse month since October 2008. Take that as you will.

The worst month since the longest bull market ever started... again, nothing burger.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:01 wasn’t bad at all, unless you were all tech invested and/or worked in tech.

08 was terrible, unemployment and investments, we were close to a total financial collapse due to the housing bubble and leverage

22 ?? What is collapsing? Stocks are down 10%, this is just regular market moves, happens every few years. Where is the meltdown coming from. No collapse in housing, may decline a bit due to mortgage rates but there is no foreclosure crisis based on better lending standards. Company profits look solid. Maybe there is some mystery bubble in finance but nobody can predict that one.

Nasdaq is down 20% from its peak last year. That is actually quite a bit.

It's not. Normal stuff.

Down 20% in 3 months is not normal. It shows that the market was (and still is) very inflated. Big banks are warning of a recession, not that it’s a big surprise.

That is utter noise. We are up 300% since 2016. There is no way we are dropping anywhere near that; Nasdeq companies are taking over the world

DP- Nasdaq on track for it's worse month since October 2008. Take that as you will.

The worst month since the longest bull market ever started... again, nothing burger.

We are up 300-400% since bull market started, sure we can take a "correction" of 20% and get all atwitter, but we rose so far so fast so long... https://www.cazenovecapital.com/uk/financial-adviser/insights/talking-points/the-longest-bull-market-in-history-in-five-charts/